Immo CNF
ActiveImmo CNF has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-13k) and a net result of €44k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▲+22
Solvency23▲+5
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18 against 0.17 in 2023; short-term debt: 36.4% and cash: 1.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-1.6%
Return on assets
5.4%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9982 sector peers (2024).
NBB · sector comparisonPosition among 9982 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
41 d early
2022
39 d early
2021
60 d early
2020
152 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-13k▲ 77.5%
2023 · €-57k
2018: €16k
2019: €-26k
2020: €15k
2021: €630
2022: €-49k
2023: €-57k
2018 → 2024
Total assets
€828k▲ 7.2%
2023 · €773k
2018: €981k
2019: €902k
2020: €860k
2021: €869k
2022: €820k
2023: €773k
2018 → 2024
Net result
€44k
2023 · €-9k
2018: €-3k
2019: €-42k
2020: €-7k
2021: €-14k
2022: €-49k
2023: €-9k
2018 → 2024
Working capital
€-247k▲ 16.1%
2023 · €-295k
2018: €-223k
2019: €-280k
2020: €-245k
2021: €-253k
2022: €-276k
2023: €-295k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€15k-€630▼ 95.7%€-49k€-57k▼ 18.0%€-13k▲ 77.5%
Operating result€5k-€-971€-13k▼ 1,285%€1k€53k▲ 4,004%
Net result€-7k-€-14k▼ 85.4%€-49k▼ 254%€-9k▲ 82.3%€44k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 4,004% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €828k
Fixed assets
€774k▲ 8.7%
Current assets
€54k▼ 10.0%
Key figures and ratios
EBITDA
€102k▲
2023 · €46k
Cash flow
€94k▲
2023 · €36k
Solvency
-1.6%▲
2023 · -7.4%
Current ratio
0.18▲
2023 · 0.17
Quick ratio
0.13▲
2023 · 0.13
Debt / equity
-64.91▼
2023 · -14.44
ROA
5.4%▲
2023 · -1.1%
Interest coverage
10.34▲
2023 · 4.25
Debt
€839k▲
2023 · €828k
Debt ≤ 1 year
€302k▼
2023 · €355k
Debt > 1 year
€491k▲
2023 · €472k
Income taxes
€-1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€773k€828k▲
Fixed assets21/28€712k€774k▲
Tangible fixed assets22/27€712k€774k▲
Land and buildings22€708k€748k▲
Plant, machinery and equipment23€2k€7k▲
Furniture and vehicles24€1k€20k▲
Current assets29/58€60k€54k▼
Stocks and contracts in progress3€14k€14k▲
Stocks30/36€14k€14k▲
Amounts receivable within one year40/41€16k€2k▼
Trade receivables40€15k€2k▼
Other amounts receivable41€1k-
Current investments50/53€27k€27k=
Cash at bank and in hand54/58€1k€10k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€773k€828k▲
Equity10/15€-57k€-13k▲
Contributions10/11€14k€14k=
Profit (loss) carried forward14€-72k€-27k▲
Provisions and deferred taxes16€2k€2k=
Provisions for liabilities and charges160/5€2k€2k=
Environmental obligations163€2k€2k=
Amounts payable17/49€828k€839k▲
Amounts payable after more than one year17€472k€491k▲
Financial debts170/4€472k€491k▲
Amounts payable within one year42/48€355k€302k▼
Current portion of amounts payable after more than one year42€52k€58k▲
Trade debts44€31k€17k▼
Suppliers440/4€31k€17k▼
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Other amounts payable47/48€264k€215k▼
Accrued charges and deferred income492/3-€47k
Income statement
Code20232024
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€49k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€480€942▲
Other operating charges640/8€15k€15k▲
Non-recurring operating charges66A€18k-
Gross operating margin9900€79k€118k▲
Operating profit (loss)9901€1k€53k▲
Financial income75/76B€720€440▼
Recurring financial income75€720€440▼
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€-9k€43k▲
Income taxes67/77-€-1k
Profit (loss) for the period9904€-9k€44k▲
Profit (loss) for the period to be appropriated9905€-9k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-72k€-27k▲
Profit (loss) brought forward from the previous period14P€-63k€-72k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €44k
Net result €44k after 6 loss-making years.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Yvoir · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sur-les-Roches 115530 YvoirGround area
1,451 m²
Building footprint
194 m²
Volume, LiDAR
1,262 m³
Parcel 91141C0086/00M003, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Immo CNF sprlu
since 20142.230.536.675
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91141C0086/00M003 | Wallonia | 1,451 m² | 1 · 194 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OB CONCEPT
BE 1000.090.487
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GREEN ORGANISATION
BE 0445.271.075
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SRJ GROUP
BE 0804.137.027
Drogenbos · Eq €601
OEYEN, ALGEMENE ONDERNEMING
BE 0430.502.529
Balen · Eq €665
ANG BUILD
BE 1007.992.920
Gent · Eq €597
Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 1,251 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2007
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
43211General electrical installation work
68110Buying and selling of own real estate
70120
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:immocnf@gmail.com
Phone:082/67 98 71