Checked.be
Active
BE 0808.633.273Private limited company
Imma Lecleir
Meenseweg 482 ·8900 Ieper, Belgium· 17 yrs active
Sector: Business and other management consultancy
(70200)
Conclusion
Imma Lecleir has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193k and a net result of €37k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 40% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €193k |
| Net result | €37k |
| Better than sector | 40% |
| Active | 17 yrs |
Financial profile
79
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
64
Profitability
97
Solvency
58
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2008, 17 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
64
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€12k
estimate, not credit advice
Score history
36
2022
30
2023
30
2024
64
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.64 (< 1.0)
-10
Quick ratio
Quick ratio 0.59 (< 0.6)
-5
Leverage
Debt/equity 1.31 (< 2.0)
+3
Profitability
ROE 19% (≥ 10%)
+10
Interest coverage
Interest coverage 8.9× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 14-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable
Equity: stable across 4 fiscal years (±0.8%/year).
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 43.3% | 55.9% | |
| Net result | €37k | €27k | |
| Equity | €193k | €83k | |
| Gross operating margin | €104k | €54k | |
| Total assets | €445k | €186k |
€102k
+150.6%
22-25
€37k
-
22-25
€82k
+112.1%
22-25
€445k
-21.4%
22-25
€193k
+24.1%
22-25
€-31k
+63.9%
22-25
€9k
+6313.1%
22-25
€252k
-38.6%
22-25
€85k
-61.0%
22-25
€167k
-13.0%
22-25
0.64
+4.8%
22-25
0.59
+5.7%
22-25
43.3%
+57.7%
22-25
1.31
-50.5%
22-25
19.4%
-
22-25
8.4%
-
22-25
8.90
-28.9%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €102k | €41k | €43k | €60k |
| Net profit | €37k | €-6k | €-5k | €7k |
| Cash flow | €82k | €39k | €40k | €55k |
| Staff costs | - | - | - | - |
| Income taxes | €9k | - | €142 | €335 |
| Dividends | - | - | - | - |
| Total assets | €445k | €566k | €637k | €686k |
| Equity | €193k | €156k | €162k | €167k |
| Debt | €252k | €411k | €475k | €519k |
| of which ≤ 1y | €85k | €218k | €251k | €262k |
| of which > 1y | €167k | €192k | €225k | €257k |
| Working capital | €-31k | €-85k | €-92k | €-98k |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 0.64 | 0.61 | 0.63 | 0.63 |
| Quick ratio | 0.59 | 0.56 | 0.47 | 0.51 |
| Working capital ratio | -6.9% | -15.1% | -14.4% | -14.2% |
| Solvency | 43.3% | 27.5% | 25.4% | 24.3% |
| Debt / equity | 1.31 | 2.64 | 2.94 | 3.11 |
| Long-term debt ratio | 0.87 | 1.24 | 1.39 | 1.54 |
| Interest coverage | 8.90 | 12.52 | 11.61 | 8.07 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 8.4% | -1.1% | -0.8% | 1.0% |
| ROE | 19.4% | -3.9% | -3.2% | 4.3% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €445k | €566k | €637k | €686k |
| Fixed assets | 21/28 | €391k | €433k | €478k | €522k |
| Tangible fixed assets | 22/27 | €391k | €433k | €478k | €522k |
| Current assets | 29/58 | €54k | €133k | €159k | €164k |
| Stocks & contracts in progress | 3 | €4k | €11k | €42k | €31k |
| Amounts receivable within one year | 40/41 | €35k | €93k | €39k | €79k |
| Cash & bank | 54/58 | €14k | €27k | €77k | €54k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €445k | €566k | €637k | €686k |
| Equity | 10/15 | €193k | €156k | €162k | €167k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k |
| Reserves | 13 | €174k | €151k | €151k | €153k |
| Accumulated profits (losses) | 14 | - | €-14k | €-8k | €-5k |
| Amounts payable | 17/49 | €252k | €411k | €475k | €519k |
| Amounts payable after one year | 17 | €167k | €192k | €225k | €257k |
| Amounts payable within one year | 42/48 | €85k | €218k | €251k | €262k |
| Trade debts payable within one year | 44 | €4k | €3k | €316 | €51 |
| Income statement | |||||
| Gross operating margin | 9900 | €104k | €43k | €45k | €65k |
| Operating result | 9901 | €57k | €-4k | €-3k | €13k |
| Financial income | 75 | €1k | €1k | €1k | €2k |
| Financial charges | 65 | €11k | €3k | €4k | €7k |
| Result before taxes | 9903 | €47k | €-6k | €-5k | €7k |
| Income taxes | 67/77 | €9k | - | €142 | €335 |
| Net result for the period | 9904 | €37k | €-6k | €-5k | €7k |
| Result to be appropriated | 9905 | €37k | €-6k | €-5k | €7k |
Legal Structure
| NACE primary | Business and other management consultancy(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 23-12-2008 |
| Status | Active |
| Postal code | 8900 |
Establishment units
Imma Lecleir
since 20082.175.125.030
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33302B0023/00Y004 | Flanders | 205 m² | 1 · 90 m² | 7.8 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-12
Financial
Back to profitnet €37k
Net result €37k after 2 loss-making years.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Business and other management consultancy70200Business consulting70220Retail trade47715Retail sale of cosmetics and toilet articles47750Renting and operating of own or leased non-residential real estate, excluding land68203Beauty treatment96022Personal service activities96040Beauty care and other beauty treatments96220Day spas, saunas and steam baths96230
Names & trade names
| Legal nameNL | Imma Lecleir |
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