ID CONCEPT
ActiveID CONCEPT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.98M and a net result of €104k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 95% of 8584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
68
/ 100
Healthy▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-6
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €470k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.5%
Return on assets
1.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
61 d late
2023
33 d early
2022
28 d early
2021
5 d early
2020
26 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€104k▼ 41.1%
2024 · €177k
2018: €55k
2019: €-3k
2020: €-60k
2021: €343k
2022: €-7k
2023: €100k
2024: €177k
2018 → 2025
Working capital
€6.63M▲ 2.2%
2024 · €6.49M
2018: €6.80M
2019: €6.81M
2020: €6.75M
2021: €6.74M
2022: €6.69M
2023: €6.81M
2024: €6.49M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6.76M-€6.75M▼ 0.1%€6.85M▲ 1.5%€6.88M▲ 0.4%€6.98M▲ 1.5%
Operating result€-25k-€-34k▼ 37.0%€-38k▼ 14.6%€-73k▼ 89.7%€11k
Net result€343k-€-7k€100k€177k▲ 77.0%€104k▼ 41.1%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €73k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.02M
Fixed assets
€352k▼ 9.7%
Current assets
€6.67M▼ 0.4%
Equity and liabilities €7.02M
Equity
€6.98M▲ 1.5%
Debt
€34k▼ 83.0%
The debt ratio falls from 2.9% to 0.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€49k▲
2024 · €-43k
Cash flow
€142k▼
2024 · €207k
Solvency
99.5%▲
2024 · 97.1%
Debt / equity
0.00▼
2024 · 0.03
ROE
1.5%▼
2024 · 2.6%
ROA
1.5%▼
2024 · 2.5%
Interest coverage
0.97▲
2024 · -1.34
Debt
€34k▼
2024 · €203k
Debt ≤ 1 year
€34k▼
2024 · €203k
Income taxes
€13k▼
2024 · €64k
A ratio outside any meaningful range has been withheld (balance sheet total €7.02M, equity €6.98M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.08M€7.02M▼
Fixed assets21/28€390k€352k▼
Tangible fixed assets22/27€390k€352k▼
Land and buildings22€269k€262k▼
Furniture and vehicles24€120k€90k▼
Other tangible fixed assets26€1k-
Current assets29/58€6.69M€6.67M▼
Amounts receivable within one year40/41€8k€24k▲
Other amounts receivable41€8k€24k▲
Current investments50/53€5.65M€5.86M▲
Cash at bank and in hand54/58€1.03M€788k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€7.08M€7.02M▼
Equity10/15€6.88M€6.98M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€6.81M€6.92M▲
Amounts payable17/49€203k€34k▼
Amounts payable within one year42/48€203k€34k▼
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€49k€29k▼
Taxes450/3€49k€29k▼
Other amounts payable47/48€150k-
Income statement
Code20242025
Non-recurring operating income76A-€123k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€38k▲
Other operating charges640/8€8k€56k▲
Non-recurring operating charges66A-€5k
Gross operating margin9900€-35k€109k▲
Operating profit (loss)9901€-73k€11k▲
Financial income75/76B€346k€157k▼
Recurring financial income75€115k€157k▲
Non-recurring financial income76B€231k-
Financial charges65/66B€32k€50k▲
Recurring financial charges65€32k€50k▲
Profit (loss) for the period before taxes9903€241k€118k▼
Income taxes67/77€64k€13k▼
Profit (loss) for the period9904€177k€104k▼
Profit (loss) for the period to be appropriated9905€177k€104k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6.96M€6.92M▼
Profit (loss) brought forward from the previous period14P€6.79M€6.81M▲
Profit to be distributed694/7€150k-
Return on contributions (dividend)694€150k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity times 6current ratio 193.99
Current ratio from 33.03 to 193.99; short-term debt falls from €203k to €34k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €100k
Net result €100k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 246.79
Current ratio from 54.67 to 246.79; short-term debt falls from €125k to €28k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 54.67
Current ratio from 15.58 to 54.67; short-term debt falls from €463k to €125k.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €343k
Net result €343k after 2 loss-making years.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-60k
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 28current ratio 7190.46
Current ratio from 254.95 to 7190.46; short-term debt falls from €27k to €939.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Liquidity triplescurrent ratio 254.95
Current ratio from 91.22 to 254.95; short-term debt falls from €75k to €27k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepinster · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Coulée 14860 PepinsterGround area
3,054 m²
Building footprint
290 m²
Volume, LiDAR
1,598 m³
2 parcels, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Route de Remouchamps(LR) 39, 4910 Theux
since 20132.221.904.566
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63044E0022/00B005 | Wallonia | 2,010 m² | 1 · 152 m² | 7.6 m · 2 fl. |
| 63452D0318/00E000 | Wallonia | 1,044 m² | 1 · 138 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
529900F95RV4OTHPPD76
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 8,857 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-07-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.