IMMO COM
ActiveSummary
IMMO COM has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €529k and a net result of €208k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 91% of 2198 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+12
Solvency100▲+19
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 6.31 against 2.33 in 2024; short-term debt: 15.2% and cash: 1.9% of total assets), and 15.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.8%
Return on assets
33.4%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 13-10-2025, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
38 d early
2023
30 d early
2022
32 d early
2021
33 d early
2020
33 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€529k▲ 65.0%
2024 · €321k
2019: €259k
2020: €259k
2021: €252k
2022: €273k
2023: €233k
2024: €321k
2019 → 2025
Total assets
€623k▲ 9.9%
2024 · €567k
2019: €410k
2020: €614k
2021: €798k
2022: €745k
2023: €693k
2024: €567k
2019 → 2025
Net result
€208k▲ 139%
2024 · €87k
2019: €114k
2020: €171
2021: €-6k
2022: €20k
2023: €-39k
2024: €87k
2019 → 2025
Working capital
€503k▲ 55.6%
2024 · €323k
2019: €328k
2020: €236k
2021: €680k
2022: €709k
2023: €458k
2024: €323k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€252k-€273k▲ 8.1%€233k▼ 14.4%€321k▲ 37.3%€529k▲ 65.0%
Operating result€2k-€33k▲ 1,478%€-29k€123k€290k▲ 136%
Net result€-6k-€20k€-39k€87k€208k▲ 139%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 136% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €623k
Fixed assets
€26k ▲ 5,952%
Current assets
€598k ▲ 5.4%
Equity and liabilities €623k
Equity
€529k ▲ 65.0%
Debt
€95k ▼ 61.7%
Debt's share of the balance-sheet total falls from 43.5% to 15.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€316k▲
2024 · €123k
Cash flow
€234k▲
2024 · €88k
Current ratio
6.31▲
2024 · 2.33
Quick ratio
4.38▲
2024 · 1.20
Debt to equity
0.18▼
2024 · 0.77
ROE
39.4%▲
2024 · 27.2%
ROA
33.4%▲
2024 · 15.4%
Interest coverage
44.63▲
2024 · 7.09
Debt ≤ 1 year
€95k▼
2024 · €244k
Income taxes
€78k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€567k€623k▲
Fixed assets21/28€425€26k▲
Tangible fixed assets22/27€425€26k▲
Furniture and vehicles24€425€26k▲
Current assets29/58€567k€598k▲
Stocks and contracts in progress3€275k€183k▼
Stocks30/36€275k€183k▼
Amounts receivable within one year40/41€163k€151k▼
Other amounts receivable41€163k€151k▼
Current investments50/53-€250k
Cash at bank and in hand54/58€128k€12k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€567k€623k▲
Equity10/15€321k€529k▲
Contributions10/11-€105k
Reserves13€321k€424k▲
Distributable reserves133€321k€424k▲
Amounts payable17/49€247k€95k▼
Amounts payable within one year42/48€244k€95k▼
Current portion of amounts payable after more than one year42€225k-
Trade debts44€327€17k▲
Suppliers440/4€327€17k▲
Taxes, remuneration and social security45€18k€77k▲
Taxes450/3€18k€77k▲
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€401€26k▲
Other operating charges640/8€2k€8k▲
Gross operating margin9900€126k€325k▲
Operating profit (loss)9901€123k€290k▲
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€17k€7k▼
Recurring financial charges65€17k€7k▼
Profit (loss) for the period before taxes9903€106k€286k▲
Income taxes67/77€18k€78k▲
Profit (loss) for the period9904€87k€208k▲
Profit (loss) for the period to be appropriated9905€87k€208k▲
Appropriation of the result
Profit (loss) to be appropriated9906€205k€208k▲
Profit (loss) brought forward from the previous period14P€118k-
Transfer from equity791/2€116k-
Transfer to equity691/2€321k€208k▼
To other reserves6921€321k€208k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
13-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2019net €208k ▲139%
Operating result €290k, net result €208k, both a record.
31-03
Financial
Liquidity triplescurrent ratio 6.31
Current ratio from 2.33 to 6.31; short-term debt falls from €244k to €95k.
31-03
Financial
Equity above €500kEq €529k ▲65%
2 profitable years in a row build equity to €529k.
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Back to profitnet €87k
Net result €87k after one loss-making year.
2023
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
31-03
Financial
Liquidity triplescurrent ratio 26.71
Current ratio from 7.74 to 26.71; short-term debt falls from €101k to €28k.
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Show earlier events
31-03
Financial
Liquidity times 5current ratio 7.74
Current ratio from 1.66 to 7.74; short-term debt falls from €355k to €101k.
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
24-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
15-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 135 days late
2017
27-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 57 days late
2016
28-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2003
Ground area
524 m²
Building footprint
174 m²
Volume, LiDAR
1,231 m³
Parcel 71303B0260/00W000, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Hermesdijkstraat 56/11, 3600 Genk
since 20032.131.571.931
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71303B0260/00W000 | Flanders | 524 m² | 1 · 174 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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VW Construct
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ALGEMENE ONDERNEMING QUINTELIER TRUDO
BE 0421.262.387
Hamme (Vl.) · Eq €527,248
Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 9,015 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2003
Fiscal year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
43240Other construction installation
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.