IMMO DE Nie
ActiveIMMO DE Nie has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €369k and a net result of €3k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 42% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▼-2
Solvency47=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.45 in 2023; short-term debt: 67% and cash: 92.4% of total assets), and 77.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
29 d late
2022
38 d early
2021
24 d early
2020
30 d early
2019
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€369k▲ 0.9%
2023 · €365k
2018: €326k
2019: €329k
2020: €329k
2021: €332k
2022: €339k
2023: €365k
2018 → 2024
Total assets
€1.67M▲ 2.1%
2023 · €1.63M
2018: €1.67M
2019: €1.55M
2020: €1.71M
2021: €1.73M
2022: €1.58M
2023: €1.63M
2018 → 2024
Net result
€3k▼ 87.3%
2023 · €27k
2018: €4k
2019: €3k
2020: €550
2021: €3k
2022: €6k
2023: €27k
2018 → 2024
Working capital
€498k▲ 1.9%
2023 · €489k
2018: €470k
2019: €500k
2020: €521k
2021: €516k
2022: €489k
2023: €489k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€329k-€332k▲ 1.0%€339k▲ 1.8%€365k▲ 8.0%€369k▲ 0.9%
Operating result€2k-€7k▲ 206%€10k▲ 53.0%€-20€7k
Net result€550-€3k▲ 493%€6k▲ 86.0%€27k▲ 345%€3k▼ 87.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €7k after a loss of €20 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.67M
Fixed assets
€53k▼ 10.3%
Current assets
€1.62M▲ 2.6%
Equity and liabilities €1.67M
Equity
€369k▲ 0.9%
Provisions
€182k=
Debt
€1.12M▲ 2.9%
The debt ratio rises from 66.5% to 67.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13k▲
2023 · €3k
Cash flow
€9k▼
2023 · €30k
Solvency
22.1%▼
2023 · 22.4%
Current ratio
1.45▼
2023 · 1.45
Quick ratio
1.45▼
2023 · 1.45
Debt / equity
3.03▲
2023 · 2.97
ROE
0.9%▼
2023 · 7.4%
ROA
0.2%▼
2023 · 1.7%
Interest coverage
12.28▲
2023 · 8.35
Debt
€1.12M▲
2023 · €1.09M
Debt ≤ 1 year
€1.12M▲
2023 · €1.09M
Income taxes
€2k▼
2023 · €11k
Staff costs
€37k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.63M€1.67M▲
Fixed assets21/28€59k€53k▼
Tangible fixed assets22/27€49k€43k▼
Land and buildings22€20k€20k=
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€24k€19k▼
Financial fixed assets28€10k€10k=
Current assets29/58€1.57M€1.62M▲
Amounts receivable within one year40/41€465k€74k▼
Trade receivables40€4k€61k▲
Other amounts receivable41€461k€13k▼
Cash at bank and in hand54/58€1.11M€1.54M▲
Equity and liabilities
Total equity and liabilities10/49€1.63M€1.67M▲
Equity10/15€365k€369k▲
Contributions10/11€6k€6k=
Reserves13€273k€277k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€5k€5k=
Distributable reserves133€268k€272k▲
Profit (loss) carried forward14€86k€86k=
Provisions and deferred taxes16€182k€182k=
Provisions for liabilities and charges160/5€182k€182k=
Pensions and similar obligations160€182k€182k=
Amounts payable17/49€1.09M€1.12M▲
Amounts payable within one year42/48€1.09M€1.12M▲
Trade debts44€24k€7k▼
Suppliers440/4€24k€7k▼
Taxes, remuneration and social security45€41k€13k▼
Taxes450/3€25k€9k▼
Remuneration and social security454/9€17k€3k▼
Other amounts payable47/48€1.02M€1.10M▲
Accrued charges and deferred income492/3€593€208▼
Income statement
Code20232024
Remuneration, social security and pensions62€4k€37k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€8k€9k▲
Gross operating margin9900€16k€59k▲
Operating profit (loss)9901€-20€7k▲
Financial income75/76B€39k€901▼
Recurring financial income75€130€901▲
Non-recurring financial income76B€38k€0▼
Financial charges65/66B€334€2k▲
Recurring financial charges65€334€1k▲
Non-recurring financial charges66B-€1k
Profit (loss) for the period before taxes9903€38k€5k▼
Income taxes67/77€11k€2k▼
Profit (loss) for the period9904€27k€3k▼
Profit (loss) for the period to be appropriated9905€27k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€113k€89k▼
Profit (loss) brought forward from the previous period14P€86k€86k=
Transfer to equity691/2€27k€3k▼
To other reserves6921€27k€3k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €27k ▲345%
Net result €27k, the highest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €550 ▼81.6%
Net result drops to €550, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
02-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert I laan 788620 NieuwpoortGround area
21 m²
Parcel 38402D0244/02_000, Flanders. Linked by address, not a title deed.
1 establishment unit
AGENCE IMMO DE NIE
since 19882.038.329.492
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38402D0244/02_000 | Flanders | 21 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AUSIM
BE 0690.615.848
Pittem · Eq €369k
LIFE PROPERTIES
BE 0475.871.508
Ukkel · Eq €369k
MARIEBELLE
BE 0476.215.065
Menen · Eq €370k
Sharpandwolf
BE 0464.201.220
Knokke-Heist · Eq €368k
Belimco-Mol
BE 0461.198.772
Zulte · Eq €368k
Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 4,828 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-1988
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
68121Development of residential building projects
68122Development of non-residential building projects
68110Buying and selling of own real estate
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.