Dian
ActiveDian has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €359k and a net result of €-20k. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 8862 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth49▼-11
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 78.4 against 43.58 in 2024), and 0.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.8%
Return on assets
-5.6%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year -€20k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
3 d early
2023
28 d early
2022
72 d late
2021
109 d late
2020
102 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€11k▼ 9.0%
2024 · €12k
2023: €11k
2024: €12k
2023 → 2025
EBIT margin
-204.8%▲ 22.1pp
2024 · -226.9%
2023: -357.8%
2024: -226.9%
2023 → 2025
Net result
€-20k▲ 23.3%
2024 · €-26k
2022: €-36k
2023: €-38k
2024: €-26k
2022 → 2025
Working capital
€67k▲ 1.0%
2024 · €67k
2022: €131k
2023: €69k
2024: €67k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€11k€12k▲ 9.9%€11k▼ 9.0%
Equity€444k-€405k▼ 8.6%€379k▼ 6.5%€359k▼ 5.3%
Operating result€-32k-€-39k▼ 20.9%€-27k▲ 30.3%€-22k▲ 17.9%
Net result€-36k-€-38k▼ 7.0%€-26k▲ 31.5%€-20k▲ 23.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2025 against €27k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €360k
Fixed assets
€291k▼ 6.7%
Current assets
€68k=
Equity and liabilities €360k
Equity
€359k▼ 5.3%
Debt
€872▼ 44.4%
The debt ratio falls from 0.4% to 0.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-1k▲
2024 · €-3k
Cash flow
€671▲
2024 · €-2k
Solvency
99.8%▲
2024 · 99.6%
Current ratio
78.40▲
2024 · 43.58
Quick ratio
78.40▲
2024 · 43.58
Debt / equity
0.00▼
2024 · 0.00
ROE
-5.6%▲
2024 · -6.9%
ROA
-5.6%▲
2024 · -6.9%
Interest coverage
-6.04▲
2024 · -11.01
Debt
€872▼
2024 · €2k
Debt ≤ 1 year
€872▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€381k€360k▼
Fixed assets
21/28€312k€291k▼
Tangible fixed assets
22/27€312k€291k▼
Current assets
29/58€68k€68k=
Amounts receivable within one year
40/41€68k€68k=
Cash & bank
54/58€184€176▼
Total equity & liabilities
10/49€381k€360k▼
Equity
10/15€379k€359k▼
Contributions / capital
10/11€143k€143k=
Reserves
13€155k€155k=
Accumulated profits (losses)
14€81k€61k▼
Amounts payable
17/49€2k€872▼
Amounts payable within one year
42/48€2k€872▼
Trade debts payable within one year
44€2k€872▼
Income statement
Code20242025
Turnover
70€12k€11k▼
Gross operating margin
9900€-951€1k▲
Operating result
9901€-27k€-22k▲
Financial income
75€881€2k▲
Financial charges
65€235€214▼
Result before taxes
9903€-26k€-20k▲
Net result for the period
9904€-26k€-20k▲
Result to be appropriated
9905€-26k€-20k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 19 days late
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 5current ratio 43.58
Current ratio from 9.16 to 43.58; short-term debt falls from €8k to €2k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-38k
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 9.16
Current ratio from 2.32 to 9.16; short-term debt falls from €100k to €8k.
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 72 days late
2022
17-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 109 days late
2021
10-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 102 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 20 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 11,701 companies in sector 68310 we hold annual accounts for 6,634. 4,763 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-12-1984
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 28-07-2026. Scores and ratios are computed by Checked and are not a credit decision.