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Generated 22-07-2026
Active BE 0777.499.342Private limited company

Immo 677

Bredabaan 677 ·2930 Brasschaat, Belgium· 4 yrs active
Sector: Real estate activities (68310)
Conclusion Checked

The computed 12-month bankruptcy probability of Immo 677 is 5.7% (elevated). The 2024 annual accounts show equity of €308k and a net result of €-7k. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 87% of 4922 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €308k
Net result €-7k
Better than sector 87%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health66Profitability33Solvency100Growth58Stability78
67 / 100

Strong profile, led by solvency.

Health 66
Profitability 33
Solvency 100
Growth 58
Stability 78
Bankruptcy probability (12 mo) Checked model v1 · free
5.7% Elevated
0%0,5%1,5%4%10%≥25%
Recent warning signals +Young company +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
6 / 100
Low risk
Components
· 2 administrative flags (+6)
Trust signals 2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administrative Flags 2 events
UBO non-compliance×2
Health barometer FY 2024 · computed
66 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 29-10-2025 with the NBB · fiscal year 2024 · micro
€-40k€-20k€0€20kOperating result 2022: €-21k€-21kNet result 2022: €-16k€-16kOperating result 2023: €-35k€-35kNet result 2023: €-39k€-39kRevenue 2024: €15k€15kOperating result 2024: €-3k€-3kNet result 2024: €-7k€-7k202220232024
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~7.4%/year over 3 fiscal years, indicative, assuming unchanged policy.
€200k€250k€300k€350k2025: €285k (€260k - €309k)2026: €261k (€237k - €286k)2027: €238k (€214k - €263k)2022: €354k2023: €315k2024: €308k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 75.5% 16.7%
better than 87% of 4922 sector peers
Net result €-7k €2k
better than 30% of 4914 sector peers
Equity €308k €27k
better than 89% of 4925 sector peers
Gross operating margin €11k €27k
better than 35% of 4908 sector peers
Total assets €408k €302k
better than 58% of 4924 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€15k
- 22-24
EBITDA
€10k
- -21% vs sector
Net profit
€-7k
+80.8% far below sector median
Cash flow
€5k
- -54% vs sector
Total assets
€408k
-3.8% +65% vs sector
Equity
€308k
-2.4% +257% vs sector
Working capital
€-105k
-189.3% far below sector median
Staff costs
€180
- -100% vs sector
Debt
€100k
-8.1% -43% vs sector
Debt ≤ 1y
€21k
-80.6% -48% vs sector
Debt > 1y
€79k
- -22% vs sector
Current ratio
0.03
-90.0% -99% vs sector
Quick ratio
0.03
-90.0% -99% vs sector
Solvency
75.5%
+1.5% +124% vs sector
Debt / equity
0.32
-5.8% -84% vs sector
ROE
-2.4%
+80.3% far below sector median
ROA
-1.8%
+80.0% far below sector median
Net margin
-51.6%
- 22-24
EBITDA margin
70.8%
- 22-24
Interest coverage
2.10
- -90% vs sector
Figures by fiscal year
Fiscal year2024
Revenue€15k
EBITDA€10k
Net profit€-7k
Cash flow€5k
Staff costs-
Income taxes-
Dividends-
Total assets€408k
Equity€308k
Debt€100k
of which ≤ 1y€21k
of which > 1y€79k
Working capital-
Employees (FTE)-
Ratios (computed)
2024
Current ratio-
Quick ratio-
Working capital ratio-
Solvency75.5%
Debt / equity0.32
Long-term debt ratio0.26
Interest coverage2.10
Gross margin73.5%
Net margin-51.6%
ROA-1.8%
ROE-2.4%
EBITDA margin70.8%
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€408k
Fixed assets 21/28€408k
Tangible fixed assets 22/27€408k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€408k
Equity 10/15€308k
Contributions / capital 10/11€370k
Accumulated profits (losses) 14€-62k
Amounts payable 17/49€100k
Amounts payable after one year 17€79k
Amounts payable within one year 42/48€21k
Income statement
Turnover 70€15k
Gross operating margin 9900€11k
Operating result 9901€-3k
Financial charges 65€5k
Result before taxes 9903€-7k
Net result for the period 9904€-7k
Result to be appropriated 9905€-7k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Real estate activities(68310)
Legal form Private limited company(610)
Incorporation19-11-2021
StatusActive
Postal code2930
Establishment units 1 location
Immo 677
Bredabaan 677, 2930 BrasschaatVermogensbeheer
since 20212.324.227.490
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11324D0148/00R002 Flanders 456 m² 1 · 122 m² 10.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-10-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
29-09-2025
State Gazette act Director changes
11-04-2025
KBO administration UBO non-compliance
event 31-03-2025
04-04-2025
KBO administration UBO non-compliance
event 22-03-2025
2024
26-03-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
11-10-2023
State Gazette act Registered-office change
04-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
07-07-2023
State Gazette act Registered-office change
Lifecycle & Insolvency Signals 2 events
11-04-2025
KBO administration UBO non-compliance
Date: 31-03-2025 · Publications in State Gazette ↗
04-04-2025
KBO administration UBO non-compliance
