IMMO CHENEE
ActiveIMMO CHENEE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.73M and a net result of €-93k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 912 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-17
Solvency61▼-7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.65 in 2024; short-term debt: 12.7% and cash: 1.5% of total assets), and 63.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.2%
Return on assets
-1.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
18 d late
2023
29 d late
2022
29 d late
2021
33 d late
2020
66 d late
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-93k
2024 · €37k
2018: €-26k
2019: €-21k
2020: €451k
2022: €-48k
2023: €-11k
2024: €37k
2018 → 2025
Working capital
€182k▼ 66.0%
2024 · €534k
2018: €-626k
2019: €-476k
2020: €1.44M
2022: €779k
2023: €716k
2024: €534k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€2.56M-€2.79M▲ 9.0%€2.78M▼ 0.4%€2.82M▲ 1.3%€2.73M▼ 3.3%
Operating result€650k-€57k▼ 91.2%€104k▲ 83.6%€164k▲ 57.4%€55k▼ 66.8%
Net result€451k-€-48k€-11k▲ 76.3%€37k€-93k
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.53M
Fixed assets
€6.39M▲ 23.9%
Current assets
€1.14M▼ 16.1%
Equity and liabilities €7.53M
Equity
€2.73M▼ 3.3%
Provisions
€129k▼ 7.4%
Debt
€4.68M▲ 31.4%
The debt ratio rises from 54.6% to 62.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€559k▲
2024 · €513k
Cash flow
€411k▲
2024 · €385k
Solvency
36.2%▼
2024 · 43.3%
Current ratio
1.19▼
2024 · 1.65
Quick ratio
1.19▼
2024 · 1.65
Debt / equity
1.72▲
2024 · 1.26
ROE
-3.4%▼
2024 · 1.3%
ROA
-1.2%▼
2024 · 0.6%
Interest coverage
4.23▼
2024 · 7.58
Debt
€4.68M▲
2024 · €3.56M
Debt ≤ 1 year
€960k▲
2024 · €827k
Debt > 1 year
€3.72M▲
2024 · €2.73M
Income taxes
€26k▼
2024 · €70k
Staff costs
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.52M€7.53M▲
Fixed assets21/28€5.16M€6.39M▲
Tangible fixed assets22/27€5.16M€6.39M▲
Land and buildings22€5.15M€6.21M▲
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24-€176k
Financial fixed assets28€4k€4k▲
Current assets29/58€1.36M€1.14M▼
Amounts receivable after more than one year29€317k€294k▼
Trade receivables290€317k€294k▼
Amounts receivable within one year40/41€1.01M€716k▼
Trade receivables40€100k€65k▼
Other amounts receivable41€910k€651k▼
Cash at bank and in hand54/58€23k€116k▲
Deferred charges and accrued income490/1€11k€15k▲
Equity and liabilities
Total equity and liabilities10/49€6.52M€7.53M▲
Equity10/15€2.82M€2.73M▼
Contributions10/11€375k€375k=
Revaluation surpluses12€1.09M€1.09M=
Reserves13€1.34M€1.26M▼
Tax-exempt reserves132€417k€386k▼
Distributable reserves133€924k€876k▼
Profit (loss) carried forward14€15k€940▼
Provisions and deferred taxes16€139k€129k▼
Deferred taxes168€139k€129k▼
Amounts payable17/49€3.56M€4.68M▲
Amounts payable after more than one year17€2.73M€3.72M▲
Financial debts170/4€2.73M€3.71M▲
Other amounts payable178/9€5k€5k=
Amounts payable within one year42/48€827k€960k▲
Current portion of amounts payable after more than one year42€332k€418k▲
Financial debts43€54k€201k▲
Credit institutions430/8€54k€192k▲
Other loans439-€9k
Trade debts44€86k€109k▲
Suppliers440/4€86k€109k▲
Taxes, remuneration and social security45€32k€19k▼
Taxes450/3€32k€16k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€322k€214k▼
Accrued charges and deferred income492/3-€129
Income statement
Code20242025
Remuneration, social security and pensions62-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€349k€504k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3k
Other operating charges640/8€62k€71k▲
Gross operating margin9900€575k€639k▲
Operating profit (loss)9901€164k€55k▼
Financial charges65/66B€68k€132k▲
Recurring financial charges65€68k€132k▲
Profit (loss) for the period before taxes9903€97k€-78k▼
Transfer from deferred taxes780€10k€10k=
Income taxes67/77€70k€26k▼
Profit (loss) for the period9904€37k€-93k▼
Transfer from tax-exempt reserves789€31k€31k=
Profit (loss) for the period to be appropriated9905€68k€-62k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€-47k▼
Profit (loss) brought forward from the previous period14P€15k€15k▲
Transfer from equity791/2-€48k
Transfer to equity691/2€67k-
To other reserves6921€67k-
Social balance
Average headcount (FTE)9087-1.3
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
31-12
Financial
Weakest financial yearnet €-93k ▼353%
Net result drops to €-93k, the lowest in the series.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 18 days late
2024
31-12
Financial
Back to profitnet €37k
Net result €37k after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
02-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 33 days late
2021
05-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 66 days late
2020
31-12
Financial
Back to profitnet €451k
Net result €451k after 2 loss-making years.
31-12
Financial
Liquidity times 13current ratio 4.69
Current ratio from 0.37 to 4.69; short-term debt falls from €754k to €391k.
31-12
Financial
Equity above €2MEq €2.56M ▲533%
Equity rises from €405k to €2.56M.
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 91 days late
2017
13-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 74 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Baré Voncken 24053 ChaudfontaineGround area
1,418 m²
Building footprint
167 m²
Volume, LiDAR
677 m³
Parcel 62030B0104/00W004, Wallonia · tallest building 5.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rue Baré Voncken 2, 4053 Chaudfontaine
since 20102.189.237.639
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030B0104/00W004 | Wallonia | 1,418 m² | 1 · 167 m² | 5.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AGORA INVEST
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FERWERDA
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Schilde · Eq €2.86M
CORENT
BE 0421.420.854
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GLUKA
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GLOBAL INVEST INSURANCE
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Of 1,443 companies in sector 77110 we hold annual accounts for 726. 234 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2010
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
77110Renting and leasing of cars and light motor vehicles
43120Site preparation
43230Insulation installation
43291Specialised construction activities
77221Rental and leasing activities
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.