IMMO BAT 21
ActiveSummary
IMMO BAT 21 has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.29M and a net result of €47k. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 28% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
42
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability33▼-1
Solvency46▼-9
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days only on tighter terms
Liquidity tight (current ratio 1.01 against 1.02 in 2023; short-term debt: 74.8% of total assets), and 79.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
20.5%
Return on assets
0.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
47 d late
2023
30 d late
2022
63 d late
2021
31 d late
2020
31 d late
2019
40 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€1.29M▼ 0.2%
2023 · €1.30M
2018: €1.08M
2019: €1.15M
2020: €1.18M
2021: €1.21M
2022: €1.29M
2023: €1.30M
2018 → 2024
Total assets
€6.30M▲ 43.9%
2023 · €4.38M
2018: €1.84M
2019: €1.75M
2020: €2.38M
2021: €2.96M
2022: €2.61M
2023: €4.38M
2018 → 2024
Net result
€47k▲ 348%
2023 · €11k
2018: €205k
2019: €79k
2020: €25k
2021: €27k
2022: €140k
2023: €11k
2018 → 2024
Working capital
€38k▼ 17.6%
2023 · €47k
2018: €-527k
2019: €-457k
2020: €-338k
2021: €-254k
2022: €36k
2023: €47k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.18M-€1.21M▲ 2.2%€1.29M▲ 6.6%€1.30M▲ 0.8%€1.29M▼ 0.2%
Operating result€49k-€54k▲ 10.9%€217k▲ 299%€122k▼ 43.8%€301k▲ 147%
Net result€25k-€27k▲ 4.2%€140k▲ 426%€11k▼ 92.5%€47k▲ 348%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 147% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €6.30M
Fixed assets
€1.55M ▼ 0.9%
Current assets
€4.75M ▲ 68.8%
Equity and liabilities €6.30M
Equity
€1.29M ▼ 0.2%
Debt
€5.00M ▲ 62.5%
Debt's share of the balance-sheet total rises from 70.4% to 79.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€320k▲
2023 · €140k
Cash flow
€66k▲
2023 · €29k
Current ratio
1.01▼
2023 · 1.02
Quick ratio
0.15▲
2023 · 0.10
Debt to equity
3.87▲
2023 · 2.37
ROE
3.6%▲
2023 · 0.8%
ROA
0.7%▲
2023 · 0.2%
Interest coverage
1.54▼
2023 · 1.77
Debt ≤ 1 year
€4.71M▲
2023 · €2.77M
Debt > 1 year
€294k▼
2023 · €314k
Income taxes
€46k▲
2023 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€4.38M€6.30M▲
Fixed assets21/28€1.56M€1.55M▼
Tangible fixed assets22/27€54k€40k▼
Furniture and vehicles24€54k€40k▼
Financial fixed assets28€1.51M€1.51M=
Current assets29/58€2.81M€4.75M▲
Stocks and contracts in progress3€2.53M€4.04M▲
Stocks30/36€2.53M€4.04M▲
Amounts receivable within one year40/41€273k€707k▲
Trade receivables40€235k€669k▲
Other amounts receivable41€38k€38k▲
Deferred charges and accrued income490/1€12k€133▼
Equity and liabilities
Total equity and liabilities10/49€4.38M€6.30M▲
Equity10/15€1.30M€1.29M▼
Contributions10/11€800k€800k=
Reserves13€80k€80k=
Non-distributable reserves130/1€80k€80k=
Reserves not available under the articles1311€80k€80k=
Profit (loss) carried forward14€417k€414k▼
Amounts payable17/49€3.08M€5.00M▲
Amounts payable after more than one year17€314k€294k▼
Financial debts170/4€314k€294k▼
Amounts payable within one year42/48€2.77M€4.71M▲
Current portion of amounts payable after more than one year42€1.11M€2.94M▲
Financial debts43€656k€374k▼
Credit institutions430/8€656k€374k▼
Trade debts44€248k€805k▲
Suppliers440/4€248k€805k▲
Advances received on contracts in progress46€217k€10k▼
Taxes, remuneration and social security45€102k€293k▲
Taxes450/3€102k€293k▲
Other amounts payable47/48€429k€289k▼
Income statement
Code20232024
Remuneration, social security and pensions62€5k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€19k▲
Other operating charges640/8€10k€21k▲
Gross operating margin9900€156k€342k▲
Operating profit (loss)9901€122k€301k▲
Financial charges65/66B€79k€208k▲
Recurring financial charges65€79k€208k▲
Profit (loss) for the period before taxes9903€42k€93k▲
Income taxes67/77€32k€46k▲
Profit (loss) for the period9904€11k€47k▲
Profit (loss) for the period to be appropriated9905€11k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€417k€464k▲
Profit (loss) brought forward from the previous period14P€406k€417k▲
Profit to be distributed694/7-€50k
Directors or managers695-€50k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €11k ▼92.5%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de la Chevauchée(N) 384121 NeupréGround area
3,112 m²
Building footprint
254 m²
Volume, LiDAR
1,998 m³
2 parcels, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO BAT 21
since 20162.261.565.391
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61044B0047/00C000indicative | Wallonia | 2,883 m² | 1 · 173 m² | 9.2 m · 2 fl. |
| 62046A1474/00Z002 | Wallonia | 230 m² | 1 · 81 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOCRA
BE 0464.422.934
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GROUP CONSTRUCT
BE 0478.648.577
Vorst · Eq €1,295,196
COVICO - INVEST
BE 0462.024.460
Oostende · Eq €1,292,708
KRISTOF DELEU
BE 0808.794.116
Staden · Eq €1,290,201
BOUWWERKEN DANIELS
BE 0448.979.643
Bilzen-Hoeselt · Eq €1,298,207
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 5,457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.