LUCY
ActiveSummary
LUCY has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €656k and a net result of €747. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 85% of 804 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-15
Solvency97▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.49 in 2024; short-term debt: 26.4% and cash: 4.8% of total assets), and 27.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.2%
Return on assets
0.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-11-2025, 62 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
62 d early
2024
60 d early
2023
23 d early
2022
6 d early
2021
32 d early
2020
20 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€656k▲ 0.1%
2024 · €655k
2019: €64klowest in 7 years
2020: €133k▲ +108% vs 2019
2021: €450k▲ +238% vs 2020
2022: €571k▲ +26.9% vs 2021
2023: €615k▲ +7.7% vs 2022
2024: €655k▲ +6.6% vs 2023
2025: €656k▲ +0.1% vs 2024highest in 7 years
2019 → 2025
Total assets
€908k▲ 2.5%
2024 · €886k
2019: €366klowest in 7 years
2020: €423k▲ +15.6% vs 2019
2021: €655k▲ +55.0% vs 2020
2022: €773k▲ +18.0% vs 2021
2023: €816k▲ +5.6% vs 2022
2024: €886k▲ +8.5% vs 2023
2025: €908k▲ +2.5% vs 2024highest in 7 years
2019 → 2025
Net result
€747▼ 99.3%
2024 · €106k
2019: €51k
2020: €69k▲ +35.9% vs 2019
2021: €317k▲ +358% vs 2020highest in 7 years
2022: €121k▼ -61.8% vs 2021
2023: €44k▼ -63.7% vs 2022
2024: €106k▲ +143% vs 2023
2025: €747▼ -99.3% vs 2024lowest in 7 years
2019 → 2025
Working capital
€10k▼ 90.4%
2024 · €109k
2019: €-43klowest in 7 years
2020: €-14k▲ +67.8% vs 2019
2021: €267k▲ +2036% vs 2020
2022: €320k▲ +19.6% vs 2021highest in 7 years
2023: €219k▼ -31.5% vs 2022
2024: €109k▼ -50.1% vs 2023
2025: €10k▼ -90.4% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€450k-€571k▲ 26.9%€615k▲ 7.7%€655k▲ 6.6%€656k▲ 0.1%
2021: €450klowest in 5 years
2022: €571k▲ +26.9% vs 2021
2023: €615k▲ +7.7% vs 2022
2024: €655k▲ +6.6% vs 2023
2025: €656k▲ +0.1% vs 2024highest in 5 years
Operating result€192k-€167k▼ 13.0%€62k▼ 62.9%€156k▲ 153%€13k▼ 91.7%
2021: €192khighest in 5 years
2022: €167k▼ -13.0% vs 2021
2023: €62k▼ -62.9% vs 2022
2024: €156k▲ +153% vs 2023
2025: €13k▼ -91.7% vs 2024lowest in 5 years
Net result€317k-€121k▼ 61.8%€44k▼ 63.7%€106k▲ 143%€747▼ 99.3%
2021: €317khighest in 5 years
2022: €121k▼ -61.8% vs 2021
2023: €44k▼ -63.7% vs 2022
2024: €106k▲ +143% vs 2023
2025: €747▼ -99.3% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 92% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €908k
Fixed assets
€658k ▲ 18.4%
Current assets
€251k ▼ 24.1%
Equity and liabilities €908k
Equity
€656k ▲ 0.1%
Debt
€252k ▲ 9.5%
Debt's share of the balance-sheet total rises from 26.0% to 27.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€109k▼
2024 · €220k
Cash flow
€97k▼
2024 · €170k
Current ratio
1.04▼
2024 · 1.49
Quick ratio
0.61▼
2024 · 1.14
Debt to equity
0.38▲
2024 · 0.35
ROE
0.1%▼
2024 · 16.2%
ROA
0.1%▼
2024 · 12.0%
Interest coverage
11.06▼
2024 · 22.36
Debt ≤ 1 year
€240k▲
2024 · €221k
Income taxes
€3k▼
2024 · €43k
Staff costs
€50k▼
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€886k€908k▲
Fixed assets21/28€555k€658k▲
Tangible fixed assets22/27€555k€657k▲
Land and buildings22€383k€436k▲
Plant, machinery and equipment23€83k€69k▼
Furniture and vehicles24€89k€152k▲
Financial fixed assets28€543€543=
Current assets29/58€330k€251k▼
Stocks and contracts in progress3€79k€104k▲
Stocks30/36€79k€104k▲
Amounts receivable within one year40/41€87k€98k▲
Trade receivables40€64k€51k▼
