IMMO AMI
ActiveSummary
IMMO AMI has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €305,849 and a net result of -€38,801. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 39% of 9722 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability31▼-6
Solvency45▼-1
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity short (current ratio 0.13 against 0.31 in 2023; short-term debt: 17.1% and cash: 0.4% of total assets), and 79.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
20.2%
Return on assets
-2.6%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€38,801
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
40 d early
2022
31 d early
2021
40 d early
2020
36 d early
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
In the rankings
#4 oldest company in Oudsbergen, Real estate sector
Equity
€305,849▼ 11.3%
2023 · €344,650
Total assets
€1.5m▼ 7.3%
2023 · €1.6m
Net result
-€38,801▼ 43.3%
2023 · -€27,085
Working capital
-€224,525▼ 27.4%
2023 · -€176,211
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€20,440▲ 16.0%€11,367▼ 44.4%€23,881▲ 110%-€17,356-€5,971▲ 65.6%
Net result€18,995within the sector's middle half▼ 0.6%€7,522within the sector's middle half▼ 60.4%€15,813within the sector's middle half▲ 110%-€27,085below the sector's middle half-€38,801below the sector's middle half▼ 43.3%
Equity€348,400within the sector's middle half▲ 5.8%€355,921within the sector's middle half▲ 2.2%€371,735within the sector's middle half▲ 4.4%€344,650within the sector's middle half▼ 7.3%€305,849within the sector's middle half▼ 11.3%
Total assets€1.3mwithin the sector's middle half▲ 5.0%€1.1mwithin the sector's middle half▼ 8.4%€1.1mwithin the sector's middle half▼ 4.0%€1.6mwithin the sector's middle half▲ 48.8%€1.5mwithin the sector's middle half▼ 7.3%
Debt€828,733▲ 5.7%€720,479▼ 13.1%€663,172▼ 8.0%€1.2m▲ 85.6%€1.2m▼ 6.2%
Working capital€108,829▼ 3.0%€89,339▼ 17.9%€45,568▼ 49.0%-€176,211-€224,525▼ 27.4%
Solvency27.9%within the sector's middle half▲ 0.2pp31.1%within the sector's middle half▲ 3.2pp33.8%within the sector's middle half▲ 2.7pp21.1%within the sector's middle half▼ 12.7pp20.2%within the sector's middle half▼ 0.9pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5,971 in 2024 against €17,356 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.5m
Fixed assets
€1.5m ▼ 4.7%
Current assets
€34,926 ▼ 56.9%
Equity and liabilities €1.5m
Equity
€305,849 ▼ 11.3%
Provisions
€56,235 ▼ 7.1%
Debt
€1.2m ▼ 6.2%
Debt's share of the balance-sheet total rises from 75.2% to 76.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€69,539▲
2023 · €45,220
Cash flow
€36,709▲
2023 · €35,492
Current ratio
0.13▼
2023 · 0.31
Debt to equity
3.78▲
2023 · 3.57
ROE
-12.7%▼
2023 · -7.9%
ROA
-2.6%▼
2023 · -1.7%
Interest coverage
1.80▼
2023 · 2.43
Debt ≤ 1 year
€259,451▲
2023 · €257,158
Debt > 1 year
€894,891▼
2023 · €974,018
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,501 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a small loss
1.4%
went bankrupt
1.7%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,501 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €40,029 | €43,654 | €47,342 | €62,576 | €75,510 | ▲ 20.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €225 | - |
| Other operating charges640/8 | - | €5,843 | €9,266 | €11,177 | €9,412 | ▼ 15.8% |
| Gross operating margin9900 | €66,784 | €60,864 | €80,489 | €56,397 | €79,176 | ▲ 40.4% |
