Immo Auctions

Active

Private limited companyfounded 201313 yrs activePosthoornlaan 4, 9080 Lochristi, BelgiumKBO/BCE: BE 0535.895.997

Summary

The computed 12-month bankruptcy probability of Immo Auctions is 4.4% (elevated). The 2025 annual accounts show equity of €18,434 and a net result of -€2,026. Equity is shrinking by ~15.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 78% of 15312 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

Immo AuctionsActiveChecked score 47/100

Risk analysis Report Compare

Activity

Real estate agency activities

NACE 68310NACE 68311

1 site

Size

€26,748total assets 2025

Equity: €18,434
Loss: -€2,026

Financial health

47 Fair Checked score 2025

Bankruptcy chance 12 m: 4.4%

Structure

Accounts filed 31 d late1 of 11 deeds read

Why 47- 2 changes of registered office in 24 months- Liquidity: current ratio 2.76, cash €16, halved- Latest accounts 31 days late; 1 of the last 3 late+ Sector Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025

47 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 31% of its sector peers (NACE 68, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 94-6

equity 68.9% of total assets

Liquidity 37-26

short-term debt 31.1% · cash 0.1%

Profitability 9-27

return on assets -7.6%

Bankruptcy probability, 12 months

4.4% Elevated

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,360 companies)

Last 14 months 09-2025: 0.6% 10-2025: 0.6%● 0.0% vs 09-2025 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%● 0.0% vs 11-2025 01-2026: 0.6%▼ -0.5% vs 12-2025 02-2026: 0.6%● 0.0% vs 01-2026 03-2026: 0.6%▼ -0.7% vs 02-2026 04-2026: 0.6%▼ -0.4% vs 03-2026lowest value 05-2026: 0.6%▲ +10.3% vs 04-2026 06-2026: 2.2%▲ +261% vs 05-2026 07-2026: 2.3%▲ +3.3% vs 06-2026 08-2026: 2.8%▲ +22.8% vs 07-2026 09-2026: 4.4%▲ +55.4% vs 08-2026highest value 10-2026: 4.4%● 0.0% vs 09-2026highest value

2 changes of registered office in 24 months raises the probability
Liquidity: current ratio 2.76, cash €16, halved raises the probability
Latest accounts 31 days late; 1 of the last 3 late raises the probability
Sector Real estate activities (NACE 68) lowers the probability

Credit up to €500 at 30 days only on tighter terms

Liquidity ample (current ratio 2.76 against 10.16 in 2024; short-term debt: 31.1% and cash: 0.1% of total assets), and 31.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 77%, liquidity 30%, profitability 12%, growth against the median 6%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

2 changes of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Liquidity: current ratio 2.76, cash €16, halved

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Latest accounts 31 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Sector Real estate activities (NACE 68)

In the bankruptcy model this factor lowers the probability.

KBO

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

31 d late

2024

1 d early

2023

34 d early

2022

151 d late

2021

515 d late

2020

30 d early

2019

152 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 112 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 120 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage