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ID' FLOR

Active
Private limited companyfounded 198640 yrs activeKasseitje 111, 9080 Lochristi, BelgiumKBO/BCE: BE 0428.911.432

ID' FLOR has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.37M and a net result of €276k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 79% of 9716 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
81 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+5
Solvency95▲+13
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.1 in 2023; short-term debt: 29.7% and cash: 0.2% of total assets), and 29.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 40 years 0 50 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
70.3%
Return on assets
8.2%
Age of the figures
21 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-10-2025, 83 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
83 d late
2023
64 d early
2022
60 d early
2021
61 d early
2020
67 d early
2019
52 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity
€2.37M▼ 16.0%
2023 · €2.82M
2018: €3.40M 2019: €2.66M 2020: €2.34M 2021: €2.41M 2022: €2.63M 2023: €2.82M
2018 → 2024
Total assets
€3.37M▼ 31.7%
2023 · €4.94M
2018: €5.63M 2019: €5.31M 2020: €4.88M 2021: €4.80M 2022: €5.07M 2023: €4.94M
2018 → 2024
Net result
€276k▲ 44.0%
2023 · €192k
2018: €192k 2019: €-741k 2020: €-324k 2021: €69k 2022: €225k 2023: €192k
2018 → 2024
Working capital
€153k▼ 29.6%
2023 · €218k
2018: €-491k 2019: €-963k 2020: €-912k 2021: €-541k 2022: €-171k 2023: €218k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€2.34M-€2.41M▲ 3.0%€2.63M▲ 9.4%€2.82M▲ 7.3%€2.37M▼ 16.0%
Operating result€-285k-€104k€266k▲ 155%€280k▲ 5.4%€312k▲ 11.6%
Net result€-324k-€69k€225k▲ 225%€192k▼ 14.9%€276k▲ 44.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-400k€-200k€0€200k€400kOperating result 2020: €-285k€-285kNet result 2020: €-324k€-324kOperating result 2021: €104k€104kNet result 2021: €69k€69kOperating result 2022: €266k€266kNet result 2022: €225k€225kOperating result 2023: €280k€280kNet result 2023: €192k€192kOperating result 2024: €312k€312kNet result 2024: €276k€276k20202021202220232024
The operating result has risen four years in a row; 2024 is 12% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.37M
Fixed assets €2.22M▼ 16.0%
Current assets €1.16M▼ 49.8%
Equity and liabilities €3.37M
Equity €2.37M▼ 16.0%
Debt €1.00M▼ 52.8%
The debt ratio falls from 42.9% to 29.7%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€579k
2023 · €656k
Cash flow
€543k
2023 · €568k
Solvency
70.3%
2023 · 57.1%
Current ratio
1.15
2023 · 1.10
Quick ratio
1.15
2023 · 0.17
Debt / equity
0.42
2023 · 0.75
ROE
11.6%
2023 · 6.8%
ROA
8.2%
2023 · 3.9%
Interest coverage
9.55
2023 · 6.60
Debt
€1.00M
2023 · €2.12M
Debt ≤ 1 year
€1.00M
2023 · €2.08M
Debt > 1 year
€0
2023 · €28k
Income taxes
€209
2023 · €273
Staff costs
€472k
2023 · €1.01M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€4.94M€3.37M
Fixed assets21/28€2.64M€2.22M
Tangible fixed assets22/27€2.64M€2.22M
Land and buildings22€2.24M€2.01M
Plant, machinery and equipment23€349k€209k
Furniture and vehicles24€6k€0
Leasing and similar rights25€43k€0
Current assets29/58€2.30M€1.16M
Amounts receivable after more than one year29€102k€0
Trade receivables290€102k-
Other amounts receivable291-€0
Stocks and contracts in progress3€1.95M€0
Stocks30/36€1.95M€0
Amounts receivable within one year40/41€250k€1.15M
Trade receivables40€219k€18k
Other amounts receivable41€31k€1.13M
Cash at bank and in hand54/58€3k€6k
Equity and liabilities
Total equity and liabilities10/49€4.94M€3.37M
Equity10/15€2.82M€2.37M
Contributions10/11€3.97M€4.02M
Revaluation surpluses12€537k€537k=
Reserves13€477k€25k
Tax-exempt reserves132€21k€25k
Distributable reserves133€456k€0
Profit (loss) carried forward14€-2.17M€-2.21M
Amounts payable17/49€2.12M€1.00M
Amounts payable after more than one year17€28k€0
Financial debts170/4€28k€0
Amounts payable within one year42/48€2.08M€1.00M
Current portion of amounts payable after more than one year42€17k€0
Trade debts44€486k€2k
Suppliers440/4€486k€2k
Taxes, remuneration and social security45€103k€209
Taxes450/3€5k€209
Remuneration and social security454/9€98k€0
Other amounts payable47/48€1.48M€1.00M
Accrued charges and deferred income492/3€8k€0
Income statement Code20232024
Non-recurring operating income76A-€171k
Remuneration, social security and pensions62€1.01M€472k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€376k€266k
Other operating charges640/8€99k€228k
Gross operating margin9900€1.76M€1.28M
Operating profit (loss)9901€280k€312k
Financial income75/76B€12k€25k
Recurring financial income75€12k€25k
Financial charges65/66B€99k€61k
Recurring financial charges65€99k€61k
Profit (loss) for the period before taxes9903€192k€276k
Income taxes67/77€273€209
Profit (loss) for the period9904€192k€276k
Profit (loss) for the period to be appropriated9905€192k€276k
Appropriation of the result
Profit (loss) to be appropriated9906€-2.17M€-1.94M
Profit (loss) brought forward from the previous period14P€-2.36M€-2.21M
Transfer from equity791/2-€724k
Profit to be distributed694/7-€1.00M
Return on contributions (dividend)694-€1.00M
Social balance
Average headcount (FTE)908721.010.4

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
22-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 83 days late
2024
31-12
Financial Highest result since 2018net €276k ▲44%
Operating result €312k, net result €276k, both a record.
28-05
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
01-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-05
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Back to profitnet €69k
Net result €69k after 2 loss-making years.
25-05
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
09-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Weakest financial yearnet €-741k ▼486%
Net result drops to €-741k, the lowest in the series; recovery starts the following year.
24-05
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-05
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
30-05
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
23-05
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2006
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kasseitje 1119080 Lochristi
Ground area
8,252 m²
Building footprint
4,086 m²
Volume, LiDAR
24,535 m³
Parcel 44034C0512/00W003, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ID'FLOR
Kasseitje 111, 9080 LochristiReal estate activities
since 20062.168.816.862
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44034C0512/00W003 Flanders 8,252 m² 1 · 4,086 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 3,473 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded09-05-1986
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Enterprise