IMMO HORTUS
ActiveSummary
IMMO HORTUS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.01M and a net result of €126k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 63% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+4
Solvency72▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity short (current ratio 0.37 against 0.55 in 2024; short-term debt: 12% and cash: 3% of total assets), and 52.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.4%
Return on assets
5.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
29 d early
2024
64 d early
2023
7 d early
2022
on the day
2021
25 d early
2020
18 d early
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.01M=
2024 · €1.01M
2018: €750k
2019: €790k
2020: €825k
2021: €860k
2022: €907k
2023: €956k
2024: €1.01M
2018 → 2025
Total assets
€2.13M▲ 1.1%
2024 · €2.11M
2018: €2.47M
2019: €2.40M
2020: €2.34M
2021: €2.27M
2022: €2.22M
2023: €2.15M
2024: €2.11M
2018 → 2025
Net result
€126k▲ 133%
2024 · €54k
2018: €50k
2019: €39k
2020: €35k
2021: €36k
2022: €46k
2023: €49k
2024: €54k
2018 → 2025
Working capital
€-163k▼ 188%
2024 · €-56k
2018: €-24k
2019: €-43k
2020: €-57k
2021: €-71k
2022: €-78k
2023: €-70k
2024: €-56k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€860k-€907k▲ 5.4%€956k▲ 5.4%€1.01M▲ 5.6%€1.01M=
Operating result€73k-€83k▲ 13.7%€89k▲ 7.2%€94k▲ 6.5%€181k▲ 92.0%
Net result€36k-€46k▲ 29.3%€49k▲ 5.6%€54k▲ 10.4%€126k▲ 133%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 92% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.13M
Fixed assets
€2.03M =
Current assets
€94k ▲ 33.4%
Equity and liabilities €2.13M
Equity
€1.01M =
Debt
€1.12M ▲ 2.1%
Debt's share of the balance-sheet total rises from 52.0% to 52.6%. Debt is higher.
Key figures and ratios
EBITDA
€181k▲
2024 · €155k
Cash flow
€126k▲
2024 · €115k
Current ratio
0.37▼
2024 · 0.55
Debt to equity
1.11▲
2024 · 1.09
ROE
12.4%▲
2024 · 5.3%
ROA
5.9%▲
2024 · 2.6%
Interest coverage
13.22▲
2024 · 10.07
Debt ≤ 1 year
€256k▲
2024 · €127k
Debt > 1 year
€863k▼
2024 · €969k
Income taxes
€42k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.11M€2.13M▲
Fixed assets21/28€2.03M€2.03M=
Tangible fixed assets22/27€2.03M€2.03M=
Land and buildings22€2.03M€2.03M=
Current assets29/58€70k€94k▲
Amounts receivable within one year40/41€42k€5k▼
Trade receivables40€1k€1k=
Other amounts receivable41€41k€3k▼
Cash at bank and in hand54/58€28k€64k▲
Deferred charges and accrued income490/1-€25k
Equity and liabilities
Total equity and liabilities10/49€2.11M€2.13M▲
Equity10/15€1.01M€1.01M=
Contributions10/11€700k€700k=
Reserves13€309k€309k=
Distributable reserves133€309k€309k=
Profit (loss) carried forward14-€0
Amounts payable17/49€1.10M€1.12M▲
Amounts payable after more than one year17€969k€863k▼
Financial debts170/4€969k€863k▼
Amounts payable within one year42/48€127k€256k▲
Current portion of amounts payable after more than one year42€116k€118k▲
Trade debts44€0€280▲
Suppliers440/4€0€280▲
Taxes, remuneration and social security45€10k€31k▲
Taxes450/3€10k€31k▲
Other amounts payable47/48-€107k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€0▼
Other operating charges640/8€118€231▲
Gross operating margin9900€155k€182k▲
Operating profit (loss)9901€94k€181k▲
Financial charges65/66B€15k€14k▼
Recurring financial charges65€15k€14k▼
Profit (loss) for the period before taxes9903€79k€168k▲
Income taxes67/77€25k€42k▲
Profit (loss) for the period9904€54k€126k▲
Profit (loss) for the period to be appropriated9905€54k€126k▲
Appropriation of the result
Profit (loss) to be appropriated9906€54k€126k▲
Transfer to equity691/2€54k€0▼
To other reserves6921€54k€0▼
Profit to be distributed694/7-€126k
Return on contributions (dividend)694-€126k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €126k ▲133%
Operating result €181k, net result €126k, both a record.
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €1MEq €1.01M ▲5.6%
7 profitable years in a row build equity to €1.01M.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €35k ▼10.7%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Turnhout · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Sevendonk 242360 Oud-TurnhoutGround area
3,101 m²
Building footprint
934 m²
Volume, LiDAR
520 m³
Parcel 13482F1188/00A000, Flanders · tallest building 7.4 m. Linked by address, not a title deed.
1 establishment unit
IMMO HORTUS
since 20172.267.785.764
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13482F1188/00A000 | Flanders | 3,101 m² | 1 · 934 m² | 7.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 4,118 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.