Other amounts receivable41€23k€46k▲
Cash at bank and in hand54/58€157k€43k▼
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€886k€908k▲
Equity10/15€655k€656k▲
Contributions10/11€19k€19k=
Reserves13€637k€637k▲
Tax-exempt reserves132€12k€12k=
Distributable reserves133€624k€625k▲
Amounts payable17/49€231k€252k▲
Amounts payable within one year42/48€221k€240k▲
Trade debts44€13k€100k▲
Suppliers440/4€13k€100k▲
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€11k€10k▼
Other amounts payable47/48€197k€131k▼
Accrued charges and deferred income492/3€10k€12k▲
Income statement
Code20242025
Remuneration, social security and pensions62€55k€50k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€96k▲
Other operating charges640/8€9k€15k▲
Gross operating margin9900€284k€175k▼
Operating profit (loss)9901€156k€13k▼
Financial income75/76B€3k€759▼
Recurring financial income75€3k€759▼
Financial charges65/66B€10k€10k▲
Recurring financial charges65€10k€10k▲
Profit (loss) for the period before taxes9903€149k€4k▼
Income taxes67/77€43k€3k▼
Profit (loss) for the period9904€106k€747▼
Profit (loss) for the period to be appropriated9905€106k€747▼
Appropriation of the result
Profit (loss) to be appropriated9906€106k€747▼
Transfer from equity791/2€66k-
Transfer to equity691/2€106k€747▼
To other reserves6921€106k€747▼
Profit to be distributed694/7€66k-
Return on contributions (dividend)694€66k-
Social balance
Average headcount (FTE)90872.63.0▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €141 | - | - | - |
| Remuneration, social security and pensions62 | - | €56k | €55k | €55k | €50k | ▼ 8.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27k | €35k | €48k | €63k | €96k | ▲ 52.0% |
| Other operating charges640/8 | - | €1k | €7k | €9k | €15k | ▲ 66.3% |
| Gross operating margin9900 | €263k | €258k | €172k | €284k | €175k | ▼ 38.3% |
| Operating profit (loss)9901 | €192k | €167k | €62k | €156k | €13k | ▼ 91.7% |
| Financial income75/76B | - | €689 | €1k | €3k | €759 | ▼ 72.7% |
| Recurring financial income75 | €40 | €689 | €1k | €3k | €759 | ▼ 72.7% |
| Financial charges65/66B | - | €7k | €9k | €10k | €10k | ▲ 0.7% |
| Recurring financial charges65 | €4k | €7k | €9k | €10k | €10k | ▲ 0.7% |
| Profit (loss) for the period before taxes9903 | €187k | €161k | €54k | €149k | €4k | ▼ 97.4% |
| Income taxes67/77 | €-129k | €40k | €10k | €43k | €3k | ▼ 92.6% |
| Profit (loss) for the period9904 | €317k | €121k | €44k | €106k | €747 | ▼ 99.3% |
| Profit (loss) for the period to be appropriated9905 | €317k | €121k | €44k | €106k | €747 | ▼ 99.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €655k | €773k | €816k | €886k | €908k | ▲ 2.5% |
| Fixed assets21/28 | €190k | €258k | €405k | €555k | €658k | ▲ 18.4% |
| Tangible fixed assets22/27 | €190k | €257k | €404k | €555k | €657k | ▲ 18.4% |
| Land and buildings22 | - | €133k | €251k | €383k | €436k | ▲ 13.7% |
| Plant, machinery and equipment23 | - | €52k | €60k | €83k | €69k | ▼ 16.8% |
| Furniture and vehicles24 | - | €72k | €93k | €89k | €152k | ▲ 71.9% |
| Financial fixed assets28 | €543 | €543 | €543 | €543 | €543 | = |
| Current assets29/58 | €465k | €516k | €412k | €330k | €251k | ▼ 24.1% |
| Stocks and contracts in progress3 | €53k | €49k | €122k | €79k | €104k | ▲ 31.2% |
| Stocks30/36 | - | €49k | €122k | €79k | €104k | ▲ 31.2% |
| Amounts receivable within one year40/41 | €69k | €144k | €152k | €87k | €98k | ▲ 11.5% |
| Trade receivables40 | - | €111k | €88k | €64k | €51k | ▼ 20.4% |
