IMMO DE BEVER
ActiveIMMO DE BEVER has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €-17k. Equity is shrinking by ~12.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 67% of 13159 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-62
Solvency75▲+17
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.3 against 0.72 in 2024; short-term debt: 49.7% and cash: 0.8% of total assets), and 49.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.3%
Return on assets
-8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-03-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
128 d early
2023
36 d early
2022
25 d early
2021
31 d early
2020
32 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▼ 13.8%
2024 · €121k
2018: €591k
2019: €594k
2020: €595k
2021: €582k
2022: €594k
2023: €116k
2024: €121k
2018 → 2025
Total assets
€208k▼ 43.0%
2024 · €364k
2018: €599k
2019: €603k
2020: €599k
2021: €597k
2022: €609k
2023: €359k
2024: €364k
2018 → 2025
Net result
€-17k
2024 · €5k
2018: €3k
2019: €2k
2020: €1k
2021: €-13k
2022: €13k
2023: €9k
2024: €5k
2018 → 2025
Working capital
€-72k▼ 7.6%
2024 · €-67k
2018: €227k
2019: €267k
2020: €297k
2021: €311k
2022: €351k
2023: €-100k
2024: €-67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€582k-€594k▲ 2.2%€116k▼ 80.5%€121k▲ 4.7%€105k▼ 13.8%
Operating result€-13k-€13k€12k▼ 6.3%€7k▼ 38.0%€-17k
Net result€-13k-€13k€9k▼ 30.0%€5k▼ 39.0%€-17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €17k after €7k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €208k
Fixed assets
€177k▼ 6.1%
Current assets
€31k▼ 82.5%
Equity and liabilities €208k
Equity
€105k▼ 13.8%
Debt
€103k▼ 57.5%
The debt ratio falls from 66.7% to 49.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-5k▼
2024 · €35k
Cash flow
€-5k▼
2024 · €33k
Solvency
50.3%▲
2024 · 33.3%
Current ratio
0.30▼
2024 · 0.72
Quick ratio
0.30▼
2024 · 0.72
Debt / equity
0.99▼
2024 · 2.01
ROE
-16.0%▼
2024 · 4.5%
ROA
-8.0%▼
2024 · 1.5%
Interest coverage
-242.39▼
2024 · 722.82
Debt
€103k▼
2024 · €243k
Debt ≤ 1 year
€103k▼
2024 · €243k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€364k€208k▼
Fixed assets21/28€189k€177k▼
Tangible fixed assets22/27€189k€177k▼
Land and buildings22€189k€177k▼
Current assets29/58€176k€31k▼
Amounts receivable within one year40/41€15k€19k▲
Trade receivables40€15k€19k▲
Other amounts receivable41-€427
Cash at bank and in hand54/58€151k€2k▼
Deferred charges and accrued income490/1€10k€10k▲
Equity and liabilities
Total equity and liabilities10/49€364k€208k▼
Equity10/15€121k€105k▼
Contributions10/11€88k€88k=
Capital10€88k€88k=
Issued capital100€100k€100k=
Uncalled capital101€12k€12k=
Reserves13€34k€17k▼
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Tax-exempt reserves132€6k€6k=
Distributable reserves133€25k€9k▼
Amounts payable17/49€243k€103k▼
Amounts payable within one year42/48€243k€103k▼
Trade debts44€1k€6k▲
Suppliers440/4€1k€6k▲
Taxes, remuneration and social security45€4k-
Taxes450/3€4k-
Other amounts payable47/48€238k€98k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€12k▼
Other operating charges640/8€10k€11k▲
Gross operating margin9900€45k€5k▼
Operating profit (loss)9901€7k€-17k▼
Financial income75/76B€24€9▼
Recurring financial income75€24€9▼
Financial charges65/66B€48€21▼
Recurring financial charges65€48€21▼
Profit (loss) for the period before taxes9903€7k€-17k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€5k€-17k▼
Profit (loss) for the period to be appropriated9905€5k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€-17k▼
Transfer from equity791/2-€17k
Transfer to equity691/2€5k-
To the legal reserve6920€272-
To other reserves6921€5k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-17k ▼407%
Net result drops to €-17k, the lowest in the series.
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity triplescurrent ratio 86.02
Current ratio from 28.40 to 86.02; short-term debt falls from €10k to €3k.
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hasseltsestraat 1093740 Bilzen-HoeseltGround area
2,519 m²
Building footprint
272 m²
Volume, LiDAR
1,327 m³
Parcel 73006F0512/00P000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Immo De Bever
since 19972.069.714.338
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73006F0512/00P000 | Flanders | 2,519 m² | 1 · 272 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Royal Lier
BE 0657.779.269
Lier · Eq €106k
PALMERS JAN
BE 0750.816.127
Heist-op-den-Berg · Eq €106k
Daily
BE 0665.907.968
Waregem · Eq €106k
D.E.S.
BE 0849.062.180
Mouscron · Eq €106k
The Sushi House
BE 0802.455.660
Begijnendijk · Eq €106k
Of 1,352 companies in sector 56220 we hold annual accounts for 405. 311 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-11-1994
Fiscal year end30-09
Activities, NACEBEL
55521
56220Contract catering and other food service activities
56290Food and beverage service activities
66199Other activities auxiliary to financial services, excluding insurance and pension funding
67130
68110Buying and selling of own real estate
68310Real estate agency activities
68311Real estate activities
70120
70210Activities of head offices; management consultancy activities
70311
70322
73300Public relations and communication consultancy
74141
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.