Financials
- Fiscal year
- 2025
- Total assets
- €1.6m
- Profit
- €6,681
- Solvency
- 88.2%
Total assets▲ 4.9%
Net result
20192025
AGENTUUR PHILIPS
ActiveSummary
AGENTUUR PHILIPS has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €6,681. Equity is shrinking by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 89% of 11002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Real estate agency activities
NACE 68310NACE 68311NACE 70311
1 site
Size
€1.6mtotal assets 2025
- Equity
- €1.4m
- Profit
- €6,681
Turnover not published (abridged schema)
Structure
- Board
- 1 member
- Holdings
- 1
Accounts 14 d early3 of 10 deeds read
Why 95+ Size: total assets €1.6m+ Founded in 1984+ Equity €1.4m (88.2% of total assets)+ Figures for FY 2025 (filed 19-12-2025)Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 64% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 88.2% of total assets
Liquidity
53+2
short-term debt 11.8% · cash 3.2%
Profitability
69+40
return on assets 0.4%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%
12-2024: 0.3%▲ +20.9% vs 11-2024highest value
01-2025: 0.1%▼ -77.2% vs 12-2024
02-2025: 0.1%● 0.0% vs 01-2025
03-2025: 0.1%● 0.0% vs 02-2025
04-2025: 0.1%● 0.0% vs 03-2025
05-2025: 0.1%● 0.0% vs 04-2025
06-2025: 0.1%▼ -4.2% vs 05-2025
07-2025: 0.1%▲ +1.5% vs 06-2025
08-2025: 0.1%● 0.0% vs 07-2025
09-2025: 0.1%▲ +13.0% vs 08-2025
10-2025: 0.1%▲ +1.3% vs 09-2025
11-2025: 0.1%▲ +2.5% vs 10-2025
12-2025: 0.1%▲ +43.2% vs 11-2025
01-2026: < 0.1%▼ -62.1% vs 12-2025
02-2026: < 0.1%● 0.0% vs 01-2026
03-2026: < 0.1%● 0.0% vs 02-2026
04-2026: < 0.1%● 0.0% vs 03-2026
05-2026: < 0.1%● 0.0% vs 04-2026
06-2026: < 0.1%▼ -2.3% vs 05-2026lowest value
07-2026: < 0.1%▲ +2.3% vs 06-2026
08-2026: < 0.1%● 0.0% vs 07-2026
09-2026: < 0.1%▲ +2.3% vs 08-2026
10-2026: < 0.1%▲ +2.2% vs 09-2026
- Size: total assets €1.6m lowers the probability for this profile
- Founded in 1984 lowers the probability for this profile
- Equity €1.4m (88.2% of total assets) lowers the probability
- Figures for FY 2025 (filed 19-12-2025) lowers the probability
Credit up to €130,000 at 30 days acceptable
Liquidity ample (current ratio 3.39 against 4.58 in 2024; short-term debt: 11.8% and cash: 3.2% of total assets), and 11.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 61%, profitability 57%, growth against the median 47%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 17-12-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
11 d early
2023
9 d early
2022
43 d early
2021
18 d early
2020
24 d early
2019
20 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today. Usually files around 17 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-05-2026 close05-10-2026 today31-12-2026 deadline
- RestructuringResignation: Joël PHILIPS (manager) ·…
- Algemene Vergadering - BoekjaarPower of attorney
- RestructuringMerger · Shareholding · Declaration
Key points
- Positive: Back in profit in 2025after -€56,300 in 2024 €6,681 View
- Positive: Among the best 11% on solvencysector median 31.3% · 11,002 companies 88.2% View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Merger with PHIVANmerger on 11-08-2026 2026 View
- New directorlatest change 26-06-2026 · 1 in office 1 joined View
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Network & group
- Subsidiaries
- 1
- Mergers and contributions
- 1
1 subsidiary
Timeline
- Events
- 19
- Since
- 2016
- Next accounts
- by 31-12-2026
- 11-08-2026Restructuring
- 08-06-2026Algemene Vergadering - Boekjaar
- 05-05-2026Restructuring
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 07-02-1984
- Year ends
- 31-05
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 5
- Financial year
- From 1 July to 30 June
- Annual meeting
- Second Saturday of December at 11:00
- Purpose
- Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten…
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