Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of IMMO CENTER is 0.6% (low). The 2024 annual accounts show equity of €1.03M and a net result of €144k. Equity remains stable across the filed fiscal years (±0.2% per year). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Signals
1 signal · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 25 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 28-08-2025 | 28 d late | 2025-00442943 |
| 31-12-2023 | 31-07-2024 | 26-08-2024 | 26 d late | 2024-00377111 |
| 31-12-2022 | 31-07-2023 | 16-08-2023 | 16 d late | 2023-00338921 |
| 31-12-2021 | 31-07-2022 | 29-08-2022 | 29 d late | 2022-20382750 |
| 31-12-2020 | 31-07-2021 | 26-08-2021 | 26 d late | 2021-54900590 |
| 31-12-2019 | 31-07-2020 | 14-10-2020 | 75 d late | 2020-61500207 |
| 31-12-2018 | 31-07-2019 | 29-08-2019 | 29 d late | 2019-54500540 |
| 31-12-2017 | 31-07-2018 | 02-08-2018 | 2 d late | 2018-42900369 |
| 31-12-2016 | 31-07-2017 | 22-08-2017 | 22 d late | 2017-46500264 |
| 31-12-2015 | 31-07-2016 | 22-06-2016 | 39 d early | 2016-21300083 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1987, 39 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.6%
Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered
+Long track record
−Lower-risk legal form
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€144k+21.9%
Working capital€283k+28.5%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable
Equity: stable across 7 fiscal years (±0.2%/year).
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
€245k
+42.8%
18-24
€144k
+21.9%
18-24
€196k
+14.4%
18-24
€1.12M
-3.3%
18-24
€1.03M
+2.4%
18-24
€283k
+28.5%
18-24
€51k
+119.8%
18-24
€120k
-7.0%
18-24
Show 10 other metrics
€97k
-39.1%
18-24
€90k
-35.6%
18-24
€61k
-0.2%
18-24
4.16
+61.0%
18-24
4.16
+61.0%
18-24
91.3%
+5.9%
18-24
0.10
-40.6%
18-24
14.1%
+19.0%
18-24
12.8%
+26.0%
18-24
846.40
-63.4%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €245k |
| Net profit | €144k |
| Cash flow | €196k |
| Staff costs | - |
| Income taxes | €51k |
| Dividends | €120k |
| Total assets | €1.12M |
| Equity | €1.03M |
| Debt | €97k |
| of which ≤ 1y | €90k |
| of which > 1y | - |
| Working capital | €283k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 4.16 |
| Quick ratio | 4.16 |
| Working capital ratio | 25.2% |
| Solvency | 91.3% |
| Debt / equity | 0.10 |
| Long-term debt ratio | - |
| Interest coverage | 846.40 |
| Gross margin | - |
| Net margin | - |
| ROA | 12.8% |
| ROE | 14.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.12M |
| Fixed assets | 21/28 | €750k |
| Tangible fixed assets | 22/27 | €740k |
| Financial fixed assets | 28 | €10k |
| Current assets | 29/58 | €373k |
| Cash & bank | 54/58 | €373k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.12M |
| Equity | 10/15 | €1.03M |
| Contributions / capital | 10/11 | €400k |
| Reserves | 13 | €467k |
| Accumulated profits (losses) | 14 | €158k |
| Amounts payable | 17/49 | €97k |
| Amounts payable within one year | 42/48 | €90k |
| Income statement | ||
| Gross operating margin | 9900 | €300k |
| Operating result | 9901 | €193k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €289 |
| Result before taxes | 9903 | €195k |
| Income taxes | 67/77 | €51k |
| Net result for the period | 9904 | €144k |
| Result to be appropriated | 9905 | €157k |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
5 directorsCurrent directors & mandates
-
PEOPLE TRANSFERT SERVICESLegal entityDirector· perm. rep.: Nicolas ZanottiState Gazette act 24117890 (06-08-2024)Current30-06-2024 → present
-
Current18-12-2015 → present
5 events
- 16-09-2025 Appointed· Managing director
- 30-06-2024 Appointed· Managing director
- 01-03-2023 Mandate renewed· Director
- 11-08-2016 Mandate renewed· Director
- 18-12-2015 Appointed· Director
Former directors (3)
-
Former01-01-2021 → 30-06-2024
3 events
- 30-06-2024 Resigned· Director
- 01-03-2023 Mandate renewed· Director
- 01-01-2021 Appointed· Director
-
Former11-08-2016 → 30-06-2024
3 events
- 30-06-2024 Resigned· Director
- 01-03-2023 Mandate renewed· Director
- 11-08-2016 Mandate renewed· Managing director
-
Former11-08-2016 → 30-06-2024
3 events
- 30-06-2024 Resigned· Director
- 01-03-2023 Mandate renewed· Director
- 11-08-2016 Mandate renewed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | - |
| Legal form | Public limited company(014) |
| Incorporation | 24-07-1987 |
| Status | Active |
| Postal code | 6000 |
Structure & network
Connections & network
2 connected companiesGroup structure
Sits on the board · 1 subsidiary · 1 location
Control→
Linked via shared directors
viaNicolas Zanotti · Permanent representative
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control
1 partyControl over this companysits on this company's board1
1 subsidiary · 1 location
controls
IMMO CENTERBE 0431.623.274
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard Joseph Tirou 176000 CharleroiEstablishment units
