FILO V
ActiveFILO V has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €686k and a net result of €66k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 52% of 9716 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability62▲+9
Solvency58▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.44 against 0.53 in 2023; short-term debt: 15% and cash: 5.5% of total assets), and 66.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
20 d early
2022
29 d late
2021
10 d late
2020
30 d early
2019
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€686k▲ 10.6%
2023 · €620k
2018: €390k
2019: €513k
2020: €529k
2021: €580k
2022: €598k
2023: €620k
2018 → 2024
Total assets
€2.07M▼ 7.6%
2023 · €2.24M
2018: €1.13M
2019: €1.13M
2020: €1.32M
2021: €2.57M
2022: €2.05M
2023: €2.24M
2018 → 2024
Net result
€66k▲ 195%
2023 · €22k
2018: €128k
2019: €123k
2020: €216k
2021: €351k
2022: €19k
2023: €22k
2018 → 2024
Working capital
€-174k▲ 15.1%
2023 · €-205k
2018: €287k
2019: €410k
2020: €437k
2021: €188k
2022: €135k
2023: €-205k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€529k-€580k▲ 9.6%€598k▲ 3.2%€620k▲ 3.7%€686k▲ 10.6%
Operating result€293k-€490k▲ 67.6%€46k▼ 90.6%€53k▲ 13.9%€104k▲ 97.9%
Net result€216k-€351k▲ 62.1%€19k▼ 94.7%€22k▲ 20.1%€66k▲ 195%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 98% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.07M
Fixed assets
€1.94M▼ 3.7%
Current assets
€136k▼ 41.0%
Equity and liabilities €2.07M
Equity
€686k▲ 10.6%
Debt
€1.39M▼ 14.5%
The debt ratio falls from 72.3% to 66.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€184k▲
2023 · €127k
Cash flow
€145k▲
2023 · €97k
Solvency
33.1%▲
2023 · 27.7%
Current ratio
0.44▼
2023 · 0.53
Quick ratio
0.44▼
2023 · 0.53
Debt / equity
2.02▼
2023 · 2.61
ROE
9.6%▲
2023 · 3.6%
ROA
3.2%▲
2023 · 1.0%
Interest coverage
4.77▲
2023 · 4.01
Debt
€1.39M▼
2023 · €1.62M
Debt ≤ 1 year
€310k▼
2023 · €436k
Debt > 1 year
€1.06M▼
2023 · €1.17M
Income taxes
€15k▲
2023 · €-472
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.24M€2.07M▼
Formation expenses20-€0
Fixed assets21/28€2.01M€1.94M▼
Tangible fixed assets22/27€2.01M€1.93M▼
Land and buildings22€2.01M€1.93M▼
Plant, machinery and equipment23€16€0▼
Furniture and vehicles24-€0
Financial fixed assets28€385€385=
Current assets29/58€231k€136k▼
Amounts receivable within one year40/41€13k€23k▲
Trade receivables40€3k€8k▲
Other amounts receivable41€10k€15k▲
Current investments50/53€100k-
Cash at bank and in hand54/58€116k€113k▼
Deferred charges and accrued income490/1€2k€276▼
Equity and liabilities
Total equity and liabilities10/49€2.24M€2.07M▼
Equity10/15€620k€686k▲
Contributions10/11€40k€40k=
Reserves13€580k€646k▲
Tax-exempt reserves132€19k€19k=
Distributable reserves133€562k€628k▲
Amounts payable17/49€1.62M€1.39M▼
Amounts payable after more than one year17€1.17M€1.06M▼
Financial debts170/4€1.17M€1.06M▼
Amounts payable within one year42/48€436k€310k▼
Current portion of amounts payable after more than one year42€117k€119k▲
Trade debts44€18k€750▼
Suppliers440/4€18k€750▼
Taxes, remuneration and social security45€198€273▲
Taxes450/3€198€273▲
Other amounts payable47/48€301k€191k▼
Accrued charges and deferred income492/3€11k€20k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€79k▲
Other operating charges640/8€10k€10k▲
Gross operating margin9900€137k€194k▲
Operating profit (loss)9901€53k€104k▲
Financial income75/76B€924€15k▲
Recurring financial income75€924€15k▲
Financial charges65/66B€32k€39k▲
Recurring financial charges65€32k€39k▲
Profit (loss) for the period before taxes9903€22k€81k▲
Income taxes67/77€-472€15k▲
Profit (loss) for the period9904€22k€66k▲
Profit (loss) for the period to be appropriated9905€22k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€66k▲
Transfer to equity691/2€22k€66k▲
To other reserves6921€22k€66k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet €19k ▼94.7%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 10 days late
2021
31-12
Financial
Highest result since 2018net €351k ▲62.1%
Operating result €490k, net result €351k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €500kEq €513k ▲31.6%
2 profitable years in a row build equity to €513k.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Den Heuvel 202970 SchildeGround area
3,872 m²
Building footprint
818 m²
Volume, LiDAR
4,906 m³
Parcel 11922C0261/00G000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FILO V
since 20162.251.936.261
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0261/00G000 | Flanders | 3,872 m² | 1 · 818 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BURGONDIA
BE 0429.348.328
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ALBALI
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AUTONOOM GEMEENTEBEDRIJF MIDDELKERKE
BE 0890.434.957
Middelkerke · Eq €687k
Officenter Pelt
BE 0764.547.367
Pelt · Eq €685k
JANSSEN - LAMBRICHTS
BE 0450.197.190
Zutendaal · Eq €687k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 4,315 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2016
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68121Development of residential building projects
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.