GJD Holding
ActiveGJD Holding is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.26M and a net result of €26k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 49% of 2383 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
144 d early
2024
28 d late
2023
20 d late
2022
30 d late
2021
30 d late
2020
25 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€1.26M▼ 3.7%
2024 · €1.31M
2018: €703k
2019: €778k
2020: €842k
2021: €996k
2022: €1.14M
2023: €1.22M
2024: €1.31M
2018 → 2025
Net result
€26k▼ 80.7%
2024 · €134k
2018: €41k
2019: €130k
2020: €124k
2021: €154k
2022: €148k
2023: €90k
2024: €134k
2018 → 2025
Total assets
€2.10M▼ 1.2%
2024 · €2.13M
2018: €2.11M
2019: €2.02M
2020: €2.02M
2021: €2.02M
2022: €2.03M
2023: €2.05M
2024: €2.13M
2018 → 2025
Solvency
60.1%▼ 1.6pp
2024 · 61.7%
2018: 33.3%
2019: 38.5%
2020: 41.7%
2021: 49.4%
2022: 56.4%
2023: 59.5%
2024: 61.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€996k-€1.14M▲ 14.8%€1.22M▲ 6.6%€1.31M▲ 7.6%€1.26M▼ 3.7%
Operating result€94k-€94k▼ 0.6%€55k▼ 40.9%€143k▲ 159%€52k▼ 63.8%
Net result€154k-€148k▼ 4.1%€90k▼ 38.9%€134k▲ 48.3%€26k▼ 80.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.10M
Fixed assets
€1.97M▼ 0.3%
Current assets
€134k▼ 12.1%
Equity and liabilities €2.10M
Equity
€1.26M▼ 3.7%
Debt
€839k▲ 2.9%
The debt ratio rises from 38.3% to 39.9%: debt grows while equity shrinks.
Key figures and ratios
Solvency
60.1%▼
2024 · 61.7%
ROE
2.0%▼
2024 · 10.2%
ROA
1.2%▼
2024 · 6.3%
Debt
€839k▲
2024 · €815k
Debt ≤ 1 year
€269k▲
2024 · €207k
Debt > 1 year
€558k▼
2024 · €608k
Income taxes
€10k▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.13M€2.10M▼
Fixed assets21/28€1.98M€1.97M▼
Tangible fixed assets22/27€23k€16k▼
Furniture and vehicles24€23k€16k▼
Financial fixed assets28€1.95M€1.95M=
Current assets29/58€152k€134k▼
Amounts receivable within one year40/41€151k€133k▼
Trade receivables40€0-
Other amounts receivable41€151k€133k▼
Cash at bank and in hand54/58€826€767▼
Equity and liabilities
Total equity and liabilities10/49€2.13M€2.10M▼
Equity10/15€1.31M€1.26M▼
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€735k€686k▼
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Distributable reserves133€725k€676k▼
Profit (loss) carried forward14€477k€477k=
Amounts payable17/49€815k€839k▲
Amounts payable after more than one year17€608k€558k▼
Financial debts170/4€208k€158k▼
Other amounts payable178/9€400k€400k=
Amounts payable within one year42/48€207k€269k▲
Current portion of amounts payable after more than one year42€80k€50k▼
Trade debts44€8k€1k▼
Suppliers440/4€8k€1k▼
Taxes, remuneration and social security45€72k€47k▼
Taxes450/3€72k€47k▼
Other amounts payable47/48€47k€171k▲
Accrued charges and deferred income492/3-€12k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-57k€0▲
Other operating charges640/8€53k€2k▼
Non-recurring operating charges66A-€18k
Gross operating margin9900€147k€79k▼
Operating profit (loss)9901€143k€52k▼
Financial income75/76B€58k€9k▼
Recurring financial income75€58k€9k▼
Financial charges65/66B€29k€25k▼
Recurring financial charges65€29k€25k▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€173k€36k▼
Income taxes67/77€39k€10k▼
Profit (loss) for the period9904€134k€26k▼
Profit (loss) for the period to be appropriated9905€134k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€611k€503k▼
Profit (loss) brought forward from the previous period14P€477k€477k=
Transfer from equity791/2€41k€75k▲
Transfer to equity691/2€134k€26k▼
To other reserves6921€134k€26k▼
Profit to be distributed694/7€41k€75k▲
Return on contributions (dividend)694€41k€75k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €26k ▼80.7%
Net result drops to €26k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 20 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Equity above €1MEq €1.14M ▲14.8%
5 profitable years in a row build equity to €1.14M.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €154k ▲24.6%
Net result €154k, the highest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 60 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 22 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grâce-Hollogne · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Blériot(Louis) 14460 Grâce-Hollogne1 establishment unit
Holding Berben
since 20152.245.391.137
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 12,115 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-09-2015
Fiscal year end31-12
Legal name FR
HOLDING BERBEN
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filings
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.