| Operating profit (loss)9901 | €20,440 | €11,367 | €23,881 | -€17,356 | -€5,971 | ▲ 65.6% |
| Financial income75/76B | - | €4,400 | €4,400 | €4,535 | €1,414 | ▼ 68.8% |
| Recurring financial income75 | €4,400 | €4,400 | €4,400 | €4,535 | €1,414 | ▼ 68.8% |
| Financial charges65/66B | - | €7,513 | €7,090 | €18,589 | €38,570 | ▲ 107% |
| Recurring financial charges65 | €7,042 | €7,513 | €7,090 | €18,589 | €38,570 | ▲ 107% |
| Profit (loss) for the period before taxes9903 | €17,797 | €8,254 | €21,192 | -€31,410 | -€43,127 | ▼ 37.3% |
| Transfer from deferred taxes780 | - | €4,326 | €4,326 | €4,326 | €4,326 | = |
| Income taxes67/77 | €3,128 | €5,058 | €9,704 | - | - | - |
| Profit (loss) for the period9904 | €18,995 | €7,522 | €15,813 | -€27,085 | -€38,801 | ▼ 43.3% |
| Transfer from tax-exempt reserves789 | - | €12,977 | €12,977 | €12,977 | €12,977 | = |
| Profit (loss) for the period to be appropriated9905 | €31,972 | €20,499 | €28,790 | -€14,107 | -€25,824 | ▼ 83.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €1.1m | €1.1m | €1.6m | €1.5m | ▼ 7.3% |
| Fixed assets21/28 | €987,908 | €969,363 | €957,374 | €1.6m | €1.5m | ▼ 4.7% |
| Tangible fixed assets22/27 | €987,908 | €969,363 | €957,374 | €1.6m | €1.5m | ▼ 4.7% |
| Land and buildings22 | - | €915,580 | €893,904 | €1.5m | €1.4m | ▼ 4.2% |
| Plant, machinery and equipment23 | - | €53,783 | €63,469 | €61,742 | €50,802 | ▼ 17.7% |
| Current assets29/58 | €262,763 | €176,250 | €142,420 | €80,948 | €34,926 | ▼ 56.9% |
| Amounts receivable within one year40/41 | €136,941 | €129,711 | €131,161 | €64,812 | €8,096 | ▼ 87.5% |
| Trade receivables40 | - | €4,213 | €243 | €3,613 | €1,175 | ▼ 67.5% |
| Other amounts receivable41 | - | €125,498 | €130,918 | €61,199 | €6,921 | ▼ 88.7% |
| Current investments50/53 | €2,259 | €2,259 | €2,259 | €2,259 | €2,259 | = |
| Cash at bank and in hand54/58 | €29,134 | €30,716 | €4,190 | €3,717 | €6,290 | ▲ 69.2% |
| Deferred charges and accrued income490/1 | - | €13,563 | €4,810 | €10,160 | €18,281 | ▲ 79.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €1.1m | €1.1m | €1.6m | €1.5m | ▼ 7.3% |
| Equity10/15 | €348,400 | €355,921 | €371,735 | €344,650 | €305,849 | ▼ 11.3% |
| Contributions10/11 | - | €18,962 | €18,962 | €18,962 | €18,962 | = |
| Reserves13 | €329,437 | €336,959 | €352,772 | €339,795 | €326,817 | ▼ 3.8% |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | - | - | - |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | - | - | - |
| Tax-exempt reserves132 | - | €233,702 | €220,724 | €207,747 | €194,770 | ▼ 6.2% |
| Distributable reserves133 | - | €101,398 | €130,189 | €132,048 | €132,048 | = |
| Profit (loss) carried forward14 | -€60,982 | - | - | -€14,107 | -€39,931 | ▼ 183% |
| Provisions and deferred taxes16 | €73,538 | €69,213 | €64,887 | €60,561 | €56,235 | ▼ 7.1% |
| Deferred taxes168 | - | €69,213 | €64,887 | €60,561 | €56,235 | ▼ 7.1% |
| Amounts payable17/49 | €828,733 | €720,479 | €663,172 | €1.2m | €1.2m | ▼ 6.2% |
| Amounts payable after more than one year17 | €674,799 | €633,569 | €566,321 | €974,018 | €894,891 | ▼ 8.1% |
| Financial debts170/4 | - | €633,569 | €566,321 | €974,018 | €894,891 | ▼ 8.1% |
| Amounts payable within one year42/48 | €153,934 | €86,910 | €96,851 | €257,158 | €259,451 | ▲ 0.9% |
| Current portion of amounts payable after more than one year42 | - | €73,874 | €66,410 | €89,971 | €80,292 | ▼ 10.8% |
| Trade debts44 | €67,613 | €8,546 | €21,694 | €16,386 | €16,772 | ▲ 2.4% |
| Suppliers440/4 | - | €8,546 | €21,694 | €16,386 | €16,772 | ▲ 2.4% |
| Taxes, remuneration and social security45 | - | €965 | €5,223 | €1,553 | €1,133 | ▼ 27.0% |
| Taxes450/3 | - | €965 | €5,223 | €1,553 | €1,133 | ▼ 27.0% |
| Other amounts payable47/48 | - | €3,525 | €3,525 | €149,248 | €161,255 | ▲ 8.0% |
| Accrued charges and deferred income492/3 | - | - | - | - | €529 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,995 | €7,522 | €15,813 | -€27,085 | -€38,801 | ▼ 43.3% |
| + Depreciation and write-downs630 | €40,029 | €43,654 | €47,342 | €62,576 | €75,510 | ▲ 20.7% |
| Operating cash flow (approximation) | €59,024 | €51,176 | €63,155 | €35,492 | €36,709 | ▲ 3.4% |
| Investment in fixed assets (approximation) | - | -€25,109 | -€35,353 | -€660,642 | -€2,099 | ▲ 99.7% |
| Change in cash | - | €1,583 | -€26,526 | -€473 | €2,573 | ▲ 644% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
05-03
State Gazette act
Capital & shares · RestructuringDemerger · Real estate · Accounting effect9 facts ▸
State Gazette act
Capital & shares · Restructuring
Demerger · Real estate · Accounting effect9 facts ▸
- General meeting, 20-02-2026
- Demerger, partial split, EUR
- Real estate, Een industriegebouw op en met grond en aanhorigheden gelegen Industrieweg-Noord nummer 1138, gekadastreerd volgens titel sectie B nummer 905/V/4 en volgens rece…
- Accounting effect, 01-01-2025
- Share issue, fully paid, 971
- Capital
- Statutes amendment
- Power of attorney, Karen SABBE
- Power of attorney, IMMO AMI
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet -€38,801
Net result drops to -€38,801, the lowest in the series.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €19,105
Net result €19,105 after one loss-making year.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
2016
09-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 9 acts read
About the unread acts
Of the 9 Belgian State Gazette acts we know for this company, 1 has been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 3 establishment units since 1988
Ground area
2.5 ha
Building footprint
4,780 m²
Volume, LiDAR
31,927 m³
3 parcels, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
3 establishment units
NEYENS BVBA
since 19882.038.026.814
Lijsterstraat 16, 3530 Houthalen-Helchteren
since 20182.348.259.142
Industrieweg-Noord 1149A, 3660 Oudsbergen
since 20232.348.259.241
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71562B0913/00V007 | Flanders | 1.4 ha | 1 · 1,953 m² | 7.9 m · 2 fl. |
| 71562B0905/00V004 | Flanders | 1.1 ha | 1 · 2,658 m² | 8.2 m · 2 fl. |
| 72452E1161/00P007 | Flanders | 690 m² | 1 · 169 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- DE BRUG
- IMMO AMI
Highest known parent: DE BRUG. The sources do not say who stands above it.
Owners 1
- DE BRUGparent99.9%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
1 transactionReceived in a demerger part of:Cornet Seating Systems
Capital and shareholders
Capital over the years
- 05-03-2026 Capital stated in the act · 2,639 shares
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. 3,846 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-04-1988
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68121Development of residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0434173780
Also
9925:BE0434173780
Registered
19-06-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.