IMMINFO
ActiveSummary
IMMINFO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.03M and a net result of €132k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 52% of 4556 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability49▲+9
Solvency66▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.33 in 2024; short-term debt: 27% and cash: 8.9% of total assets), and 59.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.9%
Return on assets
2.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 15-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
1 d late
2023
24 d late
2022
10 d late
2021
2 d late
2020
84 d late
2019
48 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-12-2026 close30-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€0
EBIT margin
Not included in this filing
Net result
€132k▲ 285%
2024 · €34k
2018: €103k
2019: €510k▲ +393% vs 2018highest in 8 years
2020: €-57k▼ -111% vs 2019lowest in 8 years
2021: €80k▲ +241% vs 2020
2022: €33k▼ -58.4% vs 2021
2023: €50k▲ +49.9% vs 2022
2024: €34k▼ -31.5% vs 2023
2025: €132k▲ +285% vs 2024
2018 → 2025
Working capital
€233k▼ 50.9%
2024 · €476k
2018: €403k
2019: €1.13M▲ +180% vs 2018
2020: €1.07M▼ -5.0% vs 2019
2021: €-114k▼ -111% vs 2020lowest in 8 years
2022: €2.18M▲ +2016% vs 2021highest in 8 years
2023: €426k▼ -80.5% vs 2022
2024: €476k▲ +11.5% vs 2023
2025: €233k▼ -50.9% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.49M-€1.52M▲ 2.0%€1.57M▲ 3.3%€1.60M▲ 2.2%€2.03M▲ 27.0%
2021: €1.49Mlowest in 5 years
2022: €1.52M▲ +2.0% vs 2021
2023: €1.57M▲ +3.3% vs 2022
2024: €1.60M▲ +2.2% vs 2023
2025: €2.03M▲ +27.0% vs 2024highest in 5 years
Operating result€-6k-€63k€78k▲ 23.5%€179k▲ 130%€311k▲ 73.9%
2021: €-6klowest in 5 years
2022: €63k▲ +1197% vs 2021
2023: €78k▲ +23.5% vs 2022
2024: €179k▲ +130% vs 2023
2025: €311k▲ +73.9% vs 2024highest in 5 years
Net result€80k-€33k▼ 58.4%€50k▲ 49.9%€34k▼ 31.5%€132k▲ 285%
2021: €80k
2022: €33k▼ -58.4% vs 2021lowest in 5 years
2023: €50k▲ +49.9% vs 2022
2024: €34k▼ -31.5% vs 2023
2025: €132k▲ +285% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 74% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.97M
Fixed assets
€3.40M ▲ 35.7%
Current assets
€1.57M ▼ 18.8%
Equity and liabilities €4.97M
Equity
€2.03M ▲ 27.0%
Provisions
€96k ▼ 3.2%
Debt
€2.84M ▲ 3.6%
Debt's share of the balance-sheet total falls from 61.7% to 57.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€486k▲
2024 · €330k
Cash flow
€307k▲
2024 · €185k
Current ratio
1.17▼
2024 · 1.33
Quick ratio
0.46▲
2024 · 0.06
Debt to equity
1.40▼
2024 · 1.71
ROE
6.5%▲
2024 · 2.1%
ROA
2.6%▲
2024 · 0.8%
Interest coverage
3.23▲
2024 · 2.38
Debt ≤ 1 year
€1.34M▼
2024 · €1.46M
Debt > 1 year
€1.46M▲
2024 · €1.27M
Income taxes
€51k▲
2024 · €20k
Staff costs
€167k▲
2024 · €112k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 71 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.44M€4.97M▲
Fixed assets21/28€2.50M€3.40M▲
Intangible fixed assets21€14k€13k▼
Tangible fixed assets22/27€2.49M€2.47M▼
Land and buildings22€1.78M€1.77M▼
Plant, machinery and equipment23€20k€20k▲
Furniture and vehicles24€26k€38k▲
Leasing and similar rights25€41k€30k▼
Other tangible fixed assets26€620k€610k▼
Financial fixed assets28€2k€916k▲
Current assets29/58€1.94M€1.57M▼
Stocks and contracts in progress3€1.86M€964k▼
Stocks30/36€1.81M€964k▼
Contracts in progress37€51k€0▼
Amounts receivable within one year40/41€44k€139k▲
