Equity
€153,485 from €259,927 in 2015
Equity fell by 41% in 10 years.
IMMO EN STUDIEBUREEL ALDIMO
Lifetime
20 annual accounts with figures on one time axis, 37 filings since 1989Gross marginpeak €90,301 (2010)
-€11,690▼ €3,033
Resultlowest -€41,153 (2022)
-€12,412▼ €2,290
Equitypeak €259,927 (2015)
€153,485▼ 7.5%
Debts
€147,588▲ 3.3%
Staffpeak 1.4 FTE (2006)
-not published
Documentsfilings and deeds
19-08-202619 days late
2025abbreviated format
Gross margin from -€8,657 to -€11,690Loss of €12,412Cash from €24,864 to €6,812
Key points
from the 2025 annual accountsLosses
-€92,283 in four years
Every financial year from 2022 to 2025 closed with a loss. 2022 was the heaviest.
Filings
37 annual accounts since 1989
Nine of the last ten came late. The 2019 accounts came latest: 32 days after the end of the period.
Turnover not published (abbreviated or micro format)
Checked score
90
Excellent
Financially stronger than 35% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,628 companies (NACE 68, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.6%▲ +0.1 percentage points vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.7%▲ +0.1 percentage points vs 06-2025
08-2025: 0.9%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.3%▼ -0.6 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.1%▼ -0.2 percentage points vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 2.03, cash €6,812, halved
lowers risk
Size: total assets €301,073
Founded in 1988
Figures for financial year 2025 (filed on 19-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 65% of them on solvency, 22% on liquidity, 24% on profitability and 31% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as IMMO EN STUDIEBUREEL ALDIMO has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IMMO EN STUDIEBUREEL ALDIMO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for IMMO EN STUDIEBUREEL ALDIMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.03 (2.18 in 2024), above the usual 1.5. Short-term debt is 49% and cash 2.3% of total assets. 49% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€12,412
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
19 days late
2024
29 days late
2023
8 days late
2022
on the day
2021
3 days late
2020
27 days late
2019
32 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0435205148
Environmental permit granted
Verbouwen en/of uitbreiden van bijgebouwen, niet-overdekte lage constructies of wijzigen van andere beperkte handelingen, Verbouwen / Wijzigen Infrastructuur · Zoutleeuw
Registered office moved within Tienen
New registered office: Hamelendreef 6 te 3300 Tienen · Previous registered office: Generaal Guffensstraat 43 bus b, 3300 Tienen · Board meeting of 02-04-2024 · Gazette deed
First establishment
IMMO EN STUDIEBUREEL ALDOMO, Hamelendreef 6, Tienen
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| IMMO EN STUDIEBUREEL ALDIMO Tienen | €301,073 | -€11,690 | 51.0% | - |
| EUBEL Wemmel | €342,425 | -€14,176 | -81.7% | - |
| Dian Vilvoorde | €359,854 | €1,190 | 99.8% | - |
| IMMOBEST Bree | €303,467 | -€1,512 | 68.8% | - |
| SHARON INVEST Knokke-Heist | €290,693 | -€3,563 | 17.9% | - |
| Royalton Group Zandhoven | €304,815 | -€1,693 | -21.3% | - |
| RESIDENTIELE STADSKERN VERDICHTING Ghent | €323,346 | -€4,553 | -29.9% | - |
These companies have the same main activity as IMMO EN STUDIEBUREEL ALDIMO: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €291,000 and €360,000, founded between 1984 and 1990.
Official details
Source: KBO- Status
- Active since 27-08-1988Normal situation
- Activity
- Real estate agency activitiesNACE 68310and 1 other
- Establishment unit
- 2.040.137.3553300 Tienen, since 19-09-1988
- Financial year end
- 31 December
- Peppol
- Reachable since 21-12-2025
Insights on IMMO EN STUDIEBUREEL ALDIMO
IMMO EN STUDIEBUREEL ALDIMO files the abbreviated format. That format states no turnover. The gross margin fell from €84,531 in 2006 to -€11,690 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMO EN STUDIEBUREEL ALDIMO
- What is the company number of IMMO EN STUDIEBUREEL ALDIMO?
- The company number of IMMO EN STUDIEBUREEL ALDIMO is 0435.205.148. The VAT number is the same number with BE in front: BE 0435.205.148.
- Where is IMMO EN STUDIEBUREEL ALDIMO based?
- The registered office is at Hamelendreef 6, 3300 Tienen.Company details
- What does IMMO EN STUDIEBUREEL ALDIMO do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of IMMO EN STUDIEBUREEL ALDIMO?
- IMMO EN STUDIEBUREEL ALDIMO is a public limited company (NV).
- When was IMMO EN STUDIEBUREEL ALDIMO founded?
- IMMO EN STUDIEBUREEL ALDIMO was founded on 27-08-1988.
- Is IMMO EN STUDIEBUREEL ALDIMO still active?
- Yes, IMMO EN STUDIEBUREEL ALDIMO is an active enterprise in the KBO register.
- What is the turnover of IMMO EN STUDIEBUREEL ALDIMO?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is IMMO EN STUDIEBUREEL ALDIMO profitable?
- In financial year 2025, IMMO EN STUDIEBUREEL ALDIMO made a loss of €12,412.
- Where can I find the annual accounts of IMMO EN STUDIEBUREEL ALDIMO?
- IMMO EN STUDIEBUREEL ALDIMO filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMMO EN STUDIEBUREEL ALDIMO due?
- IMMO EN STUDIEBUREEL ALDIMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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