IMMO GEBROEDERS DE COCK
ActiveIMMO GEBROEDERS DE COCK has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.37M and a net result of €298k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 77% of 4512 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-2
Solvency100▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity ample (current ratio 4.84 against 4.02 in 2024; short-term debt: 12.5% and cash: 18.8% of total assets), and 24.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.2%
Return on assets
9.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
11 d early
2024
20 d late
2023
30 d late
2022
29 d late
2021
6 d early
2020
5 d late
2019
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€298k▼ 16.2%
2024 · €356k
2018: €138k
2019: €183k
2020: €167k
2021: €210k
2022: €248k
2023: €375k
2024: €356k
2018 → 2025
Working capital
€1.51M▲ 6.6%
2024 · €1.42M
2018: €-33k
2019: €118k
2020: €827k
2021: €951k
2022: €939k
2023: €1.26M
2024: €1.42M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.70M-€1.71M▲ 0.4%€2.08M▲ 22.0%€2.29M▲ 9.9%€2.37M▲ 3.9%
Operating result€287k-€346k▲ 20.7%€453k▲ 30.7%€461k▲ 1.7%€485k▲ 5.3%
Net result€210k-€248k▲ 18.0%€375k▲ 51.5%€356k▼ 5.1%€298k▼ 16.2%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.16M
Fixed assets
€1.25M▼ 6.2%
Current assets
€1.91M▲ 1.0%
Equity and liabilities €3.16M
Equity
€2.37M▲ 3.9%
Debt
€785k▼ 16.2%
The debt ratio falls from 29.1% to 24.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€595k▲
2024 · €573k
Cash flow
€409k▼
2024 · €469k
Solvency
75.2%▲
2024 · 70.9%
Current ratio
4.84▲
2024 · 4.02
Quick ratio
4.84▲
2024 · 4.02
Debt / equity
0.33▼
2024 · 0.41
ROE
12.6%▼
2024 · 15.6%
ROA
9.4%▼
2024 · 11.0%
Interest coverage
46.99▼
2024 · 51.63
Debt
€785k▼
2024 · €937k
Debt ≤ 1 year
€394k▼
2024 · €470k
Debt > 1 year
€314k▼
2024 · €467k
Income taxes
€182k▲
2024 · €114k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.22M€3.16M▼
Fixed assets21/28€1.33M€1.25M▼
Tangible fixed assets22/27€1.33M€1.25M▼
Land and buildings22€1.31M€1.22M▼
Plant, machinery and equipment23€4k€9k▲
Furniture and vehicles24€21k€19k▼
Current assets29/58€1.89M€1.91M▲
Amounts receivable within one year40/41€264k€119k▼
Trade receivables40€15k€104k▲
Other amounts receivable41€250k€15k▼
Current investments50/53€1.19M€1.19M=
Cash at bank and in hand54/58€429k€594k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€3.22M€3.16M▼
Equity10/15€2.29M€2.37M▲
Contributions10/11€372k€372k=
Capital10€372k€372k=
Issued capital100€372k€372k=
Reserves13€1.91M€2.00M▲
Non-distributable reserves130/1€618k€618k=
Legal reserve130€37k€37k=
Own shares acquired1312€581k€581k=
Distributable reserves133€1.29M€1.38M▲
Profit (loss) carried forward14€5k€5k▲
Amounts payable17/49€937k€785k▼
Amounts payable after more than one year17€467k€314k▼
Financial debts170/4€467k€314k▼
Amounts payable within one year42/48€470k€394k▼
Current portion of amounts payable after more than one year42€175k€177k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€71k€63k▼
Taxes450/3€71k€63k▼
Other amounts payable47/48€219k€148k▼
Accrued charges and deferred income492/3-€77k
Income statement
Code20242025
Non-recurring operating income76A€2k€250▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€113k€110k▼
Other operating charges640/8€71k€73k▲
Gross operating margin9900€644k€669k▲
Operating profit (loss)9901€461k€485k▲
Financial income75/76B€21k€8k▼
Recurring financial income75€21k€8k▼
Financial charges65/66B€11k€13k▲
Recurring financial charges65€11k€13k▲
Profit (loss) for the period before taxes9903€470k€480k▲
Income taxes67/77€114k€182k▲
Profit (loss) for the period9904€356k€298k▼
Profit (loss) for the period to be appropriated9905€356k€298k▼
Appropriation of the result
Profit (loss) to be appropriated9906€360k€303k▼
Profit (loss) brought forward from the previous period14P€4k€5k▲
Transfer from equity791/2€101k€160k▲
Transfer to equity691/2€305k€248k▼
To other reserves6921€305k€248k▼
Profit to be distributed694/7€151k€210k▲
Return on contributions (dividend)694€101k€160k▲
Directors or managers695€50k€50k=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €375k ▲51.5%
Net result €375k, the highest in the series.
31-12
Financial
Equity above €2MEq €2.08M ▲22%
6 profitable years in a row build equity to €2.08M.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 3.04
Current ratio from 1.29 to 3.04.
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pedro Colomalaan(BOR) 102880 BornemGround area
127 m²
Building footprint
124 m²
Volume, LiDAR
831 m³
Parcel 12007C0223/00M000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO GEBROEDERS DE COCK NV
since 19902.049.327.611
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007C0223/00M000 | Flanders | 127 m² | 1 · 124 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRUFA
BE 0430.845.987
Namur · Eq €2.37M
COENEN STEPHAN INVESTMENT, HASSELT
BE 0899.042.322
Hasselt · Eq €2.37M
ID' FLOR
BE 0428.911.432
Lochristi · Eq €2.37M
COMPAGNIE DE SERVICES ET DE LOGISTIQUE
BE 0447.803.072
Tournai · Eq €2.37M
IMMOBILIERE SAINT GEORGES
BE 0435.700.442
Frameries · Eq €2.37M
Of 12,018 companies in sector 68203 we hold annual accounts for 5,984. 3,470 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-08-1990
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.