Immer-Goed
ActiveSummary
Immer-Goed has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €330,135 and a net result of -€25,808. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 8161 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability11▲+11
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 4.09 against 4.5 in 2024; short-term debt: 22.3% and cash: 19.5% of total assets), and 22.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€25,808
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-04-2026, 101 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
101 d early
2024
1 d early
2023
2 d early
2022
29 d late
2021
2 d early
2020
1 d early
2019
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#3 oldest company in Beveren-Kruibeke-Zwijndrecht, Wholesale and retail trade sector
Equity
€330,135▼ 7.3%
2024 · €355,942
Total assets
€428,357▼ 6.0%
2024 · €455,631
Net result
-€25,808▲ 71.3%
2024 · -€89,996
Working capital
€294,997▼ 7.3%
2024 · €318,382
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€26,023▼ 54.7%-€13,140-€18,231▼ 38.7%-€90,168▼ 395%-€24,810▲ 72.5%
Net result€24,137within the sector's middle half▼ 51.6%-€12,450below the sector's middle half-€19,803below the sector's middle half▼ 59.1%-€89,996below the sector's middle half▼ 354%-€25,808below the sector's middle half▲ 71.3%
Equity€478,192within the sector's middle half▲ 5.3%€465,742within the sector's middle half▼ 2.6%€445,939within the sector's middle half▼ 4.3%€355,942within the sector's middle half▼ 20.2%€330,135within the sector's middle half▼ 7.3%
Total assets€602,221within the sector's middle half▲ 10.0%€564,555below the sector's middle half▼ 6.3%€539,857below the sector's middle half▼ 4.4%€455,631below the sector's middle half▼ 15.6%€428,357within the sector's middle half▼ 6.0%
Debt€124,030▲ 32.6%€98,813▼ 20.3%€93,918▼ 5.0%€99,688▲ 6.1%€98,222▼ 1.5%
Working capital€435,921within the sector's middle half▲ 7.8%€421,804within the sector's middle half▼ 3.2%€403,275within the sector's middle half▼ 4.4%€318,382within the sector's middle half▼ 21.1%€294,997within the sector's middle half▼ 7.3%
Solvency79.4%above the sector's middle half▼ 3.5pp82.5%above the sector's middle half▲ 3.1pp82.6%above the sector's middle half▲ 0.1pp78.1%above the sector's middle half▼ 4.5pp77.1%above the sector's middle half▼ 1.1pp
Current ratio5.82above the sector's middle half▲ 0.495.90above the sector's middle half▲ 0.085.44above the sector's middle half▼ 0.464.50above the sector's middle half▼ 0.944.09above the sector's middle half▼ 0.42
Return on assets (ROA)4.0%within the sector's middle half▼ 5.1pp-2.2%below the sector's middle half▼ 6.2pp-3.7%below the sector's middle half▼ 1.5pp-19.8%below the sector's middle half▼ 16.1pp-6.0%below the sector's middle half▲ 13.7pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24,810 in 2025 against €90,168 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €428,357
Fixed assets
€37,784 ▼ 18.5%
Current assets
€390,573 ▼ 4.6%
Equity and liabilities €428,357
Equity
€330,135 ▼ 7.3%
Debt
€98,222 ▼ 1.5%
Debt's share of the balance-sheet total rises from 21.9% to 22.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€10,461▲
2024 · -€71,113
Cash flow
-€11,458▲
2024 · -€70,941
Quick ratio
2.18▲
2024 · 2.05
Debt to equity
0.30▲
2024 · 0.28
ROE
-7.8%▲
2024 · -25.3%
Interest coverage
-5.65▲
2024 · -44.36
Debt ≤ 1 year
€95,577▲
2024 · €90,889
Debt > 1 year
€2,646▼
2024 · €8,799
Income taxes
€276▲
2024 · €262
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €1,213 | €2,228 | - | - | €846 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,464 | €19,215 | €17,823 | €19,055 | €14,350 | ▼ 24.7% |
| Other operating charges640/8 | €5,901 | €6,654 | €7,493 | €8,169 | €10,134 | ▲ 24.1% |
| Gross operating margin9900 | €45,389 | €12,729 | €7,085 | -€62,944 | -€327 | ▲ 99.5% |
| Operating profit (loss)9901 | €26,023 | -€13,140 | -€18,231 | -€90,168 | -€24,810 | ▲ 72.5% |
| Financial income75/76B | €1 | €2,213 | €90 | €2,037 | €1,132 | ▼ 44.4% |
| Recurring financial income75 | €1 | €2,213 | €90 | €2,037 | €1,132 | ▼ 44.4% |
| Financial charges65/66B | €1,655 | €1,276 | €1,405 | €1,603 | €1,853 | ▲ 15.6% |
| Recurring financial charges65 | €1,655 | €1,276 | €1,405 | €1,603 | €1,853 | ▲ 15.6% |
| Profit (loss) for the period before taxes9903 | €24,369 | -€12,203 | -€19,546 | -€89,734 | -€25,532 | ▲ 71.5% |
| Income taxes67/77 | €231 | €247 | €257 | €262 | €276 | ▲ 5.4% |
| Profit (loss) for the period9904 | €24,137 | -€12,450 | -€19,803 | -€89,996 | -€25,808 | ▲ 71.3% |
| Profit (loss) for the period to be appropriated9905 | €24,137 | -€12,450 | -€19,803 | -€89,996 | -€25,808 | ▲ 71.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €602,221 | €564,555 | €539,857 | €455,631 | €428,357 | ▼ 6.0% |
