IMMO 5.0
ActiveSummary
IMMO 5.0 has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €493k and a net result of €9k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 12% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability38=
Solvency31=
Growth85=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity short (current ratio 0.29 against 0.26 in 2024; short-term debt: 89.9% and cash: 2.1% of total assets), and 93.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.1%
Return on assets
0.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 8692 sector peers (2025).
NBB · sector comparisonPosition among 8692 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
30 d early
2023
30 d early
2022
31 d early
2021
23 d early
2020
31 d late
2019
50 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€156k▲ 1.4%
2023 · €154k
2019: €5klowest in 6 years
2020: €239k▲ +5149% vs 2019highest in 6 years
2021: €132k▼ -44.8% vs 2020
2022: €140k▲ +5.7% vs 2021
2023: €154k▲ +10.4% vs 2022
2024: €156k▲ +1.4% vs 2023
2019 → 2024
EBIT margin
70.1%▼ 28.2pp
2023 · 98.3%
2019: 7.5%lowest in 6 years
2020: 92.9%▲ +1132% vs 2019
2021: 96.5%▲ +3.8% vs 2020
2022: 99.3%▲ +2.8% vs 2021highest in 6 years
2023: 98.3%▼ -1.0% vs 2022
2024: 70.1%▼ -28.7% vs 2023
2019 → 2024
Net result
€9k▲ 749%
2024 · €1k
2019: €-10klowest in 7 years
2020: €16k▲ +258% vs 2019
2021: €11k▼ -31.5% vs 2020
2022: €79▼ -99.3% vs 2021
2023: €46k▲ +57863% vs 2022highest in 7 years
2024: €1k▼ -97.7% vs 2023
2025: €9k▲ +749% vs 2024
2019 → 2025
Working capital
€-5.18M▼ 2.2%
2024 · €-5.07M
2019: €-395khighest in 7 years
2020: €-1.67M▼ -323% vs 2019
2021: €-4.75M▼ -184% vs 2020
2022: €-4.47M▲ +6.0% vs 2021
2023: €-5.07M▼ -13.5% vs 2022
2024: €-5.07M● +0.0% vs 2023
2025: €-5.18M▼ -2.2% vs 2024lowest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€132k-€140k▲ 5.7%€154k▲ 10.4%€156k▲ 1.4%
2021: €132klowest in 4 years
2022: €140k▲ +5.7% vs 2021
2023: €154k▲ +10.4% vs 2022
2024: €156k▲ +1.4% vs 2023highest in 4 years
Equity€437k-€437k=€483k▲ 10.5%€484k▲ 0.2%€493k▲ 1.9%
2021: €437klowest in 5 years
2022: €437k● +0.0% vs 2021
2023: €483k▲ +10.5% vs 2022
2024: €484k▲ +0.2% vs 2023
2025: €493k▲ +1.9% vs 2024highest in 5 years
Operating result€127k-€139k▲ 8.7%€151k▲ 9.3%€109k▼ 27.7%€115k▲ 5.4%
2021: €127k
2022: €139k▲ +8.7% vs 2021
2023: €151k▲ +9.3% vs 2022highest in 5 years
2024: €109k▼ -27.7% vs 2023lowest in 5 years
2025: €115k▲ +5.4% vs 2024
Net result€11k-€79▼ 99.3%€46k▲ 57,863%€1k▼ 97.7%€9k▲ 749%
2021: €11k
2022: €79▼ -99.3% vs 2021lowest in 5 years
2023: €46k▲ +57863% vs 2022highest in 5 years
2024: €1k▼ -97.7% vs 2023
2025: €9k▲ +749% vs 2024
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.13M
Fixed assets
€6.00M =
Current assets
€2.13M ▲ 16.9%
Equity and liabilities €8.13M
Equity
€493k ▲ 1.9%
Debt
€7.64M ▲ 4.1%
Debt's share of the balance-sheet total rises from 93.8% to 93.9%. Equity and debt are higher.