1 locationRoute de Mons 22, 6020 Charleroi
since 19872.030.223.064
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area7,308 m²
Buildings2
Building footprint4,026 m²
Volume (LiDAR)41,533 m³
Tallest building32.7 m · ±10 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52016B0182/00G009 | Wallonia | 5,878 m² | 1 · 3,279 m² | 9.3 m · 2 fl. |
| 52011C0195/00N000 | Wallonia | 1,430 m² | 1 · 748 m² | 32.6 m · 10 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
9 acts Capital history · 1
15-06-2026
Capital increase: shares: 1035, share_type: actions nouvelles nominatives
Address history · 2
27-01-2021
v3.2
17-06-2013
v3.2
All acts · 9
updated 2 months ago
2026
15-06-2026 Notarial deed · General meeting · Incorporation · Statute amendment
- Filing: 2026-05-28 · BDO DISTRIBUTION
- Publication: 2026-06-15 · BDO DISTRIBUTION
- Notarial deed: 2026-04-23 · BDO DISTRIBUTION
- General meeting: 2026-04-23 · BDO DISTRIBUTION
- Incorporation: 2010-11-19 · BDO DISTRIBUTION
- Statute amendment: 2020-06-10 · BDO DISTRIBUTION
- Auditor waiver · BDO DISTRIBUTION
- Auditor report: 2026-04-22 · BDO DISTRIBUTION
- Merger: 2026-04-23 · BDO DISTRIBUTION
- Merger: 2026-04-23 · BDO DISTRIBUTION
- Accounting effect: 2026-04-01 · BDO DISTRIBUTION
- Capital increase: shares: 1035, share_type: actions nouvelles nominatives · BDO DISTRIBUTION
- Share distribution: shares: 1035, share_type: actions nouvelles nominatives · BDO DISTRIBUTION
- Statute amendment: 2026-04-23 · BDO DISTRIBUTION
- Dissolution: 2026-04-23 · SAMAX
- Dissolution: 2026-04-23 · ECLIPSE
- Power of attorney: 2026-04-23 · BDO DISTRIBUTION
- Board meeting: 2026-04-23 · BDO DISTRIBUTION
- Officer appointment: role: administrateur-délégué · BDO DISTRIBUTION
- Officer reappointment: role: administrateur-délégué · BDO DISTRIBUTION
- Mandate compensation: gratuit · BDO DISTRIBUTION
- Representation rule: chaque administrateur peut agir individuellement · BDO DISTRIBUTION
- Act object: MONITEUR BELGE
Summary:
Notarial deed · General meeting · Incorporation · Statute amendment
08-06-2026 Notarial deed · General meeting · Incorporation · Statute amendment
- Filing: 2026-05-28 · SAMAX
- Notarial deed: 2026-04-23 · SAMAX
- General meeting: 2026-04-23 · SAMAX
- Incorporation: 2010-12-08 · SAMAX
- Statute amendment: 2022-03-23 · SAMAX
- Auditor waiver · SAMAX
- Auditor report: 2026-04-22 · Stéphanie GUEVARS
- Merger: date: 2026-04-23, type: absorption, shares_issued: 1035 · SAMAX
- Accounting effect: 2026-04-01 · SAMAX
- Dissolution: date: 2026-04-23, type: sans liquidation, condition: vote de la fusion par l'autre société concernée · SAMAX
- Share transfer: action: annulation · ECLIPSE
- Officer discharge: condition: approbation par l'assemblée générale des actionnaires de la société absorbante des comptes annuels établis postérieurement à la fusion · SAMAX
- Power of attorney: 2026-04-23 · SAMAX
- Real estate declaration: expiry: 2034-05-25, address: Arlon, Parc de I'Hydrion, local n° 500 · SAMAX
- Real estate declaration: expiry: 2034-03-31, address: Marche-en-Famenne, rue du Parc Industriel · SAMAX
- Real estate declaration: expiry: 2031-06-01, address: St-Vaast (La Louvière), chaussée de Mons 560 · SAMAX
- Real estate declaration: expiry: 2034-06-30, address: Liège, boulevard Cuvre et Zinc 1 et boulevers de Froidmont 11 · SAMAX
- Publication: 2026-06-08
- Act object: PROCES-VERBAL DE FUSION PAR ABSORPTION - SOCIETE ABSORBEE
Summary:
Notarial deed · General meeting · Incorporation · Statute amendment
2025
24-10-2025 Articles of association amended
Summary:
v3.2
2024
06-08-2024 2 directors appointed, 3 resigning
- Nicolas Zanotti, Bestuurder
- Nicolas Zanotti, Gedelegeerd bestuurder
- Jean-Luc Boeuvelet, Bestuurder
- Jennyfer Costanzo, Bestuurder
- Didier Deloyer, Bestuurder
Summary:
v3.2
2023
30-03-2023 4 reappointed
- BOEUVELET Jean-Luc, Bestuurder
- COSTANZO Jennyfer, Bestuurder
- DELOYER Didier, Bestuurder
- ZANOTTI Nicolas, Bestuurder
Summary:
v3.2
2021
27-01-2021 Registered office moved within CHARLEROI
- BOULEVARD JOSEPH TIROU 17, 6000 CHARLEROI → BOULEVARD JOSEPH TIROU 17, 6000 CHARLEROI
Summary:
v3.2
2016
11-08-2016 1 resigning, 3 reappointed
- Euroventes SPRL, Bestuurder
- Boeuvelet Jean-Luc, Gedelegeerd bestuurder
- Costanzo Jennyfer, Bestuurder
- Zanotti Nicolas, Bestuurder
Summary:
v3.2
2015
18-12-2015 Zanotti Nicolas appointed as director
2013
17-06-2013 Registered office moved within Charleroi
- Route de Mons 22, 6000 Charleroi → Boulevard Tirou 17, 6000 Charleroi
Summary:
v3.2
Analysis
Financial profile
5 of 5 axes measured84
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
100
Profitability
70
Solvency
100
Growth
52
Stability
100
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankNames & trade names
| Legal nameFR | IMMO CENTER |
Registered office
Boulevard Joseph Tirou 17 bus 41
6000 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.