IMMO DFM
ActiveIMMO DFM has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €217k and a net result of €-14k. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 37964 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▼-21
Solvency100=
Growth26▼-21
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 7.46 against 7.34 in 2023; short-term debt: 7.9% and cash: 13.7% of total assets), and 15.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
84.1%
Return on assets
-5.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
33 d early
2023
43 d early
2022
31 d early
2021
39 d early
2020
33 d early
2019
6 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€137k▼ 24.0%
2023 · €180k
2018: €204k
2019: €207k
2020: €88k
2021: €145k
2022: €107k
2023: €180k
2018 → 2024
EBIT margin
-10.3%▼ 30.5pp
2023 · 20.2%
2018: 9.8%
2019: 13.3%
2020: -31.5%
2021: 5.3%
2022: -51.9%
2023: 20.2%
2018 → 2024
Net result
€-14k
2023 · €32k
2018: €7k
2019: €18k
2020: €-38k
2021: €932
2022: €-52k
2023: €32k
2018 → 2024
Working capital
€132k▲ 6.3%
2023 · €124k
2018: €146k
2019: €147k
2020: €120k
2021: €125k
2022: €61k
2023: €124k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€88k-€145k▲ 63.9%€107k▼ 26.2%€180k▲ 68.5%€137k▼ 24.0%
Equity€251k-€252k▲ 0.4%€200k▼ 20.8%€231k▲ 15.8%€217k▼ 6.1%
Operating result€-28k-€8k€-55k€36k€-14k
Net result€-38k-€932€-52k€32k€-14k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €14k after €36k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €258k
Fixed assets
€106k▼ 1.2%
Current assets
€152k▲ 6.0%
Equity and liabilities €258k
Equity
€217k▼ 6.1%
Debt
€41k▲ 110%
The debt ratio rises from 7.8% to 15.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€22k▼
2023 · €71k
Cash flow
€22k▼
2023 · €66k
Solvency
84.1%▼
2023 · 92.2%
Current ratio
7.46▲
2023 · 7.34
Quick ratio
7.45▲
2023 · 7.31
Debt / equity
0.19▲
2023 · 0.08
ROE
-6.5%▼
2023 · 13.6%
ROA
-5.5%▼
2023 · 12.6%
Interest coverage
113.90▼
2023 · 137.86
Debt
€41k▲
2023 · €20k
Debt ≤ 1 year
€20k▲
2023 · €20k
Debt > 1 year
€21k
Income taxes
€-144▼
2023 · €5k
Staff costs
€31k▲
2023 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€251k€258k▲
Fixed assets21/28€107k€106k▼
Tangible fixed assets22/27€107k€106k▼
Land and buildings22€106k€104k▼
Plant, machinery and equipment23€905€2k▲
Current assets29/58€144k€152k▲
Stocks and contracts in progress3€450€372▼
Stocks30/36€450€372▼
Amounts receivable within one year40/41€64k€115k▲
Trade receivables40€45k€83k▲
Other amounts receivable41€19k€33k▲
Cash at bank and in hand54/58€79k€35k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€251k€258k▲
Equity10/15€231k€217k▼
Contributions10/11€62k€62k=
Reserves13€176k€176k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€169k€169k=
Profit (loss) carried forward14€-6k€-20k▼
Amounts payable17/49€20k€41k▲
Amounts payable after more than one year17-€21k
Financial debts170/4-€21k
Amounts payable within one year42/48€20k€20k▲
Current portion of amounts payable after more than one year42-€5k
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€10k€5k▼
Taxes450/3€5k€702▼
Remuneration and social security454/9€5k€5k▼
Other amounts payable47/48€6k€6k=
Income statement
Code20232024
Turnover70€180k€137k▼
Goods, raw materials, services and sundry goods60/61€75k€80k▲
Remuneration, social security and pensions62€30k€31k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€36k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€105k€57k▼
Operating profit (loss)9901€36k€-14k▼
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€515€193▼
Recurring financial charges65€515€193▼
Profit (loss) for the period before taxes9903€37k€-14k▼
Income taxes67/77€5k€-144▼
Profit (loss) for the period9904€32k€-14k▼
Profit (loss) for the period to be appropriated9905€32k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-20k▼
Profit (loss) brought forward from the previous period14P€-38k€-6k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 7.34
Current ratio from 2.14 to 7.34; short-term debt falls from €53k to €20k.
31-12
Financial
Equity above €200kEq €231k ▲15.8%
Equity rises from €200k to €231k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-52k ▼5721%
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €932
Net result €932 after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 6 days late
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
23-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gesves · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Goyet 25340 GesvesGround area
660 m²
Building footprint
206 m²
Parcel 92060C0034/00V000, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMMO DFM
since 20092.184.221.452
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92060C0034/00V000 | Wallonia | 660 m² | 1 · 206 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AD PLATA CONSULTING
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Q-Assist
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PELZCO
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BIOROD
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 39,509 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:immo.dfm@skynet.be
Phone:081/588.248
Fax:081/580.921