Date: 22-03-2025 · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-04-04 · KBO administration · UBO non-compliance2025-04-11 · KBO administration · UBO non-compliance
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 3 acts
Address history · 2
11-10-2023
Registered-office move
07-07-2023
Registered-office move
All acts · 3 updated 9 months ago
2025
29-09-2025 1 director appointed, 1 resigning Director changes
  • BIZZONI Marcello, Bestuurder
  • BONGIORNO Franco, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BONGIORNO Franco",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2025-08-20",
      "evidence_quote": "Ontslag van de Heer BONGIORNO Franco uit zijn functie als bestuurder, hem wordt kwijnting verleend voor zijn af gelopen mandaat",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "future"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BIZZONI Marcello",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2025-08-20",
      "evidence_quote": "benoeming van de Heer BIZZONI Marcello op de functie van bestuurder",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "future"
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BONGIORNO Franco",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "hem wordt kwijnting verleend voor zijn af gelopen mandaat",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BIZZONI Marcello",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "Het mandaat van de bestuurder kosteloos uitgeogend",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-09-29",
    "filing_date": "2025-09-19",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-08-19",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0777.499.342",
    "name_full": "IMMO 677",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": null,
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
11-10-2023 Registered office moved from Tessenderlo to Brasschaat Registered-office change
  • Dennenhof 10 3980 Tessenderlo → Bredabaan 677 2930 Brasschaat
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "combined",
      "new_address": {
        "raw": "Bredabaan 677 2930 Brasschaat",
        "city": "Brasschaat",
        "region": "vlaams_gewest",
        "street": "Bredabaan",
        "country": "BE",
        "postcode": "2930",
        "box_number": null,
        "street_number": "677",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Dennenhof 10 3980 Tessenderlo",
        "city": "Tessenderlo",
        "region": "vlaams_gewest",
        "street": "Dennenhof",
        "country": "BE",
        "postcode": "3980",
        "box_number": null,
        "street_number": "10",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "not_specified",
      "statutaire_vs_werkelijke": "beide",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-10-11",
    "filing_date": "2023-09-20",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-04-01",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0777.499.342",
    "name_full": "Immo 677",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Bongiomo Franco",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": []
}
07-07-2023 Registered office moved from Brasschaat to Tessenderlo Registered-office change
  • Bredabaan 677 2930 Brasschaat → Dennenhof 10, 3980 Tessenderlo
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "combined",
      "new_address": {
        "raw": "Dennenhof 10, 3980 Tessenderlo",
        "city": "Tessenderlo",
        "region": "vlaams_gewest",
        "street": "Dennenhof",
        "country": "BE",
        "postcode": "3980",
        "box_number": null,
        "street_number": "10",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Bredabaan 677 2930 Brasschaat",
        "city": "Brasschaat",
        "region": "vlaams_gewest",
        "street": "Bredabaan",
        "country": "BE",
        "postcode": "2930",
        "box_number": null,
        "street_number": "677",
        "locality_suffix": null
      },
      "effective_date": "2023-06-23",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "beide",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-07-07",
    "filing_date": "2023-06-23",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-03-31",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0777.499.342",
    "name_full": "Immo 677",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Bongiorno Franco",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Vermogensbeheer66300Vermogensbeheer66300Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68312Beheer van residentieel onroerend goed voor een vast bedrag of op contractbasis68321Activiteiten van syndici van onroerend goed68321Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis68322Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68322
Primary activity highlighted.
Names & trade names
Legal nameNL Immo 677
Registered office
Bredabaan 677
2930 Brasschaat, Belgium
Registration history
  1. 31-03-2025 UBO non-compliance
  2. 22-03-2025 UBO non-compliance
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative