IMMO HET ANKER
ActiveSummary
IMMO HET ANKER has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €345,456 and a net result of €50,174. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 59% of 9341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+4
Solvency67▼-32
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity tight (current ratio 1.27 against 11.15 in 2024; short-term debt: 40% and cash: 9.4% of total assets), and 57.8% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.2%
Return on assets
6.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-05-2026, 76 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
76 d early
2024
30 d early
2023
5 d early
2022
7 d early
2021
22 d late
2020
1 d early
2019
3 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#9 oldest company in Malle, Real estate sector
Equity
€345,456▼ 42.0%
2024 · €595,283
Total assets
€819,552▲ 1.4%
2024 · €808,316
Net result
€50,174▲ 156%
2024 · €19,596
Working capital
€87,250▼ 71.9%
2024 · €310,674
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€38,303-€14,975▲ 60.9%€7,115€27,053▲ 280%€27,789▲ 2.7%
Net result-€31,772below the sector's middle half-€13,742below the sector's middle half▲ 56.7%€1,367within the sector's middle half€19,596within the sector's middle half▲ 1,334%€50,174within the sector's middle half▲ 156%
Equity€588,061within the sector's middle half▼ 5.1%€574,319within the sector's middle half▼ 2.3%€575,686within the sector's middle half▲ 0.2%€595,283within the sector's middle half▲ 3.4%€345,456within the sector's middle half▼ 42.0%
Total assets€876,630within the sector's middle half▼ 6.7%€845,947within the sector's middle half▼ 3.5%€820,924within the sector's middle half▼ 3.0%€808,316within the sector's middle half▼ 1.5%€819,552within the sector's middle half▲ 1.4%
Debt€39,772▼ 13.1%€48,532▲ 22.0%€47,845▼ 1.4%€41,342▼ 13.6%€327,653▲ 693%
Working capital€191,180within the sector's middle half▲ 0.1%€214,382within the sector's middle half▲ 12.1%€254,244within the sector's middle half▲ 18.6%€310,674within the sector's middle half▲ 22.2%€87,250within the sector's middle half▼ 71.9%
Solvency67.1%above the sector's middle half▲ 1.1pp67.9%above the sector's middle half▲ 0.8pp70.1%above the sector's middle half▲ 2.2pp73.6%above the sector's middle half▲ 3.5pp42.2%within the sector's middle half▼ 31.5pp
Current ratio7.23above the sector's middle half▲ 1.026.43above the sector's middle half▼ 0.797.83above the sector's middle half▲ 1.4011.15above the sector's middle half▲ 3.331.27within the sector's middle half▼ 9.89
Return on assets (ROA)-3.6%below the sector's middle half▼ 9.7pp-1.6%below the sector's middle half▲ 2.0pp0.2%within the sector's middle half▲ 1.8pp2.4%within the sector's middle half▲ 2.3pp6.1%above the sector's middle half▲ 3.7pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €819,552
Fixed assets
€404,649 ▼ 13.4%
Current assets
€414,903 ▲ 21.6%
Equity and liabilities €819,552
Equity
€345,456 ▼ 42.0%
Provisions
€146,443 ▼ 14.7%
Debt
€327,653 ▲ 693%
Debt's share of the balance-sheet total rises from 5.1% to 40.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€90,188▲
2024 · €89,451
Cash flow
€112,572▲
2024 · €81,995
Debt to equity
0.95▲
2024 · 0.07
ROE
14.5%▲
2024 · 3.3%
Interest coverage
152.65▲
2024 · 8.66
Debt ≤ 1 year
€327,653▲
2024 · €30,595
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €62,570 | €62,646 | €62,646 | €62,398 | €62,398 | = |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | -€10,159 | -€10,159 | -€10,159 | -€10,159 | - | - |
| Other operating charges640/8 | €2,177 | €1,544 | €1,902 | €1,364 | €646 | ▼ 52.6% |
| Gross operating margin9900 | €16,285 | €39,057 | €61,504 | €80,656 | €90,834 | ▲ 12.6% |
| Operating profit (loss)9901 | -€38,303 | -€14,975 | €7,115 | €27,053 | €27,789 | ▲ 2.7% |
| Financial income75/76B | €1,300 | - | €1 | €4,378 | €7,885 | ▲ 80.1% |
| Recurring financial income75 | €1,300 | - | €1 | €4,378 | €7,885 | ▲ 80.1% |
| Financial charges65/66B | €10,312 | €10,564 | €10,318 | €10,325 | €591 | ▼ 94.3% |
| Recurring financial charges65 | €10,312 | €10,564 | €10,318 | €10,325 | €591 | ▼ 94.3% |
| Profit (loss) for the period before taxes9903 | -€47,315 | -€25,539 | -€3,202 | €21,106 | €35,084 | ▲ 66.2% |
| Transfer from deferred taxes780 | €15,543 | €15,543 | €15,543 | €15,543 | €15,090 | ▼ 2.9% |
| Income taxes67/77 | - | €3,746 | €10,974 | €17,052 | - | - |
| Profit (loss) for the period9904 | -€31,772 | -€13,742 | €1,367 | €19,596 | €50,174 | ▲ 156% |
| Transfer from tax-exempt reserves789 | €30,185 | €30,185 | €30,185 | €30,185 | €30,637 | ▲ 1.5% |
| Profit (loss) for the period to be appropriated9905 | -€1,588 | €16,442 | €31,551 | €49,781 | €80,811 | ▲ 62.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €876,630 | €845,947 | €820,924 | €808,316 | €819,552 | ▲ 1.4% |
| Fixed assets21/28 | €654,738 | €592,092 | €529,446 | €467,047 | €404,649 | ▼ 13.4% |
| Tangible fixed assets22/27 | €654,738 | €592,092 | €529,446 | €467,047 | €404,649 | ▼ 13.4% |
| Land and buildings22 | €171,961 | €157,897 | €143,832 | €129,768 | €115,703 | ▼ 10.8% |
| Plant, machinery and equipment23 | €6,022 | €5,306 | €4,591 | €3,875 | €3,159 | ▼ 18.5% |
| Furniture and vehicles24 | €496 | €248 | - | - | - | - |
| Other tangible fixed assets26 | €476,260 | €428,641 | €381,023 | €333,405 | €285,786 | ▼ 14.3% |
| Current assets29/58 | €221,892 | €253,855 | €291,479 | €341,269 | €414,903 | ▲ 21.6% |
| Stocks and contracts in progress3 | €5,750 | €5,750 | - | - | - | - |
| Stocks30/36 | €5,750 | €5,750 | - | - | - | - |
| Amounts receivable within one year40/41 | €214,438 | €208,715 | €242,370 | €254,515 | €337,867 | ▲ 32.7% |
| Trade receivables40 | €10,305 | €14,598 | €39,007 | €31,774 | €32,829 | ▲ 3.3% |
| Other amounts receivable41 | €204,133 | €194,117 | €203,363 | €222,742 | €305,038 | ▲ 36.9% |
| Cash at bank and in hand54/58 | €1,704 | €39,389 | €49,108 | €86,753 | €77,036 | ▼ 11.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €876,630 | €845,947 | €820,924 | €808,316 | €819,552 | ▲ 1.4% |
| Equity10/15 | €588,061 | €574,319 | €575,686 | €595,283 | €345,456 | ▼ 42.0% |
| Contributions10/11 | €86,763 | €86,763 | €86,763 | €86,763 | €86,763 | = |
| Capital10 | €86,763 | €86,763 | €86,763 | €86,763 | €86,763 | = |
| Issued capital100 | €86,763 | €86,763 | €86,763 | €86,763 | €86,763 | = |
| Reserves13 | €364,296 | €334,112 | €303,927 | €273,743 | €193,106 | ▼ 29.5% |
| Non-distributable reserves130/1 | €8,680 | €8,680 | €8,680 | €8,680 | €8,680 | = |
| Legal reserve130 | €8,680 | €8,680 | €8,680 | €8,680 | €8,680 | = |
| Tax-exempt reserves132 | €305,616 | €275,432 | €245,247 | €215,063 | €184,426 | ▼ 14.2% |
| Distributable reserves133 | €50,000 | €50,000 | €50,000 | €50,000 | - | - |
| Profit (loss) carried forward14 | €137,002 | €153,445 | €184,996 | €234,777 | €65,588 | ▼ 72.1% |
| Provisions and deferred taxes16 | €248,797 | €223,095 | €197,393 | €171,692 | €146,443 | ▼ 14.7% |
| Provisions for liabilities and charges160/5 | €91,431 | €81,272 | €71,113 | €60,954 | €50,795 | ▼ 16.7% |
| Environmental obligations163 | €91,431 | €81,272 | €71,113 | €60,954 | €50,795 | ▼ 16.7% |
| Deferred taxes168 | €157,367 | €141,824 | €126,281 | €110,738 | €95,648 | ▼ 13.6% |
| Amounts payable17/49 | €39,772 | €48,532 | €47,845 | €41,342 | €327,653 | ▲ 693% |
| Amounts payable within one year42/48 | €30,712 | €39,472 | €37,235 | €30,595 | €327,653 | ▲ 971% |
| Financial debts43 | €4,049 | - | - | - | - | - |
| Credit institutions430/8 | €4,049 | - | - | - | - | - |
| Trade debts44 | €1,058 | €9,937 | €1,416 | - | €27,653 | - |
| Suppliers440/4 | €1,058 | €9,937 | €1,416 | - | €27,653 | - |
| Taxes, remuneration and social security45 | €3,775 | €3,706 | €10,089 | €5,079 | - | - |
| Taxes450/3 | €3,775 | €3,706 | €10,089 | €5,079 | - | - |
| Other amounts payable47/48 | €21,829 | €25,829 | €25,729 | €25,515 | €300,000 | ▲ 1,076% |
| Accrued charges and deferred income492/3 | €9,060 | €9,060 | €10,610 | €10,747 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€31,772 | -€13,742 | €1,367 | €19,596 | €50,174 | ▲ 156% |
| + Depreciation and write-downs630 | €62,570 | €62,646 | €62,646 | €62,398 | €62,398 | = |
| Operating cash flow (approximation) | €30,798 | €48,904 | €64,013 | €81,995 | €112,572 | ▲ 37.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €37,686 | €9,719 | €37,645 | -€9,717 | ▼ 126% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
State Gazette act
Resignation: DG Verandabouw (director)Appointment: DG Verandabouw (niet statutaire enige bestuurder) · Permanent representative: Christianus de Groot · Statutes amendment10 facts ▸
State Gazette act
Resignation: DG Verandabouw (director)
Appointment: DG Verandabouw (niet statutaire enige bestuurder) · Permanent representative: Christianus de Groot · Statutes amendment10 facts ▸
- General meeting, buitengewone algemene vergadering van de aandeelhouders
- Statutes amendment
- Statutes amendment
- Capital, €86.762,73
- Power of attorney
- Director resignation, DG Verandabouw (director)
- Director discharge, DG Verandabouw
- Director appointment, DG Verandabouw (niet statutaire enige bestuurder)
- Permanent representative, Christianus de Groot (permanent representative)
- Registered office clause, Steenovenstraat 2A,2390 Malle
16-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €1,367
Net result €1,367 after 2 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 22 days late
2021
31-12
Financial
Weakest financial yearnet -€31,772
Net result drops to -€31,772, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €57,287
Net result €57,287 after 2 loss-making years.
31-12
Financial
Liquidity times 13current ratio 6.21
Current ratio from 0.47 to 6.21; short-term debt falls from €201,784 to €36,684.
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 3 days late
Show earlier events
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 13 acts read
About the unread acts
Of the 13 Belgian State Gazette acts we know for this company, 1 has been read. The other 12 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Board 1
D.G. Verandabouw
CurrentNiet statutaire enige bestuurder · since 27-05-2026 · Private limited company · perm. rep.: Christianus de Groot
Permanent representatives 1
Christianus de Groot
CurrentPermanent representative · since 27-05-2026 · for D.G. Verandabouw
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
12 of this company's 13 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 1992
Ground area
3,345 m²
Building footprint
1.3 ha
Volume, LiDAR
106,213 m³
Parcel 11032A0651/02N000, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Steenovenstraat 2A, 2390 Malle
since 19922.056.802.054
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11032A0651/02N000 | Flanders | 3,345 m² | 1 · 1.3 ha | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| D.G. Verandabouw |
|
Articles of association
Who signs
The sole director
Name clause
IMMO HET ANKER
Registered office clause
Vlaamse Gewest
Other statement
Steeds op naam, vorm van de aandelen
16 uur, mei
Toegang tot algemene vergadering, houder van effecten op naam ingeschreven in register per categorie
Jaarlijkse nettowinst, bestemming van de winst-reserve
1 more provision on this in the deed
Transfer restriction
One provision in the deed
Board rule
Geheel van bestuursbevoegdheden, niet persoonlijk gehouden tot verbintenissen van de vennootschap
Algemene vergadering beslist of mandaat al dan niet bezoldigd is, salaris
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
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Of 9,144 companies in sector 68201 we hold annual accounts for 6,775. 5,025 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded22-04-1991
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0444030267
Also
9925:BE0444030267
Registered
24-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.