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IMMO AMH

Active
Private limited companyfounded 20179 yrs activeRue de la Neuville 10, 6000 Charleroi, BelgiumKBO/BCE: BE 0678.540.932
Summary

IMMO AMH has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €367,261 and a net result of €128,675. Equity is growing by ~59% per year across the filed fiscal years. Its solvency ranks better than 45% of 16707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203
1 site
Size
€1.6mtotal assets 2025
Equity
€367,261
Profit
€128,675
Financial health
87 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts 21 d early0 of 2 deeds read
Why 87- Liquidity: current ratio 0.02, cash €2,666, halved+ Size: total assets €1.6m+ Sector Real estate activities (NACE 68)+ Figures for FY 2025 (filed 10-07-2026)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Better than 59% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 49+9
equity 23.6% of total assets
Liquidity 36-3
short-term debt 33.0% · cash 0.2%
Profitability 79-5
return on assets 8.3%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,417 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%● 0.0% vs 12-2024 02-2025: 0.5%▲ +1.9% vs 01-2025 03-2025: 0.6%▲ +9.2% vs 02-2025 04-2025: 0.6%▲ +1.2% vs 03-2025 05-2025: 0.6%▼ -1.0% vs 04-2025 06-2025: 0.6%▲ +11.1% vs 05-2025highest value 07-2025: 0.3%▼ -56.8% vs 06-2025 08-2025: 0.3%▲ +5.0% vs 07-2025 09-2025: 0.3%▼ -8.8% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%▼ -4.1% vs 11-2025lowest value 01-2026: 0.3%● 0.0% vs 12-2025lowest value 02-2026: 0.3%▲ +3.9% vs 01-2026 03-2026: 0.3%▲ +13.1% vs 02-2026 04-2026: 0.3%▲ +3.6% vs 03-2026 05-2026: 0.3%▼ -1.0% vs 04-2026 06-2026: 0.4%▲ +14.5% vs 05-2026 07-2026: 0.4%▲ +10.4% vs 06-2026 08-2026: 0.3%▼ -23.2% vs 07-2026 09-2026: 0.3%● 0.0% vs 08-2026 10-2026: 0.3%● 0.0% vs 09-2026
  • Liquidity: current ratio 0.02, cash €2,666, halved raises the probability
  • Size: total assets €1.6m lowers the probability for this profile
  • Sector Real estate activities (NACE 68) lowers the probability
  • Figures for FY 2025 (filed 10-07-2026) lowers the probability
Credit up to €30,000 at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.04 in 2024; short-term debt: 33% and cash: 0.2% of total assets), and 76.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 43%, liquidity 28%, profitability 76%, growth against the median 86%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.02, cash €2,666, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €1.6m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Figures for FY 2025 (filed 10-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
21 d early
2024
39 d early
2023
59 d early
2022
28 d early
2021
28 d early
2020
24 d late
2019
52 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €128,675 ▲38.7%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 7% on net resultsector median €5,961 · 16,701 companies €128,675 View
  • Positive: Equity rose in 2025from €238,586 to €367,261 ▲ 53.9% View
  • Positive: 7 profitable years in a rowprofit 2025: €128,675 7 years View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.6m
Profit
€128,675
Solvency
23.6%
Turnover▲ 8.7%
Net result
20182024
Go to Financials

Timeline

Events
12
Since
2019
Next accounts
by 31-07-2027
  1. 10-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 22-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Renting and operating of own or leased non-residential…NACE 68203
Founded
13-07-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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