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IMDUZZ

Active Risk: not assessed
Private limited companyfounded 201610 yrs activeKieleberg 6389, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0651.909.779
Summary

IMDUZZ is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €183,199 and a net result of €30,678. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 11% of 6167 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 6167 sector peers (2024).
NBB · sector comparison
Position among 6167 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
44 d early
2023
33 d early
2022
14 d early
2021
12 d early
2020
4 d early
2019
14 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMDUZZ was incorporated on 14 April 2016.1 Total assets fell from EUR 2.7 million in 2018 to EUR 2.3 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€183,199▲ 20.1%
2023 · €152,522
Net result
€30,678▼ 13.3%
2023 · €35,373
Total assets
€2.3m▲ 1.3%
2023 · €2.2m
Solvency
8.1%▲ 1.3pp
2023 · 6.8%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€18,027▼ 1,184%-€6,322▲ 64.9%-€22,754▼ 260%-€8,294▲ 63.5%-€10,583▼ 27.6%
Net result€8,233within the sector's middle half▼ 75.0%€30,565within the sector's middle half▲ 271%€30,304within the sector's middle half▼ 0.9%€35,373within the sector's middle half▲ 16.7%€30,678within the sector's middle half▼ 13.3%
Equity€56,279below the sector's middle half▲ 17.1%€86,844below the sector's middle half▲ 54.3%€117,148below the sector's middle half▲ 34.9%€152,522below the sector's middle half▲ 30.2%€183,199below the sector's middle half▲ 20.1%
Total assets€2.7mwithin the sector's middle half▼ 0.9%€2.5mwithin the sector's middle half▼ 8.4%€2.4mwithin the sector's middle half▼ 4.2%€2.2mwithin the sector's middle half▼ 5.5%€2.3mwithin the sector's middle half▲ 1.3%
Debt€2.7m▼ 1.2%€2.4m▼ 9.8%€2.3m▼ 5.7%€2.1m▼ 7.3%€2.1m▼ 0.1%
Working capital€1.7mabove the sector's middle half▲ 3.2%€1.6mabove the sector's middle half▼ 6.8%€1.5mabove the sector's middle half▼ 7.4%€1.3mabove the sector's middle half▼ 7.7%€1.1mabove the sector's middle half▼ 19.1%
Solvency2.1%below the sector's middle half▲ 0.3pp3.5%below the sector's middle half▲ 1.4pp4.9%below the sector's middle half▲ 1.4pp6.8%below the sector's middle half▲ 1.9pp8.1%below the sector's middle half▲ 1.3pp
Current ratio2.66within the sector's middle half▲ 0.162.74within the sector's middle half▲ 0.082.59within the sector's middle half▼ 0.152.50within the sector's middle half▼ 0.092.04within the sector's middle half▼ 0.45
Return on assets (ROA)0.3%within the sector's middle half▼ 0.9pp1.2%within the sector's middle half▲ 0.9pp1.3%within the sector's middle half=1.6%within the sector's middle half▲ 0.3pp1.3%within the sector's middle half▼ 0.2pp
Staff (FTE)0within the sector's middle half0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000€40,000Operating result 2020: -€18,027-€18,027Net result 2020: €8,233€8,233Operating result 2021: -€6,322-€6,322Net result 2021: €30,565€30,565Operating result 2022: -€22,754-€22,754Net result 2022: €30,304€30,304Operating result 2023: -€8,294-€8,294Net result 2023: €35,373€35,373Operating result 2024: -€10,583-€10,583Net result 2024: €30,678€30,67820202021202220232024-€40,000-€20,000€0€20,000€40,000Operating result 2022: -€22,754-€22,800Net result 2022: €30,304€30,300Operating result 2023: -€8,294-€8,290Net result 2023: €35,373€35,400Operating result 2024: -€10,583-€10,600Net result 2024: €30,678€30,700202220232024
