CLISSEN IMMO
ActiveCLISSEN IMMO has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €183k and a net result of €-1k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 60% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▲+8
Solvency68▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.59 against 0.72 in 2024; short-term debt: 6.8% and cash: 1.4% of total assets), and 56.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
40 d early
2023
40 d early
2022
41 d early
2021
40 d early
2020
23 d early
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€183k▼ 0.6%
2024 · €184k
2018: €17k
2019: €67k
2020: €127k
2021: €173k
2022: €169k
2023: €171k
2024: €184k
2018 → 2025
Total assets
€421k▼ 3.8%
2024 · €438k
2018: €149k
2019: €348k
2020: €346k
2021: €396k
2022: €368k
2023: €355k
2024: €438k
2018 → 2025
Net result
€-1k
2024 · €13k
2018: €-4k
2019: €51k
2020: €60k
2021: €46k
2022: €2k
2023: €2k
2024: €13k
2018 → 2025
Working capital
€-12k▼ 64.6%
2024 · €-7k
2018: €-6k
2019: €63k
2020: €53k
2021: €96k
2022: €55k
2023: €42k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€173k-€169k▼ 2.6%€171k▲ 1.4%€184k▲ 7.6%€183k▼ 0.6%
Operating result€67k-€7k▼ 89.7%€7k▲ 5.6%€-10k€3k
Net result€46k-€2k▼ 94.7%€2k▼ 3.6%€13k▲ 455%€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €421k
Fixed assets
€405k▼ 3.7%
Current assets
€17k▼ 8.2%
Equity and liabilities €421k
Equity
€183k▼ 0.6%
Debt
€238k▼ 6.2%
The debt ratio falls from 58.0% to 56.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€18k▲
2024 · €12k
Cash flow
€14k▼
2024 · €35k
Solvency
43.4%▲
2024 · 42.0%
Current ratio
0.59▼
2024 · 0.72
Quick ratio
0.59▼
2024 · 0.72
Debt / equity
1.30▼
2024 · 1.38
ROE
-0.6%▼
2024 · 7.1%
ROA
-0.3%▼
2024 · 3.0%
Interest coverage
4.57▲
2024 · 3.16
Debt
€238k▼
2024 · €254k
Debt ≤ 1 year
€29k▲
2024 · €25k
Debt > 1 year
€210k▼
2024 · €229k
Income taxes
€0▼
2024 · €1k
Staff costs
€615▲
2024 · €326
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€438k€421k▼
Fixed assets21/28€420k€405k▼
Tangible fixed assets22/27€384k€369k▼
Land and buildings22€368k€358k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€8k€5k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€36k€36k=
Current assets29/58€18k€17k▼
Amounts receivable within one year40/41€440€11k▲
Trade receivables40-€6k
Other amounts receivable41€440€5k▲
Cash at bank and in hand54/58€18k€6k▼
Equity and liabilities
Total equity and liabilities10/49€438k€421k▼
Equity10/15€184k€183k▼
Contributions10/11€19k€19k=
Reserves13€165k€164k▼
Distributable reserves133€165k€164k▼
Profit (loss) carried forward14€385-
Amounts payable17/49€254k€238k▼
Amounts payable after more than one year17€229k€210k▼
Financial debts170/4€229k€210k▼
Amounts payable within one year42/48€25k€29k▲
Current portion of amounts payable after more than one year42€19k€19k▼
Trade debts44€630€2k▲
Suppliers440/4€630€2k▲
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€5k€7k▲
Other amounts payable47/48€904€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€326€615▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€15k▼
Other operating charges640/8€5k€8k▲
Non-recurring operating charges66A€219-
Gross operating margin9900€18k€27k▲
Operating profit (loss)9901€-10k€3k▲
Financial income75/76B€28k€0▼
Recurring financial income75€28k€0▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€14k€-1k▼
Income taxes67/77€1k€0▼
Profit (loss) for the period9904€13k€-1k▼
Profit (loss) for the period to be appropriated9905€13k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-678▼
Profit (loss) brought forward from the previous period14P€385€385=
Transfer from equity791/2-€678
Transfer to equity691/2€13k-
To other reserves6921€13k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €150kEq €173k ▲36.4%
3 profitable years in a row build equity to €173k.
07-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €60k ▲18.2%
Operating result €90k, net result €60k, both a record.
30-09
Financial
Equity above €100kEq €127k ▲90.1%
2 profitable years in a row build equity to €127k.
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
30-09
Financial
Back to profitnet €51k
Net result €51k after one loss-making year.
30-09
Financial
Liquidity quadruplescurrent ratio 3.26
Current ratio from 0.78 to 3.26.
04-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Azalealaan 212970 SchildeGround area
1,540 m²
Building footprint
214 m²
Volume, LiDAR
1,709 m³
2 parcels, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CLISSEN INC bvba - IMMO 03
since 20052.150.508.608
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041C0318/00P002 | Flanders | 1,470 m² | 1 · 145 m² | 10.3 m · 2 fl. |
| 11810K1745/00N000 | Flanders | 70 m² | 1 · 69 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMMO VERRETH
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ASPM
BE 0678.779.769
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Timothy Van Dessel Services
BE 0684.907.595
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HOMESIDE PROPERTIES
BE 0700.679.795
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Of 11,751 companies in sector 68310 we hold annual accounts for 6,908. 5,220 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2005
Fiscal year end30-09
Trade name NL
CLISSEN.IMMO
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70120
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
70311
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.clissen.immo
E-mail:info@clissenimmo.be