Immo Ferreira
ActiveImmo Ferreira has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €3k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 20% of 7452 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-60
Solvency38▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.07 in 2024; short-term debt: 86.5% and cash: 100% of total assets), and 86.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.5%
Return on assets
1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 7452 sector peers (2025).
NBB · sector comparisonPosition among 7452 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
52 d late
2024
33 d early
2023
20 d early
2022
31 d late
2021
29 d late
2020
61 d late
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€24k
EBIT margin
-31.1%
Net result
€3k▼ 98.7%
2024 · €203k
2018: €-6k
2019: €-8k
2020: €4k
2021: €-12k
2022: €-19k
2023: €-29k
2024: €203k
2018 → 2025
Working capital
€36k▲ 10.0%
2024 · €32k
2018: €-38k
2019: €-35k
2020: €-18k
2021: €-19k
2022: €-27k
2023: €-45k
2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-121k-€-140k▼ 16.0%€-170k▼ 21.0%€33k€36k▲ 8.1%
Operating result€-11k-€-13k▼ 19.1%€-7k▲ 50.2%€201k€4k▼ 98.2%
Net result€-12k-€-19k▼ 65.8%€-29k▼ 52.3%€203k€3k▼ 98.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 98% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €264k
Equity
€36k▲ 8.1%
Debt
€229k▼ 49.3%
The debt ratio falls from 93.2% to 86.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
13.5%▲
2024 · 6.8%
Current ratio
1.16▲
2024 · 1.07
Quick ratio
1.16▲
2024 · 1.07
Debt / equity
6.42▼
2024 · 13.70
ROE
7.5%▼
2024 · 615.6%
ROA
1.0%▼
2024 · 41.9%
Debt
€229k▼
2024 · €451k
Debt ≤ 1 year
€229k▼
2024 · €451k
Income taxes
€973▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€484k€264k▼
Fixed assets21/28€560€0▼
Financial fixed assets28€560€0▼
Current assets29/58€484k€264k▼
Amounts receivable within one year40/41€473k€0▼
Trade receivables40€473k€0▼
Cash at bank and in hand54/58€11k€264k▲
Equity and liabilities
Total equity and liabilities10/49€484k€264k▼
Equity10/15€33k€36k▲
Contributions10/11€12k€12k=
Outside capital11€12k-
Other1109/19€12k-
Profit (loss) carried forward14€21k€23k▲
Amounts payable17/49€451k€229k▼
Amounts payable within one year42/48€451k€229k▼
Trade debts44€21k€16k▼
Suppliers440/4€21k€16k▼
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€9k€10k▲
Other amounts payable47/48€421k€202k▼
Income statement
Code20242025
Gross operating margin9900€201k€4k▼
Operating profit (loss)9901€201k€4k▼
Financial income75/76B€11k€129▼
Recurring financial income75€11k€129▼
Financial charges65/66B€154€147▼
Recurring financial charges65€154€147▼
Profit (loss) for the period before taxes9903€212k€4k▼
Income taxes67/77€9k€973▼
Profit (loss) for the period9904€203k€3k▼
Profit (loss) for the period to be appropriated9905€203k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€23k▲
Profit (loss) brought forward from the previous period14P€-182k€21k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 52 days late
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €203k
Net result €203k after 3 loss-making years.
31-12
Financial
Liquidity times 6current ratio 1.07
Current ratio from 0.17 to 1.07.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 52 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Vijversstraat 551190 VorstGround area
2,633 m²
Building footprint
433 m²
Volume, LiDAR
2,723 m³
Parcel 21382C0034/00S006, Brussels · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21382C0034/00S006 | Brussels | 2,633 m² | 1 · 433 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PRO TOM
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L.B. ENTREPRISE
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 12,699 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2012
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43221Plumbing work
43320Joinery installation
43331Floor and wall tiling
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.