IMMO HOF TER HAEGEN
ActiveSummary
IMMO HOF TER HAEGEN has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €289k and a net result of €-28k. Equity is shrinking by ~5.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability12▲+4
Solvency83▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.84 against 0.97 in 2023; short-term debt: 41.7% and cash: 0.7% of total assets), and 41.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
58.3%
Return on assets
-5.7%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-28k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
30 d late
2022
31 d late
2021
6 d early
2020
3 d early
2019
52 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€289k▼ 9.0%
2023 · €318k
2018: €411k
2019: €416k
2020: €405k
2021: €389k
2022: €363k
2023: €318k
2018 → 2024
Total assets
€496k▼ 3.7%
2023 · €516k
2018: €483k
2019: €488k
2020: €492k
2021: €500k
2022: €495k
2023: €516k
2018 → 2024
Net result
€-28k▲ 36.7%
2023 · €-45k
2018: €10k
2019: €5k
2020: €-11k
2021: €-15k
2022: €-27k
2023: €-45k
2018 → 2024
Working capital
€-34k▼ 459%
2023 · €-6k
2018: €91k
2019: €96k
2020: €85k
2021: €64k
2022: €38k
2023: €-6k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€405k-€389k▼ 3.8%€363k▼ 6.8%€318k▼ 12.4%€289k▼ 9.0%
Operating result€-11k-€-15k▼ 35.9%€-26k▼ 74.3%€-44k▼ 70.6%€-27k▲ 38.3%
Net result€-11k-€-15k▼ 35.2%€-27k▼ 71.9%€-45k▼ 69.2%€-28k▲ 36.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €27k in 2024 against €44k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €496k
Fixed assets
€323k ▼ 0.2%
Current assets
€173k ▼ 9.7%
Equity and liabilities €496k
Equity
€289k ▼ 9.0%
Debt
€207k ▲ 4.7%
Debt's share of the balance-sheet total rises from 38.4% to 41.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-26k▲
2023 · €-43k
Cash flow
€-28k▲
2023 · €-44k
Current ratio
0.84▼
2023 · 0.97
Debt to equity
0.72▲
2023 · 0.62
ROE
-9.8%▲
2023 · -14.2%
ROA
-5.7%▲
2023 · -8.7%
Interest coverage
-1.70▲
2023 · -3.36
Debt ≤ 1 year
€207k▲
2023 · €198k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet
Code20232024
Assets
Total assets20/58€516k€496k▼
Fixed assets21/28€324k€323k▼
Tangible fixed assets22/27€324k€323k▼
Land and buildings22€324k€323k▼
Current assets29/58€192k€173k▼
Amounts receivable within one year40/41€168k€168k=
Other amounts receivable41€168k€168k=
Cash at bank and in hand54/58€22k€4k▼
Deferred charges and accrued income490/1€968€1k▲
Equity and liabilities
Total equity and liabilities10/49€516k€496k▼
Equity10/15€318k€289k▼
Contributions10/11€607k€607k=
Capital10€607k€607k=
Issued capital100€607k€607k=
Reserves13€2k€2k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130€1k€1k=
Distributable reserves133€570€570=
Profit (loss) carried forward14€-291k€-320k▼
Amounts payable17/49€198k€207k▲
Amounts payable within one year42/48€198k€207k▲
Trade debts44€0-
Suppliers440/4€0-
Other amounts payable47/48€198k€207k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€649€649=
Other operating charges640/8€16k€17k▲
Gross operating margin9900€-28k€-9k▲
Operating profit (loss)9901€-44k€-27k▲
Financial income75/76B€11k€14k▲
Recurring financial income75€11k€14k▲
Financial charges65/66B€13k€16k▲
Recurring financial charges65€13k€16k▲
Profit (loss) for the period before taxes9903€-45k€-28k▲
Profit (loss) for the period9904€-45k€-28k▲
Profit (loss) for the period to be appropriated9905€-45k€-28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-291k€-320k▼
Profit (loss) brought forward from the previous period14P€-246k€-291k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-45k
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
26-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terhagenstraat 139310 AalstGround area
974 m²
Building footprint
508 m²
Volume, LiDAR
2,973 m³
Parcel 41042B0056/00F000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
iMMO Hof ter Haegen
since 19912.334.604.116
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41042B0056/00F000 | Flanders | 974 m² | 1 · 508 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-11-1991
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationOrdinary general meeting
Agenda
bespreking en goedkeuring van de jaarrekening afgesloten op 31 december 2012. Bestemming resultaat. Kwijting bestuurders. Bespre- king dematerialisatie van de aandelen van de NV Immo Hof ter Haegen. Varia. Zich richten naar de statuten.