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Almo Construct

Active
Private limited companyfounded 20224 yrs activeRue de la Neuville 10, 6000 Charleroi, BelgiumKBO/BCE: BE 0781.624.416
Summary

The computed 12-month bankruptcy probability of Almo Construct is 4.4% (elevated). The 2025 annual accounts show negative equity (-€4,697) and a net result of €21. Equity is shrinking by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 10% of 4735 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability33▲+17
Solvency2▲+2
Growth58=
Track record94
Bankruptcy probability, 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.39 against 0.3 in 2024; short-term debt: 122.6% and cash: 15.4% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-22.6%
Return on assets
0.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 4735 sector peers (2025).
NBB · sector comparison
Position among 4735 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
31 d late
2024
on the day
2023
58 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 30 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (3 of the last 3 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Almo Construct was incorporated on 4 February 2022 as a Private limited company.1 Total assets rose from EUR 14,255 in 2023 to EUR 20,820 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€4,697▲ 0.4%
2024 · -€4,718
Total assets
€20,820▲ 42.5%
2024 · €14,611
Net result
€21
2024 · -€1,286
Working capital
-€15,519▼ 14.9%
2024 · -€13,505
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€6,142--€875▲ 85.8%€1,889
Net result-€6,208below the sector's middle half--€1,286within the sector's middle half▲ 79.3%€21within the sector's middle half
Equity-€3,431below the sector's middle half--€4,718below the sector's middle half▼ 37.5%-€4,697below the sector's middle half▲ 0.4%
Total assets€14,255below the sector's middle half-€14,611below the sector's middle half▲ 2.5%€20,820below the sector's middle half▲ 42.5%
Debt€17,687-€19,329▲ 9.3%€25,517▲ 32.0%
Working capital-€13,479below the sector's middle half--€13,505below the sector's middle half▼ 0.2%-€15,519below the sector's middle half▼ 14.9%
Solvency-24.1%below the sector's middle half--32.3%below the sector's middle half▼ 8.2pp-22.6%below the sector's middle half▲ 9.7pp
Current ratio0.24below the sector's middle half-0.30below the sector's middle half▲ 0.060.39below the sector's middle half▲ 0.09
Return on assets (ROA)-43.5%below the sector's middle half--8.8%below the sector's middle half▲ 34.7pp0.1%within the sector's middle half▲ 8.9pp
above within below the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€7,500-€5,000-€2,500€0€2,500Operating result 2023: -€6,142-€6,142Net result 2023: -€6,208-€6,208Operating result 2024: -€875-€875Net result 2024: -€1,286-€1,286Operating result 2025: €1,889€1,889Net result 2025: €21€21202320242025-€7,500-€5,000-€2,500€0€2,500Operating result 2023: -€6,142-€6,140Net result 2023: -€6,208-€6,210Operating result 2024: -€875-€875Net result 2024: -€1,286-€1,290Operating result 2025: €1,889€1,890Net result 2025: €21€21202320242025
The operating result returns to profit in 2025: €1,889 after a loss of €875 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20,820
Fixed assets €10,822 ▲ 23.2%
Current assets €9,998 ▲ 71.7%
Equity and liabilities
Equity-€4,697
Debt€25,517
Equity is negative: debt (€25,517) exceeds the balance-sheet total (€20,820).
Key figures and ratios
2025 value · change against 2024
EBITDA
€2,954▲
2024 · €385
Cash flow
€1,086▲
2024 · -€26
Interest coverage
1.66▲
2024 · 0.94
Debt ≤ 1 year
€25,517▲
2024 · €19,329
Income taxes
€87
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 516 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a profit under 5% of the balance sheet
4.5% went bankrupt
2.3% stopped otherwise
92% still going