The operating result stays negative: a loss of €10,583 in 2024 against €8,294 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.3m
Fixed assets €139,156
Current assets €2.1m
Equity and liabilities €2.3m
Equity €183,199 ▲ 20.1%
Debt €2.1m ▼ 0.1%
Debt's share of the balance-sheet total falls from 93.2% to 91.9%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
ROE
16.7%▼
2023 · 23.2%
Debt ≤ 1 year
€1.0m▲
2023 · €899,138
Debt > 1 year
€1.0m▼
2023 · €1.2m
Income taxes
€11,705▲
2023 · €11,665
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet Code20232024
Assets
Total assets20/58€2.2m€2.3m▲
Fixed assets21/28-€139,156
Tangible fixed assets22/27-€139,156
Plant, machinery and equipment23-€139,156
Current assets29/58€2.2m€2.1m▼
Amounts receivable after more than one year29€2.1m€2.0m▼
Other amounts receivable291€2.1m€2.0m▼
Amounts receivable within one year40/41€143,379€121,565▼
Trade receivables40€19,653€0▼
Other amounts receivable41€123,727€121,565▼
Cash at bank and in hand54/58€22,139€54,465▲
Equity and liabilities
Total equity and liabilities10/49€2.2m€2.3m▲
Equity10/15€152,522€183,199▲
Contributions10/11€20,000€20,000=
Reserves13€132,522€163,199▲
Distributable reserves133€132,522€163,199▲
Amounts payable17/49€2.1m€2.1m▼
Amounts payable after more than one year17€1.2m€1.0m▼
Financial debts170/4€1.2m€1.0m▼
Amounts payable within one year42/48€899,138€1.0m▲
Current portion of amounts payable after more than one year42€147,257€148,422▲
Trade debts44€11,256€154,006▲
Suppliers440/4€11,256€154,006▲
Taxes, remuneration and social security45€3,273€5,204▲
Taxes450/3€3,273€5,204▲
Other amounts payable47/48€737,353€737,353=
Income statement Code20232024
Non-recurring operating income76A-€3,500
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4,880
Other operating charges640/8€22,950€30,630▲
Non-recurring operating charges66A€58€0▼
Gross operating margin9900€14,713€24,927▲
Operating profit (loss)9901-€8,294-€10,583▼
Financial income75/76B€66,384€62,927▼
Recurring financial income75€66,384€62,927▼
Financial charges65/66B€11,050€9,961▼
Recurring financial charges65€11,050€9,961▼
Profit (loss) for the period before taxes9903€47,039€42,382▼
Income taxes67/77€11,665€11,705▲
Profit (loss) for the period9904€35,373€30,678▼
Profit (loss) for the period to be appropriated9905€35,373€30,678▼
Appropriation of the result
Profit (loss) to be appropriated9906€35,373€30,678▼
Transfer to equity691/2€35,373€30,678▼
To other reserves6921€35,373€30,678▼
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A----€3,500-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630----€4,880-
Other operating charges640/8-€39,321€37,017€22,950€30,630▲ 33.5%
Non-recurring operating charges66A-€0-€58€0▼ 100%
Gross operating margin9900-€5,521€32,998€14,263€14,713€24,927▲ 69.4%
Operating profit (loss)9901-€18,027-€6,322-€22,754-€8,294-€10,583▼ 27.6%
Financial income75/76B-€72,942€69,702€66,384€62,927▼ 5.2%
Recurring financial income75€76,088€72,942€69,702€66,384€62,927▼ 5.2%
Financial charges65/66B-€13,886€12,197€11,050€9,961▼ 9.9%
Recurring financial charges65€46,845€13,886€12,197€11,050€9,961▼ 9.9%
Profit (loss) for the period before taxes9903€11,216€52,733€34,751€47,039€42,382▼ 9.9%
Income taxes67/77€2,983€22,168€4,447€11,665€11,705▲ 0.3%
Profit (loss) for the period9904€8,233€30,565€30,304€35,373€30,678▼ 13.3%
Profit (loss) for the period to be appropriated9905€8,233€30,565€30,304€35,373€30,678▼ 13.3%
Line20202021202220232024Change
Assets
Total assets20/58€2.7m€2.5m€2.4m€2.2m€2.3m▲ 1.3%
Fixed assets21/28----€139,156-
