IMMO DECOUVERTES
ActiveSummary
IMMO DECOUVERTES has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €-1k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 73% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-17
Solvency87▲+10
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.39 against 1.84 in 2024; short-term debt: 27.9% and cash: 53.5% of total assets), and 37.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.1%
Return on assets
-1.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
1 d early
2023
72 d early
2022
8 d early
2021
5 d early
2020
9 d late
2019
87 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▼ 1.8%
2024 · €59k
2018: €61k
2019: €62k
2020: €61k
2021: €59k
2022: €60k
2023: €52k
2024: €59k
2018 → 2025
Total assets
€93k▼ 17.1%
2024 · €113k
2018: €75k
2019: €78k
2020: €86k
2021: €98k
2022: €102k
2023: €74k
2024: €113k
2018 → 2025
Net result
€-1k
2024 · €14k
2018: €4k
2019: €440
2020: €-216
2021: €17k
2022: €22k
2023: €-851
2024: €14k
2018 → 2025
Working capital
€36k▲ 12.1%
2024 · €32k
2018: €48k
2019: €53k
2020: €46k
2021: €35k
2022: €36k
2023: €34k
2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€60k▲ 1.2%€52k▼ 13.3%€59k▲ 13.5%€58k▼ 1.8%
Operating result€29k-€32k▲ 7.4%€2k▼ 92.6%€23k▲ 881%€3k▼ 85.2%
Net result€17k-€22k▲ 24.2%€-851€14k€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 85% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€31k ▼ 25.3%
Current assets
€62k ▼ 12.4%
Equity and liabilities €93k
Equity
€58k ▼ 1.8%
Debt
€35k ▼ 34.0%
Debt's share of the balance-sheet total falls from 47.5% to 37.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €30k
Cash flow
€9k▼
2024 · €22k
Current ratio
2.39▲
2024 · 1.84
Debt to equity
0.61▼
2024 · 0.91
ROE
-1.9%▼
2024 · 24.0%
ROA
-1.2%▼
2024 · 12.6%
Interest coverage
8.47▼
2024 · 23.12
Debt ≤ 1 year
€26k▼
2024 · €39k
Debt > 1 year
€9k▼
2024 · €15k
Income taxes
€3k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€113k€93k▼
Fixed assets21/28€41k€31k▼
Tangible fixed assets22/27€41k€31k▼
Furniture and vehicles24€39k€28k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€83€83=
Current assets29/58€71k€62k▼
Amounts receivable within one year40/41€12k€10k▼
Trade receivables40€12k€8k▼
Other amounts receivable41€2€2k▲
Cash at bank and in hand54/58€57k€50k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€113k€93k▼
Equity10/15€59k€58k▼
Contributions10/11€16k€16k=
Reserves13€41k€41k=
Distributable reserves133€41k€41k=
Profit (loss) carried forward14€2k€564▼
Amounts payable17/49€53k€35k▼
Amounts payable after more than one year17€15k€9k▼
Financial debts170/4€15k€9k▼
Amounts payable within one year42/48€39k€26k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€17k€16k▼
Taxes450/3€10k€7k▼
Remuneration and social security454/9€6k€9k▲
Other amounts payable47/48€14k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€10k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€32k€16k▼
Operating profit (loss)9901€23k€3k▼
Financial income75/76B€266€377▲
Recurring financial income75€266€377▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€22k€2k▼
Income taxes67/77€8k€3k▼
Profit (loss) for the period9904€14k€-1k▼
Profit (loss) for the period to be appropriated9905€14k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€564▼
Profit (loss) brought forward from the previous period14P€9k€2k▼
Transfer to equity691/2€14k-
To other reserves6921€14k-
Profit to be distributed694/7€7k-
Return on contributions (dividend)694€7k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-1k ▼108%
Net result drops to €-1k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
20-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €22k ▲24.2%
Operating result €32k, net result €22k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Auguste Latour 841440 Braine-le-ChâteauGround area
337 m²
Building footprint
64 m²
Parcel 25015D0034/00E003, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMMO DECOUVERTES SPRL
since 19992.090.544.196
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25015D0034/00E003 | Wallonia | 337 m² | 1 · 64 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WUIDARD IMMO
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Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 4,966 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-1999
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.