IMENE
ActiveThe computed 12-month bankruptcy probability of IMENE is 2.8% (moderate). The 2025 annual accounts show equity of €22k and a net result of €-9k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 50% of 13061 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-31
Solvency55▼-42
Growth52=
Stability100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.34 against 2.18 in 2024), and 70% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30%
Return on assets
-12.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
120 d late
2023
29 d late
2022
101 d late
2021
22 d late
2020
5 d late
2019
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▼ 29.8%
2024 · €32k
2018: €12k
2019: €9k
2020: €17k
2021: €26k
2022: €28k
2023: €30k
2024: €32k
2018 → 2025
Total assets
€74k▲ 30.7%
2024 · €57k
2018: €57k
2019: €43k
2020: €40k
2021: €64k
2022: €46k
2023: €43k
2024: €57k
2018 → 2025
Net result
€-9k
2024 · €2k
2018: €8k
2019: €5k
2020: €8k
2021: €23k
2022: €10k
2023: €2k
2024: €2k
2018 → 2025
Working capital
€18k▼ 40.6%
2024 · €29k
2018: €12k
2019: €9k
2020: €17k
2021: €26k
2022: €24k
2023: €26k
2024: €29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€28k▲ 8.7%€30k▲ 5.6%€32k▲ 6.6%€22k▼ 29.8%
Operating result€23k-€12k▼ 47.0%€3k▼ 76.2%€4k▲ 52.2%€-7k
Net result€23k-€10k▼ 55.2%€2k▼ 84.7%€2k▲ 25.3%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €4k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€5k▲ 115%
Current assets
€69k▲ 27.3%
Equity and liabilities €74k
Equity
€22k▼ 29.8%
Debt
€52k▲ 107%
The debt ratio rises from 44.1% to 70.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-5k▼
2024 · €6k
Cash flow
€-8k▼
2024 · €3k
Solvency
30.0%▼
2024 · 55.9%
Current ratio
1.34▼
2024 · 2.18
Quick ratio
1.29▼
2024 · 2.03
Debt / equity
2.33▲
2024 · 0.79
ROE
-42.5%▼
2024 · 6.2%
ROA
-12.7%▼
2024 · 3.5%
Interest coverage
-3.75▼
2024 · 36.58
Debt
€52k▲
2024 · €25k
Debt ≤ 1 year
€52k▲
2024 · €25k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€74k▲
Fixed assets21/28€2k€5k▲
Tangible fixed assets22/27€2k€5k▲
Plant, machinery and equipment23€2k€5k▲
Current assets29/58€54k€69k▲
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€11k€41k▲
Trade receivables40€11k€41k▲
Cash at bank and in hand54/58€39k€25k▼
Deferred charges and accrued income490/1-€337
Equity and liabilities
Total equity and liabilities10/49€57k€74k▲
Equity10/15€32k€22k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€24k€14k▼
Amounts payable17/49€25k€52k▲
Amounts payable within one year42/48€25k€52k▲
Trade debts44€2k€33k▲
Suppliers440/4€2k€33k▲
Taxes, remuneration and social security45€11k€4k▼
Taxes450/3€4k€4k▲
Remuneration and social security454/9€7k-
Other amounts payable47/48€12k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€7k€15k▲
Gross operating margin9900€12k€10k▼
Operating profit (loss)9901€4k€-7k▼
Financial charges65/66B€153€1k▲
Recurring financial charges65€153€1k▲
Profit (loss) for the period before taxes9903€4k€-8k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€2k€-9k▼
Profit (loss) for the period to be appropriated9905€2k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€14k▼
Profit (loss) brought forward from the previous period14P€22k€24k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-9k ▼580%
Net result drops to €-9k, the lowest in the series.
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 120 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
09-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 101 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Highest result since 2018net €23k ▲172%
Operating result €23k, net result €23k, both a record.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 42 days late
2017
13-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2020
El Otmani Mohamed
CurrentDirector · since 01-04-2020
01-04-2020
El Otmani Mohamed: Appointed as Director
01-04-2020
Seyour Said: Resigned as Manager
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gallaitstraat 2001030 SchaarbeekGround area
123 m²
Building footprint
126 m²
Volume, LiDAR
1,177 m³
Parcel 21910E0063/00D006, Brussels · tallest building 18.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMENE
since 20122.207.357.239
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21910E0063/00D006 | Brussels | 123 m² | 1 · 126 m² | 18.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.207.357.239
Similar companies · same sector, comparable size
BARAVA
BE 1007.299.171
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BOCADO
BE 0870.778.502
Malle · Eq €22k
Winston Churchill
BE 0678.549.246
Kortrijk · Eq €22k
BELGIAN WAFFEL
BE 0741.459.684
Brussel · Eq €22k
ReFresh XL
BE 0540.762.924
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Of 21,633 companies in sector 56112 we hold annual accounts for 9,660. 8,067 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2006
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.