Immo DBL
ActiveSummary
Immo DBL has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €-28k. Its solvency ranks better than 23% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability68=
Solvency27▼-1
Growth32
Track record82
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.23 against 0.02 in 2024; short-term debt: 92.7% and cash: 1% of total assets), and 98.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2425
2024 to 2025 · latest year €-28k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 14128 sector peers (2025).
NBB · sector comparisonPosition among 14128 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-05-2026, 62 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
62 d early
2024
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▼ 34.6%
2024 · €82k
2024: €82k
2025: €54k▼ -34.6% vs 2024
2024 → 2025
Total assets
€3.06M▲ 19.4%
2024 · €2.56M
2024: €2.56M
2025: €3.06M▲ +19.4% vs 2024
2024 → 2025
Net result
€-28k▼ 59.8%
2024 · €-18k
2024: €-18k
2025: €-28k▼ -59.8% vs 2024
2024 → 2025
Working capital
€-2.18M▲ 9.8%
2024 · €-2.42M
2024: €-2.42M
2025: €-2.18M▲ +9.8% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€82k-€54k▼ 34.6%
2024: €82k
2025: €54k▼ -34.6% vs 2024
Operating result€-38k-€-29k▲ 22.9%
2024: €-38k
2025: €-29k▲ +22.9% vs 2024
Net result€-18k-€-28k▼ 59.8%
2024: €-18k
2025: €-28k▼ -59.8% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €29k in 2025 against €38k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.06M
Fixed assets
€2.40M ▼ 3.8%
Current assets
€653k ▲ 972%
Equity and liabilities €3.06M
Equity
€54k ▼ 34.6%
Debt
€3.00M ▲ 21.2%
Debt's share of the balance-sheet total rises from 96.8% to 98.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€67k▲
2024 · €29k
Cash flow
€67k▲
2024 · €49k
Current ratio
0.23▲
2024 · 0.02
Quick ratio
0.01▼
2024 · 0.02
Debt to equity
55.88▲
2024 · 30.15
ROE
-52.9%▼
2024 · -21.7%
ROA
-0.9%▼
2024 · -0.7%
Interest coverage
1386.49▲
2024 · 546.58
Debt ≤ 1 year
€2.83M▲
2024 · €2.48M
Debt > 1 year
€170k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.56M€3.06M▲
Fixed assets21/28€2.50M€2.40M▼
Tangible fixed assets22/27€2.50M€2.40M▼
Land and buildings22€2.50M€2.40M▼
Financial fixed assets28€1k€1k=
Current assets29/58€61k€653k▲
Stocks and contracts in progress3-€621k
Stocks30/36-€621k
Amounts receivable within one year40/41€6k€2k▼
Trade receivables40€292€1k▲
Other amounts receivable41€6k€275▼
Cash at bank and in hand54/58€55k€30k▼
Equity and liabilities
Total equity and liabilities10/49€2.56M€3.06M▲
Equity10/15€82k€54k▼
Contributions10/11€100k€100k=
Profit (loss) carried forward14€-18k€-46k▼
Amounts payable17/49€2.48M€3.00M▲
Amounts payable after more than one year17-€170k
Financial debts170/4-€170k
Amounts payable within one year42/48€2.48M€2.83M▲
Financial debts43-€120k
Credit institutions430/8-€120k
Advances received on contracts in progress46-€3k
Other amounts payable47/48€2.48M€2.71M▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67k€96k▲
Other operating charges640/8-€8k
Gross operating margin9900€29k€75k▲
Operating profit (loss)9901€-38k€-29k▲
Financial income75/76B€20k€918▼
Recurring financial income75€20k€918▼
Financial charges65/66B€54€48▼
Recurring financial charges65€54€48▼
Profit (loss) for the period before taxes9903€-18k€-28k▼
Profit (loss) for the period9904€-18k€-28k▼
Profit (loss) for the period to be appropriated9905€-18k€-28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-46k▼
Profit (loss) brought forward from the previous period14P-€-18k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €67k | €96k | ▲ 42.5% |
| Other operating charges640/8 | - | €8k | - |
| Gross operating margin9900 | €29k | €75k | ▲ 155% |
| Operating profit (loss)9901 | €-38k | €-29k | ▲ 22.9% |
| Financial income75/76B | €20k | €918 | ▼ 95.5% |
| Recurring financial income75 | €20k | €918 | ▼ 95.5% |
| Financial charges65/66B | €54 | €48 | ▼ 10.3% |
| Recurring financial charges65 | €54 | €48 | ▼ 10.3% |
| Profit (loss) for the period before taxes9903 | €-18k | €-28k | ▼ 59.8% |
| Profit (loss) for the period9904 | €-18k | €-28k | ▼ 59.8% |
| Profit (loss) for the period to be appropriated9905 | €-18k | €-28k | ▼ 59.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €2.56M | €3.06M | ▲ 19.4% |
| Fixed assets21/28 | €2.50M | €2.40M | ▼ 3.8% |
| Tangible fixed assets22/27 | €2.50M | €2.40M | ▼ 3.8% |
| Land and buildings22 | €2.50M | €2.40M | ▼ 3.8% |
| Financial fixed assets28 | €1k | €1k | = |
| Current assets29/58 | €61k | €653k | ▲ 972% |
| Stocks and contracts in progress3 | - | €621k | - |
| Stocks30/36 | - | €621k | - |
| Amounts receivable within one year40/41 | €6k | €2k | ▼ 75.5% |
| Trade receivables40 | €292 | €1k | ▲ 339% |
| Other amounts receivable41 | €6k | €275 | ▼ 95.5% |
| Cash at bank and in hand54/58 | €55k | €30k | ▼ 44.2% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €2.56M | €3.06M | ▲ 19.4% |
| Equity10/15 | €82k | €54k | ▼ 34.6% |
| Contributions10/11 | €100k | €100k | = |
| Profit (loss) carried forward14 | €-18k | €-46k | ▼ 160% |
| Amounts payable17/49 | €2.48M | €3.00M | ▲ 21.2% |
| Amounts payable after more than one year17 | - | €170k | - |
| Financial debts170/4 | - | €170k | - |
| Amounts payable within one year42/48 | €2.48M | €2.83M | ▲ 14.3% |
| Financial debts43 | - | €120k | - |
| Credit institutions430/8 | - | €120k | - |
| Advances received on contracts in progress46 | - | €3k | - |
| Other amounts payable47/48 | €2.48M | €2.71M | ▲ 9.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-18k | €-28k | ▼ 59.8% |
| + Depreciation and write-downs630 | €67k | €96k | ▲ 42.5% |
| Operating cash flow (approximation) | €49k | €67k | ▲ 36.2% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €-24k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2023
Ground area
1.0 ha
Building footprint
181 m²
Volume, LiDAR
1,008 m³
Parcel 25012C0370/00B000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Immo DBL
since 20232.352.438.060
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25012C0370/00B000 | Wallonia | 1.0 ha | 1 · 181 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,693 companies in sector 68121 we hold annual accounts for 7,385. 5,061 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
66300Activities auxiliary to financial services and insurance activities
Contact
E-mail
immodbl@dn-network.be
Scores and ratios are computed by Checked and are not a credit decision.