BERFON
ActiveSummary
BERFON has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €237,090 and a net result of €10,877. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 83% of 37964 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability74▼-23
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 9.59 against 7.31 in 2023; short-term debt: 7.8% and cash: 42.5% of total assets), and 13.9% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
31 d early
2023
30 d early
2022
30 d early
2021
34 d early
2020
32 d early
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€237,090▲ 4.8%
2023 · €226,213
Total assets
€275,365▲ 3.0%
2023 · €267,256
Net result
€10,877▼ 82.0%
2023 · €60,354
Working capital
€184,523▲ 14.8%
2023 · €160,706
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€44,351▲ 86.1%€60,125▲ 35.6%€73,135▲ 21.6%€80,952▲ 10.7%€14,280▼ 82.4%
Net result€32,604within the sector's middle half▲ 82.4%€41,840within the sector's middle half▲ 28.3%€48,585within the sector's middle half▲ 16.1%€60,354within the sector's middle half▲ 24.2%€10,877within the sector's middle half▼ 82.0%
Equity€165,273within the sector's middle half▲ 24.6%€137,274within the sector's middle half▼ 16.9%€165,859within the sector's middle half▲ 20.8%€226,213within the sector's middle half▲ 36.4%€237,090within the sector's middle half▲ 4.8%
Total assets€200,375within the sector's middle half▲ 32.3%€177,138within the sector's middle half▼ 11.6%€240,116within the sector's middle half▲ 35.6%€267,256within the sector's middle half▲ 11.3%€275,365within the sector's middle half▲ 3.0%
Debt€35,102▲ 86.5%€39,864▲ 13.6%€74,257▲ 86.3%€41,043▼ 44.7%€38,275▼ 6.7%
Working capital€151,189above the sector's middle half▲ 56.8%€126,430within the sector's middle half▼ 16.4%€161,993above the sector's middle half▲ 28.1%€160,706above the sector's middle half▼ 0.8%€184,523above the sector's middle half▲ 14.8%
Solvency82.5%above the sector's middle half▼ 5.1pp77.5%within the sector's middle half▼ 5.0pp69.1%within the sector's middle half▼ 8.4pp84.6%above the sector's middle half▲ 15.6pp86.1%above the sector's middle half▲ 1.5pp
Current ratio14.14above the sector's middle half▲ 8.0211.11above the sector's middle half▼ 3.035.54above the sector's middle half▼ 5.577.31above the sector's middle half▲ 1.779.59above the sector's middle half▲ 2.29
Return on assets (ROA)16.3%within the sector's middle half▲ 4.5pp23.6%within the sector's middle half▲ 7.3pp20.2%within the sector's middle half▼ 3.4pp22.6%within the sector's middle half▲ 2.3pp4.0%within the sector's middle half▼ 18.6pp
Staff (FTE)0.30.3
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 82% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €275,365
Fixed assets
€69,369 ▼ 14.4%
Current assets
€205,996 ▲ 10.6%
Equity and liabilities €275,365
Equity
€237,090 ▲ 4.8%
Debt
€38,275 ▼ 6.7%
Debt's share of the balance-sheet total falls from 15.4% to 13.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25,748▼
2023 · €89,235
Cash flow
€22,345▼
2023 · €68,636
Quick ratio
6.22▲
2023 · 4.47
Debt to equity
0.16▼
2023 · 0.18
ROE
4.6%▼
2023 · 26.7%
Interest coverage
17.88▼
2023 · 50.25
Debt ≤ 1 year
€21,473▼
2023 · €25,483
Income taxes
€4,600▼
2023 · €21,575
Staff costs
€11,425
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.7%
went bankrupt
4.0%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €7,042 | - | - | €11,425 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €643 | €1,250 | €2,068 | €8,283 | €11,467 | ▲ 38.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €1,450 | €1,239 | €2,038 | €3,749 | ▲ 84.0% |
| Other operating charges640/8 | - | €853 | €934 | €1,441 | €2,160 | ▲ 49.9% |
| Gross operating margin9900 | €48,468 | €70,720 | €77,375 | €92,714 | €43,081 | ▼ 53.5% |
| Operating profit (loss)9901 | €44,351 | €60,125 | €73,135 | €80,952 | €14,280 | ▼ 82.4% |
| Financial income75/76B | - | €151 | €942 | €2,753 | €2,637 | ▼ 4.2% |
| Recurring financial income75 | €8,588 | €151 | €942 | €2,753 | €2,637 | ▼ 4.2% |
| Financial charges65/66B | - | €3,058 | €8,321 | €1,776 | €1,440 | ▼ 18.9% |
| Recurring financial charges65 | €4,832 | €3,058 | €8,321 | €1,776 | €1,440 | ▼ 18.9% |
| Profit (loss) for the period before taxes9903 | €48,107 | €57,218 | €65,755 | €81,929 | €15,477 | ▼ 81.1% |
| Income taxes67/77 | €15,503 | €15,378 | €17,170 | €21,575 | €4,600 | ▼ 78.7% |
| Profit (loss) for the period9904 | €32,604 | €41,840 | €48,585 | €60,354 | €10,877 | ▼ 82.0% |
| Profit (loss) for the period to be appropriated9905 | €32,604 | €41,840 | €48,585 | €60,354 | €10,877 | ▼ 82.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €200,375 | €177,138 | €240,116 | €267,256 | €275,365 | ▲ 3.0% |
| Fixed assets21/28 | €37,678 | €38,200 | €42,417 | €81,067 | €69,369 | ▼ 14.4% |
| Tangible fixed assets22/27 | €3,828 | €4,350 | €8,567 | €47,217 | €35,519 | ▼ 24.8% |
| Furniture and vehicles24 | - | €1,462 | €6,619 | €44,366 | €33,664 | ▼ 24.1% |
| Other tangible fixed assets26 | - | €2,888 | €1,948 | €2,852 | €1,855 | ▼ 35.0% |
| Financial fixed assets28 | €33,850 | €33,850 | €33,850 | €33,850 | €33,850 | = |
| Current assets29/58 | €162,697 | €138,938 | €197,699 | €186,189 | €205,996 | ▲ 10.6% |
| Stocks and contracts in progress3 | €42,209 | €45,443 | €59,033 | €72,315 | €72,523 | ▲ 0.3% |
| Stocks30/36 | - | €45,443 | €59,033 | €72,315 | €72,523 | ▲ 0.3% |
| Amounts receivable within one year40/41 | €6,229 | €22,467 | €24,667 | €5,788 | €12,869 | ▲ 122% |
| Trade receivables40 | - | €5,940 | €4,906 | €1,256 | €1,636 | ▲ 30.3% |
| Other amounts receivable41 | - | €16,527 | €19,761 | €4,532 | €11,233 | ▲ 148% |
| Cash at bank and in hand54/58 | €112,096 | €70,693 | €113,626 | €107,425 | €117,164 | ▲ 9.1% |
| Deferred charges and accrued income490/1 | - | €335 | €374 | €661 | €3,440 | ▲ 420% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €200,375 | €177,138 | €240,116 | €267,256 | €275,365 | ▲ 3.0% |
| Equity10/15 | €165,273 | €137,274 | €165,859 | €226,213 | €237,090 | ▲ 4.8% |
| Contributions10/11 | - | €18,600 | €20,460 | €20,460 | €20,460 | = |
| Reserves13 | €146,673 | €109,397 | €119,537 | €169,537 | €179,537 | ▲ 5.9% |
| Non-distributable reserves130/1 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | - | - | - | - |
| Distributable reserves133 | - | €107,537 | €119,537 | €169,537 | €179,537 | ▲ 5.9% |
| Profit (loss) carried forward14 | €676 | €9,277 | €25,862 | €36,216 | €37,093 | ▲ 2.4% |
| Amounts payable17/49 | €35,102 | €39,864 | €74,257 | €41,043 | €38,275 | ▼ 6.7% |
| Amounts payable within one year42/48 | €11,508 | €12,508 | €35,706 | €25,483 | €21,473 | ▼ 15.7% |
| Trade debts44 | €980 | - | €6,306 | €9,612 | €11,077 | ▲ 15.2% |
| Suppliers440/4 | - | - | €6,306 | €9,612 | €11,077 | ▲ 15.2% |
| Taxes, remuneration and social security45 | - | €11,445 | €8,337 | €14,811 | €10,396 | ▼ 29.8% |
| Taxes450/3 | - | €4,716 | €8,337 | €9,919 | €1,645 | ▼ 83.4% |
| Remuneration and social security454/9 | - | €6,729 | - | €4,892 | €8,751 | ▲ 78.9% |
| Other amounts payable47/48 | - | €1,063 | €21,063 | €1,059 | - | - |
| Accrued charges and deferred income492/3 | - | €27,356 | €38,551 | €15,560 | €16,802 | ▲ 8.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32,604 | €41,840 | €48,585 | €60,354 | €10,877 | ▼ 82.0% |
| + Depreciation and write-downs630 | €643 | €1,250 | €2,068 | €8,283 | €11,467 | ▲ 38.4% |
| Operating cash flow (approximation) | €33,247 | €43,090 | €50,653 | €68,636 | €22,345 | ▼ 67.4% |
| Investment in fixed assets (approximation) | - | -€1,772 | -€6,285 | -€46,933 | €231 | ▲ 100% |
| Change in cash | - | -€41,403 | €42,933 | -€6,201 | €9,739 | ▲ 257% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €60,354 ▲24.2%
Operating result €80,952, net result €60,354, both a record.
31-12
Financial
Equity above €200,000Eq €226,213 ▲36.4%
6 profitable years in a row build equity to €226,213.
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150,000Eq €165,859 ▲20.8%
5 profitable years in a row build equity to €165,859.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 14.14
Current ratio from 6.12 to 14.14; short-term debt falls from €18,819 to €11,508.
31-12
Financial
Equity above €150,000Eq €165,273 ▲24.6%
3 profitable years in a row build equity to €165,273.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2009
Ground area
2,297 m²
Building footprint
126 m²
Volume, LiDAR
965 m³
Parcel 92136B0340/00E000, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BERFON SRL
since 20092.178.732.143
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92136B0340/00E000 | Wallonia | 2,297 m² | 1 · 126 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
12.92%
According to the 2024 annual accounts of BERFON and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
PPS-CONSULT
BE 0473.454.129
Antwerpen · Eq €237,075
PDR
BE 0757.618.203
Ham-sur-Heure-Nalinnes · Eq €237,113
KETZIN
BE 0444.519.227
Ieper · Eq €237,120
ARPÉGO
BE 0539.765.507
Lasne · Eq €237,121
VARAFIN
BE 0465.024.829
Gent · Eq €237,059
Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 39,176 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-05-2009
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
71121Engineering and related technical consultancy, excluding land surveyors
Contact
E-mail
bertrand@lesfontaines.be
Phone
081583599
Fax
081583599
Phone
0495249656Namur
E-invoicing
Reachable via Peppol
Peppol ID
0208:0811898017
Also
9925:BE0811898017
Registered
06-02-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.