F.C. WIJNVELD-SINAAIGIRLS
ActiveSummary
F.C. WIJNVELD-SINAAIGIRLS has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €153k and a net result of €10k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 2935 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 52.43 against 50.85 in 2023; short-term debt: 1.8% and cash: 92.2% of total assets), and 1.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
30 d late
2022
41 d early
2021
40 d early
2020
23 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€153k▲ 6.7%
2023 · €144k
2018: €92k
2019: €93k
2020: €100k
2021: €111k
2022: €130k
2023: €144k
2018 → 2024
Total assets
€156k▲ 6.6%
2023 · €147k
2018: €99k
2019: €95k
2020: €103k
2021: €114k
2022: €131k
2023: €147k
2018 → 2024
Net result
€10k▼ 32.6%
2023 · €14k
2018: €-30
2019: €1k
2020: €7k
2021: €11k
2022: €18k
2023: €14k
2018 → 2024
Working capital
€144k▲ 4.7%
2023 · €137k
2018: €71k
2019: €78k
2020: €88k
2021: €103k
2022: €122k
2023: €137k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€100k-€111k▲ 11.5%€130k▲ 16.6%€144k▲ 11.0%€153k▲ 6.7%
Operating result€7k-€12k▲ 72.3%€19k▲ 60.2%€15k▼ 22.1%€10k▼ 31.1%
Net result€7k-€11k▲ 71.2%€18k▲ 60.6%€14k▼ 22.8%€10k▼ 32.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 31% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €156k
Fixed assets
€10k ▲ 47.1%
Current assets
€146k ▲ 4.6%
Equity and liabilities €156k
Equity
€153k ▲ 6.7%
Debt
€3k ▲ 1.5%
Debt's share of the balance-sheet total falls from 1.9% to 1.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▼
2023 · €18k
Cash flow
€12k▼
2023 · €17k
Current ratio
52.43▲
2023 · 50.85
Quick ratio
52.27▲
2023 · 50.69
Debt to equity
0.02▼
2023 · 0.02
ROE
6.2%▼
2023 · 9.9%
ROA
6.1%▼
2023 · 9.7%
Interest coverage
24.24▼
2023 · 41.93
Debt ≤ 1 year
€3k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet
Code20232024
Assets
Total assets20/58€147k€156k▲
Fixed assets21/28€7k€10k▲
Tangible fixed assets22/27€6k€9k▲
Land and buildings22€3k€2k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€99€0▼
Other tangible fixed assets26-€5k
Financial fixed assets28€246€500▲
Current assets29/58€140k€146k▲
Stocks and contracts in progress3€450€450=
Stocks30/36€450€450=
Amounts receivable within one year40/41€2k€2k▼
Trade receivables40€2k€2k▼
Other amounts receivable41€122€12▼
Cash at bank and in hand54/58€137k€144k▲
Equity and liabilities
Total equity and liabilities10/49€147k€156k▲
Equity10/15€144k€153k▲
Contributions10/11€16k€16k=
Capital10€16k€16k=
Profit (loss) carried forward14€128k€138k▲
Amounts payable17/49€3k€3k▲
Amounts payable within one year42/48€3k€3k▲
Financial debts43-€3k
Other loans439-€3k
Taxes, remuneration and social security45€3k€73▼
Taxes450/3€3k€73▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€19k€14k▼
Operating profit (loss)9901€15k€10k▼
Financial income75/76B€49€32▼
Recurring financial income75€49€32▼
Financial charges65/66B€422€510▲
Recurring financial charges65€422€510▲
Profit (loss) for the period before taxes9903€14k€10k▼
Profit (loss) for the period9904€14k€10k▼
Profit (loss) for the period to be appropriated9905€14k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€128k€138k▲
Profit (loss) brought forward from the previous period14P€114k€128k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Equity above €150kEq €153k ▲6.7%
6 profitable years in a row build equity to €153k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €18k ▲60.6%
Operating result €19k, net result €18k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 66.28
Current ratio from 33.05 to 66.28; short-term debt falls from €3k to €2k.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100kEq €111k ▲11.5%
3 profitable years in a row build equity to €111k.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 37.23
Current ratio from 10.83 to 37.23; short-term debt falls from €7k to €2k.
Show earlier events
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijnveld 2119112 Sint-NiklaasGround area
116 m²
Building footprint
116 m²
Volume, LiDAR
615 m³
Parcel 46019B1259/00Y002, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
F.C. WIJNVELD-SINAAIGIRLS vzw
since 20042.200.542.988
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46019B1259/00Y002 | Flanders | 116 m² | 1 · 116 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SAROMIN
BE 0452.725.922
Brugge · Eq €154k
TRAITEUR ELIAS
BE 0463.524.792
Kapellen · Eq €153k
't WITTE GOUD
BE 0817.914.391
Mechelen · Eq €155k
Vierwege
BE 0651.838.713
Brugge · Eq €152k
DRAAIBOOM CATERING
BE 0892.601.126
Lier · Eq €156k
Of 1,352 companies in sector 56220 we hold annual accounts for 405. 289 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded30-06-1988
Fiscal year end31-12
Activities, NACEBEL 2025
56220Contract catering and other food service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:terryvanosselaer@hotmail.com