Key figures and ratios
Current ratio
0.29▲
2024 · 0.26
Debt to equity
15.50▲
2024 · 15.17
ROE
1.8%▲
2024 · 0.2%
ROA
0.1%▲
2024 · 0.0%
Debt ≤ 1 year
€7.31M▲
2024 · €6.89M
Debt > 1 year
€326k▼
2024 · €448k
Income taxes
€3k▲
2024 · €396
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7.82M€8.13M▲
Fixed assets21/28€6.00M€6.00M=
Financial fixed assets28€6.00M€6.00M=
Current assets29/58€1.82M€2.13M▲
Amounts receivable within one year40/41€1.49M€1.96M▲
Trade receivables40€31k€49k▲
Other amounts receivable41€1.46M€1.91M▲
Cash at bank and in hand54/58€337k€170k▼
Equity and liabilities
Total equity and liabilities10/49€7.82M€8.13M▲
Equity10/15€484k€493k▲
Contributions10/11€449k€449k=
Reserves13€89€89=
Non-distributable reserves130/1€89€89=
Reserves not available under the articles1311€89€89=
Profit (loss) carried forward14€35k€44k▲
Amounts payable17/49€7.34M€7.64M▲
Amounts payable after more than one year17€448k€326k▼
Financial debts170/4€448k€326k▼
Amounts payable within one year42/48€6.89M€7.31M▲
Trade debts44€48k€113k▲
Suppliers440/4€48k€113k▲
Taxes, remuneration and social security45€15k€3k▼
Taxes450/3€15k€3k▼
Other amounts payable47/48€6.83M€7.20M▲
Accrued charges and deferred income492/3€35€0▼
Income statement
Code20242025
Turnover70€156k-
Goods, raw materials, services and sundry goods60/61€47k-
Gross operating margin9900€109k€115k▲
Operating profit (loss)9901€109k€115k▲
Financial income75/76B€81k€85k▲
Recurring financial income75€81k€85k▲
Financial charges65/66B€189k€189k▼
Recurring financial charges65€189k€189k▼
Profit (loss) for the period before taxes9903€1k€12k▲
Income taxes67/77€396€3k▲
Profit (loss) for the period9904€1k€9k▲
Profit (loss) for the period to be appropriated9905€1k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€44k▲
Profit (loss) brought forward from the previous period14P€34k€35k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €132k | €140k | €154k | €156k | - | - |
| Goods, raw materials, services and sundry goods60/61 | €5k | €1k | €3k | €47k | - | - |
| Gross operating margin9900 | €127k | €139k | €151k | €109k | €115k | ▲ 5.4% |
| Operating profit (loss)9901 | €127k | €139k | €151k | €109k | €115k | ▲ 5.4% |
| Financial income75/76B | €23k | €20k | €38k | €81k | €85k | ▲ 5.1% |
| Recurring financial income75 | €23k | €20k | €38k | €81k | €85k | ▲ 5.1% |
| Financial charges65/66B | €139k | €159k | €132k | €189k | €189k | ▼ 0.3% |
| Recurring financial charges65 | €139k | €159k | €132k | €189k | €189k | ▼ 0.3% |
| Profit (loss) for the period before taxes9903 | €11k | €79 | €58k | €1k | €12k | ▲ 724% |
| Income taxes67/77 | - | - | €12k | €396 | €3k | ▲ 656% |
| Profit (loss) for the period9904 | €11k | €79 | €46k | €1k | €9k | ▲ 749% |
| Profit (loss) for the period to be appropriated9905 | €11k | €79 | €46k | €1k | €9k | ▲ 749% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6.99M | €7.44M | €7.81M | €7.82M | €8.13M | ▲ 3.9% |
| Fixed assets21/28 | €6.00M | €6.00M | €6.00M | €6.00M | €6.00M | = |
| Financial fixed assets28 | €6.00M | €6.00M | €6.00M | €6.00M | €6.00M | = |
| Current assets29/58 | €995k | €1.44M | €1.81M | €1.82M | €2.13M | ▲ 16.9% |
| Amounts receivable within one year40/41 | €700k | €1.11M | €1.51M | €1.49M | €1.96M | ▲ 32.0% |
| Trade receivables40 | €13k | €14k | €16k | €31k | €49k | ▲ 54.7% |
