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Generated 13-08-2026
Active BE 0416.792.172Public limited company

Immo F.D.S.

Patijntjestraat 113 ·9000 Gent, Belgium· 49 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of Immo F.D.S. is 0.1% (very low). The 2025 annual accounts show equity of €615k and a net result of €627k. Equity is shrinking by ~17.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 71% of 500 sector peers (fiscal year 2025). The company has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.
Key figures
Equity €615k
Net result €627k
Better than sector 71%
Active 49 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health93Profitability100Solvency100Growth78Stability100
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 100
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1977, 49 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 26-05-2026 with the NBB · fiscal year 2025 · verkort
€-250k€0€250k€500k€750k€1.00MOperating result 2021: €3k€3kNet result 2021: €2k€2kOperating result 2022: €-10k€-10kNet result 2022: €-10k€-10kOperating result 2023: €-12k€-12kNet result 2023: €-12k€-12kOperating result 2024: €-11k€-11kNet result 2024: €-11k€-11kOperating result 2025: €892k€892kNet result 2025: €627k€627k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining At this pace, equity would indicatively turn negative around fiscal year 2026, assuming unchanged policy.
€-200k€0€200k€400k€600k2026: €-3k (€-53k - €46k)2027: €-7k (€-56k - €42k)2028: €-11k (€-60k - €39k)2018: €25k2019: €22k2020: €19k2021: €21k2022: €11k2023: €-1k2024: €-12k2025: €615k20182019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 69.5% 44.9%
better than 71% of 500 sector peers
Net result €627k €55k
better than 93% of 500 sector peers
Equity €615k €214k
better than 72% of 500 sector peers
Gross operating margin €897k €98k
better than 92% of 500 sector peers
Total assets €885k €767k
better than 55% of 500 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-3k
+29.5% 18-25
Net profit
€627k
- 18-25
Cash flow
€-3k
+28.9% 18-25
Total assets
€885k
+1468.6% 18-25
Equity
€615k
- 18-25
Working capital
€615k
+25257.2% 18-25
Income taxes
€265k
+221165291.7% 18-25
Debt
€270k
+294.2% 18-25
Debt ≤ 1y
€270k
+1543.9% 18-25
Debt > 1y
€52k
+14.1% 18-25
Current ratio
3.28
+185.7% 18-25
Quick ratio
3.28
+185.7% 18-25
Solvency
69.5%
- 18-25
Debt / equity
0.44
- 18-25
ROE
102.0%
+13.2% 18-25
ROA
70.9%
- 18-25
Interest coverage
-18.64
+16.8% 18-25
Figures by fiscal year
Fiscal year2025
Depositverkort
Revenue-
EBITDA-
Net profit€627k
Cash flow-
Staff costs-
Income taxes€265k
Dividends-
Total assets€885k
Equity€615k
Debt€270k
of which ≤ 1y€270k
of which > 1y-
Working capital€615k
Employees (FTE)-
Ratios (computed)
2025
Current ratio3.28
Quick ratio3.28
Working capital ratio69.5%
Solvency69.5%
Debt / equity0.44
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA70.9%
ROE102.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€885k
Current assets 29/58€885k
Amounts receivable within one year 40/41€1k
Cash & bank 54/58€884k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€885k
Equity 10/15€615k
Contributions / capital 10/11€89k
Reserves 13€526k
Amounts payable 17/49€270k
Amounts payable within one year 42/48€270k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€897k
Operating result 9901€892k
Financial income 75€6
Financial charges 65€43
Result before taxes 9903€892k
Income taxes 67/77€265k
Net result for the period 9904€627k
Result to be appropriated 9905€627k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 5 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (25106253). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Libert Aline
    Director
    State Gazette act 25106253 (21-08-2025)
    Current
    13-06-2025 → present
  • Libert Camille
    Director
    State Gazette act 25106253 (21-08-2025)
    Current
    13-06-2025 → present
  • Libert Charles
    Director
    State Gazette act 25106253 (21-08-2025)
    Current
    13-06-2025 → present
Permanent representatives (1)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
  • De Paepe Olivier
    Permanent representative
    State Gazette act 25106253 (21-08-2025)
    Permanent representative
    - → 12-06-2025
Former directors (2)
  • GILSON LIBERT ET PARTNERSLegal entity
    Director· perm. rep.: De Paepe Olivier
    State Gazette act 25319246 (19-03-2025)
    Former
    - → 30-06-2024
  • Libert Jacques
    Director
