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IMMO B en B

Active
Coöperatieve vennootschap (oud statuut)founded 199036 yrs activeArkstraat 4, 3620 Lanaken, BelgiumKBO/BCE: BE 0441.478.672
Summary

IMMO B en B has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€118,060) and a net result of €91,415. Equity is shrinking by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 11006 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Real estate agency activities
NACE 68310NACE 68311NACE 70311
#7 oldest company in Lanaken, Real estate sector1 site
Size
€124,389total assets 2025
Equity
-€118,060
Profit
€91,415
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts 1 d early0 of 7 deeds read
Why 54Capped at 59: negative equity- Negative equity -€118,060- Liquidity: current ratio 0.50, cash €115, halved+ Size: total assets €124,389+ Founded in 1990Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 34% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2022
Weak
Solvency 0=
equity -94.9% of total assets
Liquidity 0-2
short-term debt 194.9% · cash 0.1%
Profitability 100+100
return on assets 73.5%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,529 companies)
Last 24 months 11-2024: 4.8% 12-2024: 5.1%▲ +5.1% vs 11-2024 01-2025: 4.6%▼ -8.4% vs 12-2024 02-2025: 4.6%● 0.0% vs 01-2025 03-2025: 4.6%● 0.0% vs 02-2025 04-2025: 4.6%● 0.0% vs 03-2025 05-2025: 6.5%▲ +40.0% vs 04-2025 06-2025: 7.7%▲ +18.4% vs 05-2025highest value 07-2025: 7.7%● 0.0% vs 06-2025highest value 08-2025: 7.7%● 0.0% vs 07-2025highest value 09-2025: 7.7%● 0.0% vs 08-2025highest value 10-2025: 7.7%● 0.0% vs 09-2025highest value 11-2025: 7.7%● 0.0% vs 10-2025highest value 12-2025: 7.7%● 0.0% vs 11-2025highest value 01-2026: 7.7%● 0.0% vs 12-2025highest value 02-2026: 7.7%● 0.0% vs 01-2026highest value 03-2026: 7.7%● 0.0% vs 02-2026highest value 04-2026: 7.7%● 0.0% vs 03-2026highest value 05-2026: 5.1%▼ -33.7% vs 04-2026 06-2026: 0.5%▼ -90.9% vs 05-2026lowest value 07-2026: 0.5%● 0.0% vs 06-2026lowest value 08-2026: 0.5%● 0.0% vs 07-2026lowest value 09-2026: 0.5%● 0.0% vs 08-2026lowest value 10-2026: 0.5%● 0.0% vs 09-2026lowest value
  • Size: total assets €124,389 lowers the probability for this profile
  • Negative equity -€118,060 raises the probability
  • Founded in 1990 lowers the probability for this profile
  • Liquidity: current ratio 0.50, cash €115, halved raises the probability
No credit on open account
Liquidity short (current ratio 0.5 against 0.08 in 2022; short-term debt: 194.9% and cash: 0.1% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 5%, liquidity 2%, profitability 95%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €124,389
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€118,060
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Liquidity: current ratio 0.50, cash €115, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 11006 sector peers (2025).
NBB · sector comparison
Position among 11006 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2022
2 d early
2021
3 d early
2020
7 d early
2019
1 d early
2018
1 d early
2001
73 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2022 is 4 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 28 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close07-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €91,415
  3. Annual accounts filedfiscal year 2022 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€118,060 View
  • Caution: Among the weakest 5% on solvencysector median 31.3% · 11,006 companies -94.9% View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€124,389
Profit
€91,415
Solvency
-94.9%
Total assets▲ 587%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
1999
Next accounts
by 30-04-2027
  1. 29-04-2026Annual accounts filed
  2. 30-09-2025Back to profit
  3. 28-04-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Coöperatieve vennootschap (oud statuut)
Activity
Real estate agency activitiesNACE 68310
Founded
08-03-1990
Year ends
30-09
Peppol
Not found in the Peppol directory
Go to Company details

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