| Other amounts receivable41 | €686k | €1.10M | €1.50M | €1.46M | €1.91M | ▲ 31.5% |
| Cash at bank and in hand54/58 | €295k | €323k | €298k | €337k | €170k | ▼ 49.6% |
| Deferred charges and accrued income490/1 | €0 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6.99M | €7.44M | €7.81M | €7.82M | €8.13M | ▲ 3.9% |
| Equity10/15 | €437k | €437k | €483k | €484k | €493k | ▲ 1.9% |
| Contributions10/11 | €449k | €449k | €449k | €449k | €449k | = |
| Reserves13 | €89 | €89 | €89 | €89 | €89 | = |
| Non-distributable reserves130/1 | €89 | €89 | €89 | €89 | €89 | = |
| Reserves not available under the articles1311 | €89 | €89 | €89 | €89 | €89 | = |
| Profit (loss) carried forward14 | €-12k | €-12k | €34k | €35k | €44k | ▲ 25.8% |
| Amounts payable17/49 | €6.56M | €7.00M | €7.33M | €7.34M | €7.64M | ▲ 4.1% |
| Amounts payable after more than one year17 | €812k | €1.10M | €448k | €448k | €326k | ▼ 27.3% |
| Financial debts170/4 | €812k | €1.10M | €448k | €448k | €326k | ▼ 27.3% |
| Other amounts payable178/9 | €0 | - | - | - | - | - |
| Amounts payable within one year42/48 | €5.75M | €5.90M | €6.88M | €6.89M | €7.31M | ▲ 6.1% |
| Current portion of amounts payable after more than one year42 | €1.40M | €0 | - | - | - | - |
| Trade debts44 | €2k | €2k | €4k | €48k | €113k | ▲ 135% |
| Suppliers440/4 | €2k | €2k | €4k | €48k | €113k | ▲ 135% |
| Taxes, remuneration and social security45 | €2k | €2k | €14k | €15k | €3k | ▼ 82.8% |
| Taxes450/3 | €2k | €2k | €14k | €15k | €3k | ▼ 82.8% |
| Other amounts payable47/48 | €4.34M | €5.90M | €6.86M | €6.83M | €7.20M | ▲ 5.4% |
| Accrued charges and deferred income492/3 | €26 | €25 | €0 | €35 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11k | €79 | €46k | €1k | €9k | ▲ 749% |
| Operating cash flow (approximation) | €11k | €79 | €46k | €1k | €9k | ▲ 749% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €28k | €-25k | €39k | €-167k | ▼ 525% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2019net €46k ▲57,863%
Net result €46k, the highest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-12
Financial
Equity above €200kEq €426k ▲25,388%
Equity rises from €2k to €426k.
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 50 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2015
15-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2013
Ground area
3,245 m²
Building footprint
739 m²
Parcel 62071A0078/00G002, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMMO 5.0
since 20132.218.799.774
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62071A0078/00G002 | Wallonia | 3,245 m² | 1 · 739 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STEFAN WIJNS
BE 0879.152.273
Heist-op-den-Berg · Eq €492,825
Bococo
BE 0664.747.136
Merelbeke-Melle · Eq €492,866
DEBLAN
BE 0846.099.920
Brugge · Eq €492,885
ALCEM
BE 0675.631.823
Kruisem · Eq €492,651
Qu.Est.Consulting
BE 0897.087.474
Heusden-Zolder · Eq €492,930
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 34,763 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-04-2013
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68121Development of residential building projects
68322Real estate appraisal on a fee or contract basis
Scores and ratios are computed by Checked and are not a credit decision.