| Other amounts receivable41 | - | €34k | €64k | €23k | €46k | ▲ 99.6% |
| Cash at bank and in hand54/58 | €339k | €318k | €133k | €157k | €43k | ▼ 72.5% |
| Deferred charges and accrued income490/1 | - | €4k | €5k | €6k | €6k | ▼ 7.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €655k | €773k | €816k | €886k | €908k | ▲ 2.5% |
| Equity10/15 | €450k | €571k | €615k | €655k | €656k | ▲ 0.1% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €431k | €552k | €596k | €637k | €637k | ▲ 0.1% |
| Non-distributable reserves130/1 | - | €28k | - | - | - | - |
| Reserves not available under the articles1311 | - | €28k | - | - | - | - |
| Tax-exempt reserves132 | - | €12k | €12k | €12k | €12k | = |
| Distributable reserves133 | - | €512k | €584k | €624k | €625k | ▲ 0.1% |
| Profit (loss) carried forward14 | €-162k | - | - | - | - | - |
| Amounts payable17/49 | €205k | €203k | €202k | €231k | €252k | ▲ 9.5% |
| Amounts payable within one year42/48 | €198k | €196k | €193k | €221k | €240k | ▲ 8.6% |
| Trade debts44 | €17k | €13k | €38k | €13k | €100k | ▲ 666% |
| Suppliers440/4 | - | €13k | €38k | €13k | €100k | ▲ 666% |
| Taxes, remuneration and social security45 | - | €16k | €8k | €11k | €10k | ▼ 9.5% |
| Taxes450/3 | - | €12k | €4k | €11k | €10k | ▼ 9.5% |
| Remuneration and social security454/9 | - | €4k | €3k | - | - | - |
| Other amounts payable47/48 | - | €167k | €148k | €197k | €131k | ▼ 33.9% |
| Accrued charges and deferred income492/3 | - | €7k | €9k | €10k | €12k | ▲ 28.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €317k | €121k | €44k | €106k | €747 | ▼ 99.3% |
| + Depreciation and write-downs630 | €27k | €35k | €48k | €63k | €96k | ▲ 52.0% |
| Operating cash flow (approximation) | €343k | €155k | €92k | €170k | €97k | ▼ 42.8% |
| Investment in fixed assets (approximation) | - | €-102k | €-195k | €-214k | €-199k | ▲ 7.3% |
| Change in cash | - | €-21k | €-185k | €24k | €-114k | ▼ 567% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Weakest financial yearnet €747 ▼99.3%
Net result drops to €747, the lowest in the series.
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €500kEq €571k ▲26.9%
4 profitable years in a row build equity to €571k.
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €317k ▲358%
Operating result €192k, net result €317k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 2.35
Current ratio from 0.95 to 2.35; short-term debt falls from €276k to €198k.
30-06
Financial
Equity above €200kEq €450k ▲238%
3 profitable years in a row build equity to €450k.
11-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €100kEq €133k ▲108%
2 profitable years in a row build equity to €133k.
Show earlier events
02-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
04-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1987
Ground area
720 m²
Parcel 21819B0053/00F002, Brussels. Linked by address, not a title deed.
1 establishment unit
LUCY
since 19872.034.106.430
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819B0053/00F002 | Brussels | 720 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.034.106.430
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Of 611 companies in sector 10520 we hold annual accounts for 236. 123 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-01-1987
Fiscal year end30-06
Activities, NACEBEL 2025
10520Manufacture of food products
10820Manufacture of cocoa, chocolate and sugar confectionery
Scores and ratios are computed by Checked and are not a credit decision.