Immo Dufour
ActiveSummary
Immo Dufour has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €17k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 60% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+91
Solvency68=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.71 in 2024; short-term debt: 45.3% and cash: 63.4% of total assets), and 56.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €36k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
42 d early
2023
121 d early
2022
6 d early
2021
69 d early
2020
68 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€36k▲ 94.6%
2024 · €18k
2019: €13k
2020: €12k
2021: €3k
2022: €3k
2023: €23k
2024: €18k
2019 → 2025
Total assets
€83k▲ 92.9%
2024 · €43k
2019: €63k
2020: €54k
2021: €33k
2022: €28k
2023: €66k
2024: €43k
2019 → 2025
Net result
€17k
2024 · €-5k
2019: €-6k
2020: €-972
2021: €-9k
2022: €-248
2023: €14k
2024: €-5k
2019 → 2025
Working capital
€17k▼ 3.0%
2024 · €17k
2019: €6k
2020: €7k
2021: €1k
2022: €2k
2023: €21k
2024: €17k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€3k▼ 8.0%€23k▲ 718%€18k▼ 21.2%€36k▲ 94.6%
Operating result€-9k-€91€15k▲ 15,912%€-5k€21k
Net result€-9k-€-248▲ 97.3%€14k€-5k€17k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €21k after a loss of €5k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€29k ▲ 1,417%
Current assets
€54k ▲ 31.8%
Equity and liabilities €83k
Equity
€36k ▲ 94.6%
Debt
€47k ▲ 91.7%
Debt's share of the balance-sheet total falls from 57.3% to 56.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28k▲
2024 · €-3k
Cash flow
€24k▲
2024 · €-3k
Current ratio
1.44▼
2024 · 1.71
Debt to equity
1.32▼
2024 · 1.34
ROE
48.6%▲
2024 · -26.8%
ROA
20.9%▲
2024 · -11.5%
Interest coverage
35.68▲
2024 · -28.67
Debt ≤ 1 year
€38k▲
2024 · €24k
Debt > 1 year
€9k
Income taxes
€3k▲
2024 · €163
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€43k€83k▲
Fixed assets21/28€2k€29k▲
Tangible fixed assets22/27€2k€29k▲
Plant, machinery and equipment23€2k€602▼
Furniture and vehicles24€0€28k▲
Other tangible fixed assets26€0€0=
Current assets29/58€41k€54k▲
Cash at bank and in hand54/58€39k€53k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€43k€83k▲
Equity10/15€18k€36k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-172€17k▲
Amounts payable17/49€25k€47k▲
Amounts payable after more than one year17-€9k
Financial debts170/4-€9k
Amounts payable within one year42/48€24k€38k▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€287€7k▲
Taxes450/3€287€7k▲
Other amounts payable47/48€21k€21k▲
Accrued charges and deferred income492/3€677€690▲
Income statement
Code20242025
Non-recurring operating income76A-€830
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€7k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-2k€29k▲
Operating profit (loss)9901€-5k€21k▲
Financial income75/76B€289€255▼
Recurring financial income75€289€255▼
Financial charges65/66B€119€781▲
Recurring financial charges65€119€781▲
Profit (loss) for the period before taxes9903€-5k€20k▲
Income taxes67/77€163€3k▲
Profit (loss) for the period9904€-5k€17k▲
Profit (loss) for the period to be appropriated9905€-5k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€17k▲
Profit (loss) brought forward from the previous period14P€3k€-172▼
Transfer from equity791/2€2k-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Back to profitnet €14k
Net result €14k after 4 loss-making years.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
23-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
09-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Zutendaal · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldstraat 53690 ZutendaalGround area
1,326 m²
Building footprint
119 m²
Volume, LiDAR
765 m³
Parcel 71582E0211/00B000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Immo Dufour
since 20082.173.351.415
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71582E0211/00B000 | Flanders | 1,326 m² | 1 · 119 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 93 EUR awarded · 93 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 93 EUR | 93 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 3,024 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2008
Fiscal year end30-06
Activities, NACEBEL 2025
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Business parks
1 parkOffers a parcel on business park:Genk-zuid