A further 1.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 516 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€14,611€20,820▲
Fixed assets21/28€8,788€10,822▲
Tangible fixed assets22/27€8,788€10,822▲
Plant, machinery and equipment23€7,388€6,528▼
Furniture and vehicles24€1,400€4,295▲
Current assets29/58€5,824€9,998▲
Amounts receivable within one year40/41€1,833€6,796▲
Trade receivables40-€6,796
Other amounts receivable41€1,833-
Cash at bank and in hand54/58€3,991€3,202▼
Equity and liabilities
Total equity and liabilities10/49€14,611€20,820▲
Equity10/15-€4,718-€4,697▲
Contributions10/11€5,240€5,240=
Outside capital11€5,240-
Other1109/19€5,240-
Profit (loss) carried forward14-€9,958-€9,937▲
Amounts payable17/49€19,329€25,517▲
Amounts payable within one year42/48€19,329€25,517▲
Trade debts44€1,855€4,500▲
Suppliers440/4€1,855€4,500▲
Taxes, remuneration and social security45€4,421€2,685▼
Taxes450/3€4,421€2,685▼
Other amounts payable47/48€13,053€18,332▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,260€1,065▼
Other operating charges640/8€85€2,167▲
Gross operating margin9900€470€5,121▲
Operating profit (loss)9901-€875€1,889▲
Financial charges65/66B€412€1,781▲
Recurring financial charges65€412€1,781▲
Profit (loss) for the period before taxes9903-€1,286€108▲
Income taxes67/77-€87
Profit (loss) for the period9904-€1,286€21▲
Profit (loss) for the period to be appropriated9905-€1,286€21▲
Appropriation of the result
Profit (loss) to be appropriated9906-€9,958-€9,937▲
Profit (loss) brought forward from the previous period14P-€8,671-€9,958▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1,260€1,065▼ 15.4%
Other operating charges640/8-€85€2,167▲ 2,449%
Gross operating margin9900-€6,142€470€5,121▲ 988%
Operating profit (loss)9901-€6,142-€875€1,889▲ 316%
Financial charges65/66B€66€412€1,781▲ 332%
Recurring financial charges65€66€412€1,781▲ 332%
Profit (loss) for the period before taxes9903-€6,208-€1,286€108▲ 108%
Income taxes67/77--€87-
Profit (loss) for the period9904-€6,208-€1,286€21▲ 102%
Profit (loss) for the period to be appropriated9905-€6,208-€1,286€21▲ 102%
Line202320242025Change
Assets
Total assets20/58€14,255€14,611€20,820▲ 42.5%
Fixed assets21/28€10,048€8,788€10,822▲ 23.2%
Tangible fixed assets22/27€10,048€8,788€10,822▲ 23.2%
Plant, machinery and equipment23€8,248€7,388€6,528▼ 11.6%
Furniture and vehicles24€1,800€1,400€4,295▲ 207%
Current assets29/58€4,208€5,824€9,998▲ 71.7%
Amounts receivable within one year40/41€3,227€1,833€6,796▲ 271%
Trade receivables40--€6,796-
Other amounts receivable41€3,227€1,833--
Cash at bank and in hand54/58€980€3,991€3,202▼ 19.8%
Equity and liabilities
Total equity and liabilities10/49€14,255€14,611€20,820▲ 42.5%
Equity10/15-€3,431-€4,718-€4,697▲ 0.4%
Contributions10/11€5,240€5,240€5,240=
Outside capital11€5,240€5,240--
Other1109/19€5,240€5,240--
Profit (loss) carried forward14-€8,671-€9,958-€9,937▲ 0.2%
Amounts payable17/49€17,687€19,329€25,517▲ 32.0%
Amounts payable within one year42/48€17,687€19,329€25,517▲ 32.0%
Trade debts44€5,473€1,855€4,500▲ 143%
Suppliers440/4€5,473€1,855€4,500▲ 143%
Taxes, remuneration and social security45€3,018€4,421€2,685▼ 39.3%
Taxes450/3€3,018€4,421€2,685▼ 39.3%
Other amounts payable47/48€9,195€13,053€18,332▲ 40.4%
Line202320242025Change
Profit (loss) for the period9904-€6,208-€1,286€21▲ 102%
+ Depreciation and write-downs630-€1,260€1,065▼ 15.4%
Operating cash flow (approximation)-€6,208-€26€1,086▲ 4,206%
Investment in fixed assets (approximation)-€0-€3,100-
Change in cash-€3,011-€789▼ 126%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Back to profitnet €21
Net result €21 after 2 loss-making years.
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
27-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
2,129 m²
Building footprint
3,337 m²
Volume, LiDAR
27,849 m³
Parcel 52011B0239/00P174, Wallonia · tallest building 21.5 m, ±3 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
Rue de la Neuville 10, 6000 Charleroi
Freight transport by road
since 20222.327.403.944
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52011B0239/00P174 Wallonia 2,129 m² 1 · 3,337 m² 21.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Parcel delivery

Notified to the BIPT
since 09-10-2025

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 12,573 companies in this sector we hold annual accounts for 8,200. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded04-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
E-invoicing
Reachable via Peppol
Peppol ID 0208:0781624416
Also 9925:BE0781624416
Registered 08-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.