Financials
- Fiscal year
- 2025
- Total assets
- €15.7m
- Profit
- €70,868
- Solvency
- 6.6%
Total assets▼ 9.6%
Net result
20182025
IMMO - 3 B
Judicial reorganisationSummary
The file of IMMO - 3 B contains 1 judicial reorganisation, as published in the Belgian State Gazette. The KBO register records for IMMO - 3 B the legal situation: special situation; this is today's state according to the register itself, which carries no start date. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2025 annual accounts show equity of €1.0m and a net result of €70,868. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 14% of 1005 sector peers (fiscal year 2025).
Are you a creditor?
Judicial reorganisation
Source: Belgian Official Gazette
Your claim still exists, but while the moratorium runs you cannot enforce it. What you do now depends on the track of the reorganisation.
The procedure
- Court
- Enterprise Court of Liège
- Opened
- 21 August 2026
- Track
- Reorganisation by collective agreement
- Docket number
- 20260065
- Moratorium until
- 21 December 2026
- Creditors' vote
- 8 December 2026
- Delegated judge
- Alain Niessen
- Official Gazette
- 31-08-2026 (pdf) ↗search the document for 2026/135558
What to do now
- Do not attach assets or start enforcement for debts from before the opening while the moratorium runs.
- Check the amount the company lists you for: it has to tell you. If it is wrong, dispute it in writing.
- The company files a reorganisation plan and creditors vote on it at a hearing. A plan approved and confirmed by the court also binds those who voted against.
- What you deliver after the opening is not covered by the moratorium: agree clear payment terms.
- The file is in RegSol, where you can read the documents of the procedure.
Deadlines: the moratorium runs until 21 December 2026, unless the court extends or ends it earlier. The date of the vote on the plan is in the judgment and in RegSol.
View the file in RegSol ↗
Watch
Follow this reorganisation: you are alerted to an extension, the court's approval, the closure or a bankruptcy.
General information, not legal advice. If in doubt, your lawyer or your accountant can help.Creditor guide for this company
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Overview
Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201NACE 45211
1 site
Size
€15.7mtotal assets 2025
- Staff
- 13.9 FTE
- Equity
- €1.0m
- Profit
- €70,868
Financial health
22
Critical
Checked score 2025Reorganisation running: about 1 in 4 bankrupt within the year
Structure
- Parent
- HOBECO · 99.93%
Accounts filed 27 d late0 of 7 deeds read
Why 22- Weak solvency vs sector- In judicial reorganisationFiled after the deadlineShow the evidence
Checked score
Score 2025
22
/ 100
Critical
Without a bankruptcy probability: score from the figures alone
Financial strength · tick = 2024
Weak
Solvency
32+1
equity 6.6% of total assets
Liquidity
0-2
short-term debt 93.3% · cash 0.2%
Profitability
30+2
return on assets 0.5%
Bankruptcy probability, 12 months
Judicial reorganisation
About 1 in 4 comparable companies went bankrupt within the year
A judicial reorganisation is open: we then compute no probability from the figures. Measured over every Belgian company in an open or failed reorganisation: 25% to 26% bankrupt within twelve months (2024 and 2025).
No credit on open account during an ongoing judicial reorganisation
Liquidity tight (current ratio 1.06 against 1.06 in 2024; short-term debt: 93.3% and cash: 0.2% of total assets), and 93.4% of the assets are financed with debt.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 1005 sector peers (2025).
NBB · sector comparisonPosition among 1005 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
40 d late
2023
22 d late
2022
23 d late
2021
30 d late
2020
17 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- OpeningTribunal de l’entreprise de Liège…
- Annual accounts filedfiscal year 2025 · full…
- Back to profitnet €70,868
Key points
By topic
Board & ownership
- Parent
- HOBECO · 99.93%
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 31-08-2026Opening
- 27-08-2026Annual accounts filed
- 31-12-2025Back to profit
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 08-05-1998
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
What should you check before you do business with this company?Supplier due diligence What held for this company on a given day: board, seat, name?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?Process a list How is the General construction of residential buildings sector doing?Sector figures
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