Tangible fixed assets22/27----€139,156-
Plant, machinery and equipment23----€139,156-
Current assets29/58€2.7m€2.5m€2.4m€2.2m€2.1m▼ 4.9%
Amounts receivable after more than one year29-€2.3m€2.2m€2.1m€2.0m▼ 5.8%
Other amounts receivable291-€2.3m€2.2m€2.1m€2.0m▼ 5.8%
Amounts receivable within one year40/41€173,000€158,250€139,832€143,379€121,565▼ 15.2%
Trade receivables40-€47,000€21,783€19,653€0▼ 100%
Other amounts receivable41-€111,249€118,049€123,727€121,565▼ 1.7%
Cash at bank and in hand54/58€129,821€9,648€37,415€22,139€54,465▲ 146%
Equity and liabilities
Total equity and liabilities10/49€2.7m€2.5m€2.4m€2.2m€2.3m▲ 1.3%
Equity10/15€56,279€86,844€117,148€152,522€183,199▲ 20.1%
Contributions10/11-€20,000€20,000€20,000€20,000=
Reserves13€10,000€66,844€97,148€132,522€163,199▲ 23.1%
Non-distributable reserves130/1-€0----
Reserves not available under the articles1311-€0----
Distributable reserves133-€66,844€97,148€132,522€163,199▲ 23.1%
Profit (loss) carried forward14€26,279€0----
Amounts payable17/49€2.7m€2.4m€2.3m€2.1m€2.1m▼ 0.1%
Amounts payable after more than one year17€1.6m€1.5m€1.3m€1.2m€1.0m▼ 12.4%
Financial debts170/4-€1.5m€1.3m€1.2m€1.0m▼ 12.4%
Amounts payable within one year42/48€1.0m€906,393€917,008€899,138€1.0m▲ 16.2%
Current portion of amounts payable after more than one year42-€145,037€146,156€147,257€148,422▲ 0.8%
Trade debts44€72,096€16,751€15,970€11,256€154,006▲ 1,268%
Suppliers440/4-€16,751€15,970€11,256€154,006▲ 1,268%
Taxes, remuneration and social security45-€17,252€17,586€3,273€5,204▲ 59.0%
Taxes450/3-€17,252€17,586€3,273€5,204▲ 59.0%
Other amounts payable47/48-€727,353€737,295€737,353€737,353=
Line20202021202220232024Change
Profit (loss) for the period9904€8,233€30,565€30,304€35,373€30,678▼ 13.3%
+ Depreciation and write-downs630----€4,880-
Operating cash flow (approximation)€8,233€30,565€30,304€35,373€35,558▲ 0.5%
Change in cash--€120,173€27,766-€15,276€32,326▲ 312%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
17-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Highest result since 2018net €35,373 ▲16.7%
Net result €35,373, the highest in the series.
31-12
Financial Equity above €150,000Eq €152,522 ▲30.2%
6 profitable years in a row build equity to €152,522.
17-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Equity above €100,000Eq €117,148 ▲34.9%
5 profitable years in a row build equity to €117,148.
19-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
27-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 14 days late
2019
27-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2016
seat establishment approximate The establishment unit on the map
Ground area
2,434 m²
Building footprint
955 m²
Volume, LiDAR
4,514 m³
Parcel 73006A0045/00S000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMDUZZ
Kieleberg 7, 3740 Bilzen-HoeseltAgents in the wholesale of timber and building materials
since 20162.255.219.316
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73006A0045/00S000 Flanders 2,434 m² 1 · 955 m² 10.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners

Owners 2

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,533 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-04-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
46130Agents in the wholesale of timber and building materials
70200Business and other management consultancy
Contact
E-mail dirk@induzz.beBilzen-Hoeselt
E-invoicing
Reachable via Peppol
Peppol ID 0208:0651909779
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.