Trade receivables40€0€46k▲
Other amounts receivable41€44k€93k▲
Cash at bank and in hand54/58€33k€444k▲
Deferred charges and accrued income490/1€5k€27k▲
Equity and liabilities
Total equity and liabilities10/49€4.44M€4.97M▲
Equity10/15€1.60M€2.03M▲
Contributions10/11€768k€1.07M▲
Capital10€768k€1.07M▲
Issued capital100€768k€1.07M▲
Reserves13€547k€544k▼
Non-distributable reserves130/1€50k€57k▲
Legal reserve130€50k€57k▲
Tax-exempt reserves132€297k€288k▼
Distributable reserves133€200k€200k=
Profit (loss) carried forward14€286k€420k▲
Provisions and deferred taxes16€99k€96k▼
Deferred taxes168€99k€96k▼
Amounts payable17/49€2.74M€2.84M▲
Amounts payable after more than one year17€1.27M€1.46M▲
Financial debts170/4€1.27M€1.11M▼
Other amounts payable178/9-€350k
Amounts payable within one year42/48€1.46M€1.34M▼
Current portion of amounts payable after more than one year42€99k€179k▲
Financial debts43€633k€0▼
Credit institutions430/8€633k€0▼
Trade debts44€101k€172k▲
Suppliers440/4€101k€172k▲
Advances received on contracts in progress46-€45
Taxes, remuneration and social security45€50k€43k▼
Taxes450/3€22k€21k▼
Remuneration and social security454/9€29k€21k▼
Other amounts payable47/48€581k€946k▲
Accrued charges and deferred income492/3€9k€44k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€112k€167k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€151k€175k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€4k▲
Other operating charges640/8€19k€21k▲
Non-recurring operating charges66A-€666
Gross operating margin9900€460k€679k▲
Operating profit (loss)9901€179k€311k▲
Financial income75/76B€11k€19k▲
Recurring financial income75€11k€19k▲
Financial charges65/66B€138k€150k▲
Recurring financial charges65€138k€150k▲
Profit (loss) for the period before taxes9903€51k€179k▲
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€20k€51k▲
Profit (loss) for the period9904€34k€132k▲
Transfer from tax-exempt reserves789€10k€10k=
Profit (loss) for the period to be appropriated9905€44k€141k▲
Appropriation of the result
Profit (loss) to be appropriated9906€286k€427k▲
Profit (loss) brought forward from the previous period14P€242k€286k▲
Transfer to equity691/2-€7k
To the legal reserve6920-€7k
Social balance
Average headcount (FTE)9087-2.3
The notes to these accounts (26 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €56k | €164k | €23k | €0 | - | - |
| Remuneration, social security and pensions62 | €55k | €61k | €144k | €112k | €167k | ▲ 48.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €109k | €108k | €159k | €151k | €175k | ▲ 16.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €232k | €-4k | €0 | €4k | - |
| Other operating charges640/8 | €24k | €43k | €38k | €19k | €21k | ▲ 15.1% |
| Non-recurring operating charges66A | - | - | - | - | €666 | - |
| Gross operating margin9900 | €183k | €506k | €415k | €460k | €679k | ▲ 47.5% |
| Operating profit (loss)9901 | €-6k | €63k | €78k | €179k | €311k | ▲ 73.9% |
| Financial income75/76B | €101k | €37k | €89k | €11k | €19k | ▲ 74.3% |
| Recurring financial income75 | €101k | €37k | €89k | €11k | €19k | ▲ 74.3% |
| Financial charges65/66B | €11k | €66k | €119k | €138k | €150k | ▲ 8.8% |
| Recurring financial charges65 | €11k | €39k | €119k | €138k | €150k | ▲ 8.8% |
| Non-recurring financial charges66B | - | €28k | €0 | - | - | - |
| Profit (loss) for the period before taxes9903 | €84k | €33k | €49k | €51k | €179k | ▲ 249% |
| Transfer from deferred taxes780 | €11 | €580 | €2k | €3k | €3k | = |
| Income taxes67/77 | €4k | €531 | €431 | €20k | €51k | ▲ 150% |
| Profit (loss) for the period9904 | €80k | €33k | €50k | €34k | €132k | ▲ 285% |
| Transfer from tax-exempt reserves789 | €21 | €2k | €5k | €10k | €10k | = |
| Profit (loss) for the period to be appropriated9905 | €80k | €35k | €55k | €44k | €141k | ▲ 223% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.99M | €5.00M | €4.96M | €4.44M | €4.97M | ▲ 11.9% |
| Fixed assets21/28 | €4.40M | €2.03M | €2.61M | €2.50M | €3.40M | ▲ 35.7% |
| Intangible fixed assets21 | - | - | €16k | €14k | €13k | ▼ 11.9% |
| Tangible fixed assets22/27 | €4.37M | €2.03M | €2.59M | €2.49M | €2.47M | ▼ 0.7% |
| Land and buildings22 | €3.49M | €1.22M | €1.80M | €1.78M | €1.77M | ▼ 0.4% |
| Plant, machinery and equipment23 | - | - | €9k | €20k | €20k | ▲ 1.1% |
| Furniture and vehicles24 | €13k | €23k | €34k | €26k | €38k | ▲ 44.2% |
| Leasing and similar rights25 | €13k | €0 | €55k | €41k | €30k | ▼ 28.6% |
| Other tangible fixed assets26 | €853k | €787k | €696k | €620k | €610k | ▼ 1.7% |
| Financial fixed assets28 | €28k | €0 | €2k | €2k | €916k | ▲ 45,687% |
| Current assets29/58 | €588k | €2.97M | €2.35M | €1.94M | €1.57M | ▼ 18.8% |
| Stocks and contracts in progress3 | €16k | €2.30M | €2.26M | €1.86M | €964k | ▼ 48.1% |
| Stocks30/36 | €16k | €2.30M | €2.22M | €1.81M | €964k | ▼ 46.6% |
| Contracts in progress37 | - | - | €35k | €51k | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €402k | €171k | €17k | €44k | €139k | ▲ 215% |
| Trade receivables40 | €164k | €166k | €1k | €0 | €46k | - |
| Other amounts receivable41 | €239k | €4k | €16k | €44k | €93k | ▲ 111% |
| Cash at bank and in hand54/58 | €168k | €280k | €74k | €33k | €444k | ▲ 1,239% |
| Deferred charges and accrued income490/1 | €894 | €218k | €2k | €5k | €27k | ▲ 471% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.99M | €5.00M | €4.96M | €4.44M | €4.97M | ▲ 11.9% |
| Equity10/15 | €1.49M | €1.52M | €1.57M | €1.60M | €2.03M | ▲ 27.0% |
| Contributions10/11 | €768k | €768k | €768k | €768k | €1.07M | ▲ 39.1% |
| Capital10 | €768k | €768k | €768k | €768k | €1.07M | ▲ 39.1% |
| Issued capital100 | €768k | €768k | €768k | €768k | €1.07M | ▲ 39.1% |
| Reserves13 | €561k | €561k | €556k | €547k | €544k | ▼ 0.4% |
| Non-distributable reserves130/1 | €48k | €50k | €50k | €50k | €57k | ▲ 14.2% |
| Legal reserve130 | €48k | €50k | €50k | €50k | €57k | ▲ 14.2% |
| Tax-exempt reserves132 | €314k | €312k | €307k | €297k | €288k | ▼ 3.2% |
| Distributable reserves133 | €200k | €200k | €200k | €200k | €200k | = |
| Profit (loss) carried forward14 | €158k | €187k | €242k | €286k | €420k | ▲ 46.9% |
| Provisions and deferred taxes16 | €105k | €104k | €102k | €99k | €96k | ▼ 3.2% |
| Deferred taxes168 | €105k | €104k | €102k | €99k | €96k | ▼ 3.2% |
| Amounts payable17/49 | €3.40M | €3.38M | €3.29M | €2.74M | €2.84M | ▲ 3.6% |
| Amounts payable after more than one year17 | €2.70M | €2.59M | €1.37M | €1.27M | €1.46M | ▲ 14.8% |
| Financial debts170/4 | €2.70M | €2.59M | €1.37M | €1.27M | €1.11M | ▼ 12.7% |
| Other amounts payable178/9 | - | - | - | - | €350k | - |
| Amounts payable within one year42/48 | €702k | €787k | €1.92M | €1.46M | €1.34M | ▼ 8.4% |
| Current portion of amounts payable after more than one year42 | €141k | €137k | €156k | €99k | €179k | ▲ 82.1% |