    State Gazette act 25319246 (19-03-2025)
    Former
    - → 30-06-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Public limited company(014)
Incorporation01-01-1977
StatusActive
Postal code9000
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44809I0240/00C004 Flanders 452 m² 1 · 161 m² 14.6 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
26-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
21-08-2025
State Gazette act Director changes
v3.2
29-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
19-03-2025
State Gazette act Statutes amendment
v3.2
08-01-2025
State Gazette act Director changes
v3.2
2024
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
18-04-2024
State Gazette act Director changes
v3.2
2023
26-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
29-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
29-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
26-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
16-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
31-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgisch Staatsblad, acts 4 acts
All acts · 4 updated 11 months ago
2025
21-08-2025 3 directors appointed, 1 resigning Director changes
  • Libert Camille, Bestuurder
  • Libert Charles, Bestuurder
  • Libert Aline, Bestuurder
  • De Paepe Olivier, Vaste vertegenwoordiger
Summary: v3.2
Technical details 
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    {
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      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "De Paepe Olivier",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-06-12",
      "evidence_quote": "De Bijzondere Algemene Vergadering stemt unaniem in met: -De bevestiging van de be\u00EBindiging van het mandaat van Meester de Paepe Olivier, kantoor houdende te Zeistraat 1A Bus 002 te 9850 Deinze-Nevele, als voorlopig bewindvoerder van de vennootschap en dit naar aanleiding van zijn in de tijd beperkt"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Libert Camille",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-06-13",
      "evidence_quote": "De benoeming van mevrouw Libert Camille (NN 89.11.04-288.83) met domicilie te Paddenhoek 17 te 9830 Sint-Martens-Latem, de heer Libert Charles (NN 91.10.11-179.17) met domicilie te Patijntjestraat 113 te 9000 Gent en mevrouw Libert Aline (NN 95.04.03-356.25) met domicilie te Huurhouderijstraat 1 te "
    },
    {
      "kind": "director_in",
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      "person": {
        "rrn": null,
        "name": "Libert Charles",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-06-13",
      "evidence_quote": "De benoeming van mevrouw Libert Camille (NN 89.11.04-288.83) met domicilie te Paddenhoek 17 te 9830 Sint-Martens-Latem, de heer Libert Charles (NN 91.10.11-179.17) met domicilie te Patijntjestraat 113 te 9000 Gent en mevrouw Libert Aline (NN 95.04.03-356.25) met domicilie te Huurhouderijstraat 1 te "
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Libert Aline",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-06-13",
      "evidence_quote": "De benoeming van mevrouw Libert Camille (NN 89.11.04-288.83) met domicilie te Paddenhoek 17 te 9830 Sint-Martens-Latem, de heer Libert Charles (NN 91.10.11-179.17) met domicilie te Patijntjestraat 113 te 9000 Gent en mevrouw Libert Aline (NN 95.04.03-356.25) met domicilie te Huurhouderijstraat 1 te "
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0416.792.172",
    "name_full": "IMMO F.D.S.",
    "legal_form": "NV"
  }
}
19-03-2025 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2025-03-17",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0416.792.172",
    "name_full": "IMMO F.D.S.",
    "legal_form": "NV"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
08-01-2025 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
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2024
18-04-2024 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
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  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
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  "subject_company": {
    "kbo": "0416.792.172",
    "name_full": "IMMO F.D.S.",
    "legal_form": "NV"
  }
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142
Primary activity highlighted.
Names & trade names
Legal nameNL Immo F.D.S.
Registered office
Patijntjestraat 113
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative