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Generated 08-08-2026
Active BE 0445.395.789Public limited company

IMMO FILIP

Haïfastraat 9 ·2030 Antwerpen, Belgium· 34 yrs active
Sector: Renting & leasing (77229)
Conclusion Checked

The computed 12-month bankruptcy probability of IMMO FILIP is 0.4% (very low). The 2024 annual accounts show equity of €960k and a net result of €124k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 91% of 152 sector peers (fiscal year 2024). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €960k
Net result €124k
Better than sector 91%
Active 34 yrs
Snowflake analysis 5 axes · computed by Checked
Health100Profitability65Solvency100Growth78Stability100
89 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 65
Solvency 100
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1991, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 22-07-2025 with the NBB · fiscal year 2024 · verkort
€0€50k€100k€150kOperating result 2020: €36k€36kNet result 2020: €29k€29kOperating result 2021: €94k€94kNet result 2021: €68k€68kOperating result 2022: €116k€116kNet result 2022: €84k€84kOperating result 2023: €143k€143kNet result 2023: €106k€106kOperating result 2024: €162k€162kNet result 2024: €124k€124k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~11.5%/year over 7 fiscal years, indicative, assuming unchanged policy.
€500k€750k€1.00M€1.25M€1.50M2025: €1.04M (€962k - €1.12M)2026: €1.16M (€1.08M - €1.23M)2027: €1.29M (€1.19M - €1.39M)2018: €513k2019: €557k2020: €577k2021: €645k2022: €729k2023: €835k2024: €960k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 77, Renting & leasing · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 78.3% 22.2%
better than 91% of 152 sector peers
Net result €124k €15k
better than 83% of 152 sector peers
Equity €960k €110k
better than 87% of 152 sector peers
Gross operating margin €205k €133k
better than 60% of 151 sector peers
Total assets €1.23M €688k
better than 63% of 152 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€188k
+8.9% +23% vs sector
Net profit
€124k
+16.8% +194% vs sector
Cash flow
€150k
+10.6% +22% vs sector
Total assets
€1.23M
+4.6% +24% vs sector
Equity
€960k
+14.9% +264% vs sector
Working capital
€315k
+63.9% far above sector median
Income taxes
€42k
+7.7% +128% vs sector
Debt
€267k
-20.8% -6% vs sector
Debt ≤ 1y
€238k
-19.1% far above sector median
Debt > 1y
€22k
-47.6% -91% vs sector
Current ratio
2.33
+40.6% ≈ vs sector
Quick ratio
2.05
+32.3% -13% vs sector
Solvency
78.3%
+9.8% +130% vs sector
Debt / equity
0.28
-31.0% -86% vs sector
ROE
13.0%
+1.7% -19% vs sector
ROA
10.1%
+11.6% +115% vs sector
Interest coverage
62.34
+64.4% -49% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€188k
Net profit€124k
Cash flow€150k
Staff costs-
Income taxes€42k
Dividends-
Total assets€1.23M
Equity€960k
Debt€267k
of which ≤ 1y€238k
of which > 1y€22k
Working capital€315k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.33
Quick ratio2.05
Working capital ratio25.7%
Solvency78.3%
Debt / equity0.28
Long-term debt ratio0.02
Interest coverage62.34
Gross margin-
Net margin-
ROA10.1%
ROE13.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.23M
Fixed assets 21/28€673k
Tangible fixed assets 22/27€421k
Financial fixed assets 28€253k
Current assets 29/58€553k
Stocks & contracts in progress 3€67k
Amounts receivable within one year 40/41€439k
Investments 50/53€12k
Cash & bank 54/58€36k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.23M
Equity 10/15€960k
Contributions / capital 10/11€125k
Reserves 13€835k
Amounts payable 17/49€267k
Amounts payable after one year 17€22k
Amounts payable within one year 42/48€238k
Trade debts payable within one year 44€26k
Income statement
Gross operating margin 9900€205k
Operating result 9901€162k
Financial income 75€7k
Financial charges 65€3k
Result before taxes 9903€166k
Income taxes 67/77€42k
Net result for the period 9904€124k
Result to be appropriated 9905€124k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 4 directors
Current directors & mandates
  • Jacobs Filip
    Director
    State Gazette act 23059242 (03-05-2023)
    Current
    24-12-2013 → present
    3 events
    • 03-05-2023 Mandate renewed· Director
    • 05-06-2017 Mandate renewed· Director
    • 24-12-2013 Mandate renewed· Director
  • Jacobs Herman
    Director
    State Gazette act 23059242 (03-05-2023)
    Current
    24-12-2013 → present
    3 events
    • 03-05-2023 Mandate renewed· Director
    • 05-06-2017 Mandate renewed· Director
    • 24-12-2013 Mandate renewed· Director
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • THISSEN Marie
    Director
    State Gazette act 17087823 (22-06-2017)
    Not recently confirmed
    last confirmed in an act from 2017
    2 events
    • 05-06-2017 Mandate renewed· Director
    • 24-12-2013 Mandate renewed· Director
Former directors (1)
  • Thijssen Marie
    Director
    State Gazette act 23059242 (03-05-2023)
    Former
    - → 03-05-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Renting & leasing(77229)
Legal form Public limited company(014)
Incorporation09-10-1991
StatusActive
Postal code2030
Establishment units 1 location
IMMO FILIP
Haïfastraat 9, 2030 AntwerpenVerhuur van woningen, exclusief sociale woningen
since 19912.055.149.688
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11807G1682/00M000 Flanders 4,729 m² 1 · 2,829 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 15 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
25-11-2025
State Gazette act Statutes amendment
v3.2
22-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
11-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
31-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
03-05-2023
State Gazette act Director changes
v3.2
2022
09-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
08-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
08-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
07-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
05-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
22-06-2017
State Gazette act Director changes
v3.2
16-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
10-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2014
08-01-2014
State Gazette act Statutes amendment
v3.2
2013
28-05-2013
State Gazette act Director changes
v3.2
Belgisch Staatsblad, acts 5 acts
All acts · 5 updated 8 months ago
2025
25-11-2025 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": true,
    "effective_date": "2025-11-07",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0445.395.789",
    "name_full": "IMMO FILIP",
    "legal_form": "NV"
  },
  "signature_regime": "joint_two",
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2023
03-05-2023 1 resigning, 2 reappointed Director changes
  • Thijssen Marie, Bestuurder
  • Jacobs Herman, Bestuurder
  • Jacobs Filip, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jacobs Herman",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De bestuurder kiezen de herbenoeming van de heer Jacobs Herman, wonende te Avenida Torre Torre Edificio California 5 1/6 te 29740 Torre de Mar, Spanje, als bedstuurder, gedelegeerd bestuurder."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jacobs Filip",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De herbenoeming van de heer Jacobs Filip, wonende Ha\u00EFfastraat 9 te Antwerpen 2030, als bestuurder."
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Thijssen Marie",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De vergadering neemt kennis van het ontslag van Mevrouw Thijssen Marie, wonende Paseo Maritimo 46 Edificio Nevada 6 planta 6/3, te 29740 Torre del Mar, Spanje als bestuurder."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0445.395.789",
    "name_full": "IMMO FILIP",
    "legal_form": "NV"
  }
}
2017
22-06-2017 3 reappointed Director changes
  • JACOBS Herman, Bestuurder
  • THISSEN Marie, Bestuurder
  • Jacobs Filip, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "JACOBS Herman",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2017-06-05",
      "evidence_quote": "De heer JACOBS Herman, wonende te Avenida Torre Torre Edificio California 5 1/6 te Torre del Mar. Spanje, als bestuurder, gedelegeerd bestuurder en voorzitter van de raad van bestuur."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "THISSEN Marie",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2017-06-05",
      "evidence_quote": "Mevrouw THIJSSEN Marie, wonende Ha\u00EFfastraat 9 te Antwerpen 2030, als bestuurder."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jacobs Filip",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2017-06-05",
      "evidence_quote": "De heer Jacobs Filip, wonende Ha\u00EFfastraat 9 te Antwerpen 2030, als bestuurder"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0445.395.789",
    "name_full": "IMMO FILIP",
    "legal_form": "NV"
  }
}
2014
08-01-2014 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2013-12-19",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0445.395.789",
    "name_full": "IMMO FILIP",
    "legal_form": "NV"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2013
28-05-2013 3 reappointed Director changes
  • JACOBS Herman, Bestuurder
  • THISSEN Marie, Bestuurder
  • JACOBS Filip, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "JACOBS Herman",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2013-12-24",
      "evidence_quote": "De heer JACOBS Herman, wonende te Aveida Torre Edificio Californ\u00EDa 5 1/6 te Torre del Mar, Spanje, als bestuurder, gedelegeerd bestuurder en voorzitter van de raad bestuur"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "THISSEN Marie",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2013-12-24",
      "evidence_quote": "Mevrouw THIJSSEN Marie, wonende Van Beethovenlei 59 te Schoten, als bestuurder"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "JACOBS Filip",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2013-12-24",
      "evidence_quote": "De heer JACOBS Filip, wonende Emiel Lemineurstraat 15, als bestuurder"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0445.395.789",
    "name_full": "IMMO FILIP",
    "legal_form": "NV"
  }
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Verhuur van overige roerende goederen voor persoonlijk of huishoudelijk gebruik, n.e.g.71408Verhuur en lease van andere huishoudelijke of persoonlijke artikelen, neg77229Verhuur en lease van andere consumentenartikelen, n.e.g.77299
Primary activity highlighted.
Names & trade names
Legal nameNL IMMO FILIP
Registered office
Haïfastraat 9
2030 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative