Skip to content

IMMO-CONCEPT 2015

Active
Private limited companyfounded 2015active for 11 yearsRoute Napoléon 73, 4400 Flémalle, BelgiumKBO/BCE: BE 0632.474.246
Summary

IMMO-CONCEPT 2015 has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104,183 and a net result of -€19,174. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 48% of 17,042 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
IMMO-CONCEPT 2015ActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Development of residential building projects
NACE 68121Real estate agency activities NACE 68310
1 site
Size
€395,356total assets 2025
Equity
€104,183
Loss
-€19,174
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts filed 28 days late1 of 2 deeds summarised
Why 92raises riskLoss of €19,174, the second in a row (financial year 2025)lowers riskSize: total assets €395,356Sector: Real estate activities (NACE 68)Liquidity: current ratio 0.49, cash €90,472Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 39% of its sector peers (NACE 68, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 51-2
equity 26.4% of total assets
Liquidity 44-6
short-term debt 65.2% · cash 22.9%
Profitability 63+60
return on assets -4.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,614 companies, NACE 68, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.4 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.49, compared with 0.54 in 2024, below 1; short-term debt: 65.2% and cash: 22.9% of total assets), and 73.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 46% on solvency, 38% on liquidity, 50% on profitability and 24% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €395,356
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 0.49, cash €90,472
NBB · annual accounts
raises risk · Loss of €19,174, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€19,174
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
26 days late
2023
28 days late
2022
28 days late
2021
24 days late
2020
30 days late
2019
69 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Among the weakest 17% on net resultsector median €6,032 · 17,032 companies -€19,174 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€19,174 View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€395,356
Loss
-€19,174
Solvency
26.4%
Total assets▼ 8.8%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2023Back to profit
  2. 27-12-2023Resignation: JACQUEMOTTE Marc (manager)
  3. 28-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
16-06-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
26
Annual meeting
First Monday of May at 20:00
Purpose
“La promotion immobilière; L’acquisition par l’achat ou autrement,la vente,l’aliénation…” (deed in French)
Go to Articles of association

Key facts about IMMO-CONCEPT 2015

What is the company number of IMMO-CONCEPT 2015?
0632.474.246. In Belgium the VAT number is the company number with BE in front: BE 0632.474.246.
Where is IMMO-CONCEPT 2015 based?
The registered office is at Route Napoléon 73, 4400 Flémalle.Company details
What does IMMO-CONCEPT 2015 do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of IMMO-CONCEPT 2015?
Private limited company (BV).
When was IMMO-CONCEPT 2015 founded?
On 16-06-2015.
Is IMMO-CONCEPT 2015 still active?
Yes, IMMO-CONCEPT 2015 is an active enterprise in the KBO register.
What is the turnover of IMMO-CONCEPT 2015?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is IMMO-CONCEPT 2015 profitable?
In financial year 2025, IMMO-CONCEPT 2015 made a loss of €19,174.
Where can I find the annual accounts of IMMO-CONCEPT 2015?
IMMO-CONCEPT 2015 filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IMMO-CONCEPT 2015 due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to IMMO-CONCEPT 2015

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure