IMMO 4 YOU
ActiveSummary
IMMO 4 YOU has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €36k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 27% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+21
Solvency52▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.16 against 0.14 in 2024; short-term debt: 19% and cash: 0.8% of total assets), and 73% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27%
Return on assets
10.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
28 d late
2023
79 d late
2022
11 d early
2021
37 d early
2020
2 d early
2019
24 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€96k▲ 60.0%
2024 · €60k
2018: €50k
2019: €52k
2020: €54k
2021: €57k
2022: €60k
2023: €34k
2024: €60k
2018 → 2025
Total assets
€355k▼ 4.6%
2024 · €372k
2018: €470k
2019: €451k
2020: €441k
2021: €423k
2022: €400k
2023: €377k
2024: €372k
2018 → 2025
Net result
€36k▲ 40.4%
2024 · €26k
2018: €2k
2019: €2k
2020: €2k
2021: €3k
2022: €2k
2023: €-25k
2024: €26k
2018 → 2025
Working capital
€-57k▲ 23.7%
2024 · €-74k
2018: €-38k
2019: €-44k
2020: €-37k
2021: €-43k
2022: €-49k
2023: €-83k
2024: €-74k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€60k▲ 4.0%€34k▼ 42.5%€60k▲ 74.7%€96k▲ 60.0%
Operating result€24k-€22k▼ 9.2%€-14k€39k€61k▲ 55.9%
Net result€3k-€2k▼ 22.5%€-25k€26k€36k▲ 40.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 56% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €355k
Fixed assets
€344k ▼ 4.3%
Current assets
€10k ▼ 12.4%
Equity and liabilities €355k
Equity
€96k ▲ 60.0%
Debt
€259k ▼ 17.0%
Debt's share of the balance-sheet total falls from 83.9% to 73.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▲
2024 · €55k
Cash flow
€51k▲
2024 · €41k
Current ratio
0.16▲
2024 · 0.14
Debt to equity
2.70▼
2024 · 5.21
ROE
37.5%▼
2024 · 42.8%
ROA
10.1%▲
2024 · 6.9%
Interest coverage
6.02▲
2024 · 3.95
Debt ≤ 1 year
€67k▼
2024 · €86k
Debt > 1 year
€192k▼
2024 · €223k
Income taxes
€12k▲
2024 · €-360
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€372k€355k▼
Fixed assets21/28€360k€344k▼
Tangible fixed assets22/27€360k€344k▼
Land and buildings22€360k€344k▼
Current assets29/58€12k€10k▼
Amounts receivable within one year40/41€8k€7k▼
Trade receivables40€1k€1k=
Other amounts receivable41€7k€6k▼
Cash at bank and in hand54/58€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€372k€355k▼
Equity10/15€60k€96k▲
Contributions10/11€30k€30k=
Reserves13€30k€66k▲
Distributable reserves133€30k€66k▲
Amounts payable17/49€312k€259k▼
Amounts payable after more than one year17€223k€192k▼
Financial debts170/4€223k€192k▼
Amounts payable within one year42/48€86k€67k▼
Current portion of amounts payable after more than one year42€30k€31k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€54k€32k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k=
Other operating charges640/8€3k€4k▲
Gross operating margin9900€58k€80k▲
Operating profit (loss)9901€39k€61k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€25k€48k▲
Income taxes67/77€-360€12k▲
Profit (loss) for the period9904€26k€36k▲
Profit (loss) for the period to be appropriated9905€26k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€256€36k▲
Profit (loss) brought forward from the previous period14P€-25k-
Transfer to equity691/2€256€36k▲
To other reserves6921€256€36k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Highest result since 2018net €36k ▲40.4%
Operating result €61k, net result €36k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
18-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 79 days late
2023
31-12
Financial
Weakest financial yearnet €-25k ▼1214%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Dreef van Hertebos 212970 SchildeGround area
2,080 m²
Building footprint
337 m²
Volume, LiDAR
1,511 m³
2 parcels, Flanders · tallest building 22.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO 4 YOU
since 20112.208.375.046
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0253/00C000 | Flanders | 1,063 m² | 1 · 208 m² | 22.2 m |
| 12404G0476/00E005 | Flanders | 1,017 m² | 1 · 129 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PLAYAR
BE 0765.217.756
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MDE MANAGEMENT & ENGINEERING
BE 0769.491.397
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SET ASSET
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Of 11,550 companies in sector 71121 we hold annual accounts for 6,563. 5,227 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-06-2011
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.