C&H INVESTMENTS
ActiveSummary
C&H INVESTMENTS has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-62k) and a net result of €97k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+68
Solvency0▼-11
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.72 against 0.88 in 2024; short-term debt: 138.8% and cash: 9.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-39.3%
Return on assets
61%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 14079 sector peers (2025).
NBB · sector comparisonPosition among 14079 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
59 d early
2023
58 d early
2022
59 d early
2021
26 d early
2020
33 d early
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-62k▲ 60.8%
2024 · €-159k
2018: €35k
2019: €30k
2020: €15k
2021: €4k
2022: €-63k
2023: €-135k
2024: €-159k
2018 → 2025
Total assets
€159k▼ 86.4%
2024 · €1.17M
2018: €170k
2019: €145k
2020: €408k
2021: €921k
2022: €1.40M
2023: €1.14M
2024: €1.17M
2018 → 2025
Net result
€97k
2024 · €-24k
2018: €-7k
2019: €-5k
2020: €-15k
2021: €-56k
2022: €-66k
2023: €-73k
2024: €-24k
2018 → 2025
Working capital
€-62k▲ 61.3%
2024 · €-159k
2020: €15k
2021: €-38k
2022: €-96k
2023: €-135k
2024: €-159k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€-63k€-135k▼ 116%€-159k▼ 17.6%€-62k▲ 60.8%
Operating result€-35k-€-17k▲ 51.7%€-58k▼ 243%€-13k▲ 76.9%€98k
Net result€-56k-€-66k▼ 17.9%€-73k▼ 9.6%€-24k▲ 67.3%€97k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €98k after a loss of €13k in 2024, the highest result in the available series.
Key figures and ratios
Solvency
-39.3%▼
2024 · -13.6%
Current ratio
0.72▼
2024 · 0.88
Quick ratio
0.07▲
2024 · 0.04
Debt to equity
-3.55▲
2024 · -8.33
ROA
61.0%▲
2024 · -2.0%
Debt
€221k▼
2024 · €1.33M
Debt ≤ 1 year
€220k▼
2024 · €1.33M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.17M€159k▼
Current assets29/58€1.17M€159k▼
Stocks and contracts in progress3€1.11M€143k▼
Stocks30/36€1.11M€143k▼
Amounts receivable within one year40/41€113-
Trade receivables40€113-
Cash at bank and in hand54/58€50k€15k▼
Deferred charges and accrued income490/1€1k€691▼
Equity and liabilities
Total equity and liabilities10/49€1.17M€159k▼
Equity10/15€-159k€-62k▲
Contributions10/11€65k€65k=
Reserves13€91k€91k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€88k€88k=
Profit (loss) carried forward14€-315k€-218k▲
Amounts payable17/49€1.33M€221k▼
Amounts payable within one year42/48€1.33M€220k▼
Trade debts44€250€345▲
Suppliers440/4€250€345▲
Other amounts payable47/48€1.33M€220k▼
Accrued charges and deferred income492/3€68€770▲
Income statement
Code20242025
Non-recurring operating income76A-€147k
Other operating charges640/8€3k€1k▼
Gross operating margin9900€-11k€99k▲
Operating profit (loss)9901€-13k€98k▲
Financial charges65/66B€10k€1k▼
Recurring financial charges65€10k€1k▼
Profit (loss) for the period before taxes9903€-24k€97k▲
Profit (loss) for the period9904€-24k€97k▲
Profit (loss) for the period to be appropriated9905€-24k€97k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-315k€-218k▲
Profit (loss) brought forward from the previous period14P€-291k€-315k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €97k
Net result €97k after 7 loss-making years.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-73k
Net result drops to €-73k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 60 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tiensesteenweg 2833800 Sint-TruidenGround area
1,876 m²
Building footprint
355 m²
Volume, LiDAR
2,188 m³
Parcel 71053G0113/00M003, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
C&H Investments
since 19882.038.155.288
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71053G0113/00M003 | Flanders | 1,876 m² | 1 · 355 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Patrimoine Immobilier de Herve
BE 0438.947.071
Dison · Eq €3,693
C & H INTERNATIONAL ESTATES
BE 0545.812.169
Bree · Eq €3,701
Goed Genoeg
BE 0845.965.011
Bocholt · Eq €3,702
Numéro treize
BE 0771.408.336
Andenne · Eq €3,685
PREDIKHERENBERG
BE 0681.544.170
Zonhoven · Eq €3,681
Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 1,704 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-1988
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.