| Fixed assets21/28 | €75,820 | €56,604 | €45,731 | €46,359 | €37,784 | ▼ 18.5% |
| Tangible fixed assets22/27 | €75,720 | €56,504 | €45,631 | €46,259 | €37,684 | ▼ 18.5% |
| Land and buildings22 | €1,015 | €727 | €438 | €150 | - | - |
| Plant, machinery and equipment23 | €17,391 | €15,769 | €14,719 | €12,710 | €14,825 | ▲ 16.6% |
| Furniture and vehicles24 | €57,313 | €40,008 | €30,473 | €33,400 | €22,859 | ▼ 31.6% |
| Financial fixed assets28 | €100 | €100 | €100 | €100 | €100 | = |
| Current assets29/58 | €526,402 | €507,950 | €494,126 | €409,272 | €390,573 | ▼ 4.6% |
| Stocks and contracts in progress3 | €54,350 | €82,700 | €103,100 | €222,966 | €182,540 | ▼ 18.1% |
| Stocks30/36 | €54,350 | €82,700 | €103,100 | €222,966 | €182,540 | ▼ 18.1% |
| Amounts receivable within one year40/41 | €38,063 | €37,460 | €32,252 | €34,434 | €39,203 | ▲ 13.8% |
| Trade receivables40 | €22,183 | €22,634 | €26,574 | €20,910 | €25,464 | ▲ 21.8% |
| Other amounts receivable41 | €15,880 | €14,826 | €5,679 | €13,524 | €13,739 | ▲ 1.6% |
| Current investments50/53 | €51,502 | €101,502 | €101,070 | €84,570 | €85,399 | ▲ 1.0% |
| Cash at bank and in hand54/58 | €382,487 | €286,168 | €257,704 | €67,302 | €83,431 | ▲ 24.0% |
| Deferred charges and accrued income490/1 | - | €120 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €602,221 | €564,555 | €539,857 | €455,631 | €428,357 | ▼ 6.0% |
| Equity10/15 | €478,192 | €465,742 | €445,939 | €355,942 | €330,135 | ▼ 7.3% |
| Contributions10/11 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Capital10 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Issued capital100 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Reserves13 | €367,998 | €367,998 | €367,998 | €367,998 | €367,998 | = |
| Non-distributable reserves130/1 | €13,283 | €13,283 | €13,283 | €13,283 | €13,283 | = |
| Legal reserve130 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves not available under the articles1311 | €3,283 | €3,283 | €3,283 | €3,283 | €3,283 | = |
| Tax-exempt reserves132 | €260 | €260 | €260 | €260 | €260 | = |
| Distributable reserves133 | €354,455 | €354,455 | €354,455 | €354,455 | €354,455 | = |
| Profit (loss) carried forward14 | €10,193 | -€2,257 | -€22,060 | -€112,056 | -€137,864 | ▼ 23.0% |
| Amounts payable17/49 | €124,030 | €98,813 | €93,918 | €99,688 | €98,222 | ▼ 1.5% |
| Amounts payable after more than one year17 | €33,549 | €12,666 | €3,068 | €8,799 | €2,646 | ▼ 69.9% |
| Financial debts170/4 | €33,549 | €12,666 | €3,068 | €8,799 | €2,646 | ▼ 69.9% |
| Amounts payable within one year42/48 | €90,481 | €86,147 | €90,851 | €90,889 | €95,577 | ▲ 5.2% |
| Current portion of amounts payable after more than one year42 | €12,876 | €15,795 | €10,311 | €8,949 | €6,154 | ▼ 31.2% |
| Trade debts44 | €5,589 | €43 | €9,731 | €4,575 | €2,975 | ▼ 35.0% |
| Suppliers440/4 | €5,589 | €43 | €9,731 | €4,575 | €2,975 | ▼ 35.0% |
| Taxes, remuneration and social security45 | €10,724 | - | €268 | €6,757 | €15,778 | ▲ 134% |
| Taxes450/3 | €2,517 | - | - | €6,757 | €8,289 | ▲ 22.7% |
| Remuneration and social security454/9 | €8,207 | - | €268 | - | €7,489 | - |
| Other amounts payable47/48 | €61,292 | €70,309 | €70,541 | €70,608 | €70,670 | ▲ 0.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,137 | -€12,450 | -€19,803 | -€89,996 | -€25,808 | ▲ 71.3% |
| + Depreciation and write-downs630 | €13,464 | €19,215 | €17,823 | €19,055 | €14,350 | ▼ 24.7% |
| Operating cash flow (approximation) | €37,601 | €6,766 | -€1,980 | -€70,941 | -€11,458 | ▲ 83.8% |
| Investment in fixed assets (approximation) | - | €0 | -€6,950 | -€19,683 | -€5,774 | ▲ 70.7% |
| Change in cash | - | -€96,318 | -€28,465 | -€190,402 | €16,130 | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet -€89,996
Net result drops to -€89,996, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €49,842
Net result €49,842 after 2 loss-making years.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 1970
Ground area
2,751 m²
Building footprint
1,145 m²
Volume, LiDAR
7,221 m³
Parcel 46503C1243/00D000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Doornpark(BEV) 21, 9120 Beveren-Kruibeke-Zwijndrecht
since 19702.003.956.256
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46503C1243/00D000 | Flanders | 2,751 m² | 1 · 1,145 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755000WC26JPAL3V228
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Of 151 companies in sector 46644 we hold annual accounts for 114. 82 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded01-01-1970
Fiscal year end31-12
Activities, NACEBEL 2025
46644Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0407076336
Also
9925:BE0407076336
Registered
20-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.