| Financial debts43 | - | - | €1.27M | €633k | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | €1.27M | €633k | €0 | ▼ 100% |
| Trade debts44 | €124k | €65k | €29k | €101k | €172k | ▲ 70.7% |
| Suppliers440/4 | €124k | €65k | €29k | €101k | €172k | ▲ 70.7% |
| Advances received on contracts in progress46 | - | - | - | - | €45 | - |
| Taxes, remuneration and social security45 | €12k | €28k | €53k | €50k | €43k | ▼ 15.3% |
| Taxes450/3 | €6k | €20k | €29k | €22k | €21k | ▼ 2.3% |
| Remuneration and social security454/9 | €6k | €9k | €24k | €29k | €21k | ▼ 25.1% |
| Other amounts payable47/48 | €424k | €557k | €414k | €581k | €946k | ▲ 63.0% |
| Accrued charges and deferred income492/3 | €644 | €644 | €820 | €9k | €44k | ▲ 360% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €80k | €33k | €50k | €34k | €132k | ▲ 285% |
| + Depreciation and write-downs630 | €109k | €108k | €159k | €151k | €175k | ▲ 16.1% |
| Operating cash flow (approximation) | €189k | €141k | €209k | €185k | €307k | ▲ 65.8% |
| Investment in fixed assets (approximation) | - | €2.27M | €-743k | €-43k | €-1.07M | ▼ 2,393% |
| Change in cash | - | €112k | €-207k | €-41k | €411k | ▲ 1,110% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-12
Financial
Equity above €2MEq €2.03M ▲27%
5 profitable years in a row build equity to €2.03M.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 24 days late
2023
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
30-09
Financial
Liquidity times 5current ratio 3.78
Current ratio from 0.84 to 3.78.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-09
Financial
Back to profitnet €80k
Net result €80k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 84 days late
2020
30-09
Financial
Weakest financial yearnet €-57k
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
30-09
Financial
Highest result since 2018net €510k ▲393%
Operating result €379k, net result €510k, both a record.
Show earlier events
30-09
Financial
Liquidity doublescurrent ratio 5.50
Current ratio from 2.51 to 5.50; short-term debt falls from €267k to €251k.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 3 establishment units since 1988
Ground area
3,844 m²
Building footprint
1,046 m²
Volume, LiDAR
2,244 m³
3 parcels, Flanders · tallest building 15.1 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
IMMINFO
since 19882.040.206.047
Het Schaef-Imminfo
since 20252.373.049.669
De Landtsheer Vastgoed
since 20252.381.476.494
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007C0233/00F000 | Flanders | 2,232 m² | 1 · 831 m² | 6.2 m |
| 12362H0700/00L000 | Flanders | 1,139 m² | 1 · 56 m² | 9.4 m · 2 fl. |
| 12007B0395/00L000 | Flanders | 473 m² | 1 · 159 m² | 15.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 134 EUR awarded · 134 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 134 EUR | 134 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,020 companies in sector 68203 we hold annual accounts for 5,986. 3,614 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded01-07-1988
Fiscal year end30-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
68121Development of residential building projects
Contact
E-mail
frans@imminfo.be
Phone
0472835556
Website
www.delandtsheervastgoed.beBornem
E-mail
info@delandtsheervastgoed.beBornem
Phone
03 746 10 60Bornem
Scores and ratios are computed by Checked and are not a credit decision.