Active BE 0799.733.821Private limited company

IMBI

Industrielaan 8 ·2250 Olen, Belgium· 3 yrs active

Sector: Financial services (64210)

Conclusion Checked

The computed 12-month bankruptcy probability of IMBI is 0.6% (low). The 2024 annual accounts show equity of €8.18M and a net result of €1.35M. Its solvency ranks better than 50% of 238 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€8.18M
Net result	€1.35M
Better than sector	50%
Active	3 yrs

Snowflake analysis 5 axes · computed by Checked

58 / 100

Mixed profile: strong on profitability, weaker on health.

Health 38

Profitability 83

Solvency 42

Growth 50

Stability 79

Bankruptcy probability (12 mo) Checked model v1 · free

0.6% Low

0%0,5%1,5%4%10%≥25%

Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2023 — past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

38 / 100 Weak

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 04-07-2025 with the NBB · fiscal year 2024 · verkort

Sector comparison

Fiscal year 2024 · NACE 64 — Financial services · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	33.9%	34.0%	better than 50% of 238 sector peers
Net result	€1.35M	€42k	better than 95% of 238 sector peers
Equity	€8.18M	€325k	better than 92% of 238 sector peers
Gross operating margin	€312k	€67k	better than 88% of 238 sector peers
Employees (FTE)	0.0	0.0	better than 32% of 62 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	—
EBITDA	€311k
Net profit	€1.35M
Cash flow	€1.35M
Staff costs	—
Income taxes	€2k
Dividends	—
Total assets	€24.15M
Equity	€8.18M
Debt	€15.97M
of which ≤ 1y	€1.81M
of which > 1y	€14.14M
Working capital	€-1.52M
Employees (FTE)	0.0

Ratios (computed)

	2024
Current ratio	0.16
Quick ratio	0.16
Working capital ratio	-6.3%
Solvency	33.9%
Debt / equity	1.95
Long-term debt ratio	1.73
Interest coverage	0.46
Gross margin	—
Net margin	—
ROA	5.6%
ROE	16.5%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2024

Assets

Fixed assets €23.85M · 98.8% Current assets €290k · 1.2%

Equity & liabilities

Equity €8.18M · 33.9% Debt €15.97M · 66.1%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet — Assets
TOTAL ASSETS	20/58	€24.15M
Fixed assets	21/28	€23.85M
Tangible fixed assets	22/27	€7k
Financial fixed assets	28	€23.85M
Current assets	29/58	€290k
Amounts receivable within one year	40/41	€260k
Cash & bank	54/58	€21k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€24.15M
Equity	10/15	€8.18M
Contributions / capital	10/11	€6.78M
Reserves	13	€1.40M
Amounts payable	17/49	€15.97M
Amounts payable after one year	17	€14.14M
Amounts payable within one year	42/48	€1.81M
Trade debts payable within one year	44	€20k
Income statement
Gross operating margin	9900	€312k
Operating result	9901	€308k
Financial income	75	€1.71M
Financial charges	65	€669k
Result before taxes	9903	€1.35M
Income taxes	67/77	€2k
Net result for the period	9904	€1.35M
Result to be appropriated	9905	€1.35M

Ratios computed by Checked.

Legal Structure

NACE primary	Financial services(64210)
Legal form	Private limited company(610)
Incorporation	21-03-2023
Status	Active
Postal code	2250

Connections & network 1 connected companies

Group structure

CODIPACK

Subsidiary · 1 location

→

Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Establishment units 1 location

IMBI

Industrielaan 8, 2250 OlenHoldings

since 20232.349.297.537

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13029F0680/00H000	Flanders	1.4 ha	1 · 3,149 m²	10.2 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

04-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

31-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

2023

05-09-2023

State Gazette act Capital & shares

Jan Van Hemeldonck

05-07-2023

State Gazette act Capital & shares

Jan Van Hemeldonck

Belgisch Staatsblad — acts 2 acts

Capital history · 2

05-09-2023

Capital change

05-07-2023

Capital change

All acts · 2 updated 2 years ago

2023

05-09-2023 Capital increase of €1,333,330 to €6,779,955.64 Capital & shares·Jan Van Hemeldonck

€5.446.625,64 → €6.779.955,64
Inbreng in geld · Apport en numéraire

Notary: Jan Van Hemeldonck · Olen

Original publication ↗

Technical details

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  "notary": {
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    "firm_city": null,
    "firm_name": null,
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  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-09-05",
    "filing_date": "2023-09-01",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
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    "act_date": "2023-08-31",
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    "under_authorized_capital": false,
    "underlying_resolution_date": "2023-08-31"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0799.733.821",
    "name_full": "IMBI",
    "legal_form": "Besloten Vennootschap",
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  },
  "co_filed_documents": [
    "expedition van de akte tot wijziging van de statuten",
    "geco\u00F6rdineerde statuten"
  ],
  "shareholders_after": [],
  "share_classes_after": [
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      "n_shares": 677996,
      "class_name": "aandelen zonder vermelding van waarde",
      "capital_share_eur": 6779955.64,
      "voting_rights_per_share": 1.0
    }
  ]
}

05-07-2023 Capital increase of €1,000 to €5,446,625.64 Capital & shares·Jan Van Hemeldonck

€5.445.625,64 → €5.446.625,64

Notary: Jan Van Hemeldonck · Olen

Original publication ↗

Technical details

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      "share_emission": {
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        "share_class": null,
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        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": 10.0
      },
      "decrease_purpose": null,
      "contribution_type": "inschrijvingsrechten_uitgifte",
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      "n_shares_destroyed": null,
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      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
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  "notary": {
    "name": "Jan Van Hemeldonck",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Olen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-07-05",
    "filing_date": "2023-07-03",
    "act_kind_objet": "Onderwerp akte:"
  },
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    "act_date": "2023-06-29",
    "unanimous": true,
    "under_authorized_capital": true,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": {
    "waived": false,
    "firm_kbo": null,
    "firm_name": "PKF Bofidi Audit",
    "ibr_number": null,
    "mission_type": "apport_nature",
    "individual_name": "Jeroen Rans"
  },
  "subject_company": {
    "kbo": "0799.733.821",
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    "legal_form": "Besloten Vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
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  },
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    "verslagen van de bedrijfsrevisor",
    "geco\u00F6rdineerde statuten"
  ],
  "shareholders_after": [
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      "pct": null,
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      "name": "Jonas Imberechts",
      "role": null,
      "n_shares": 245040,
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    },
    {
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      "name": "Lise Imberechts",
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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220

Primary activity highlighted.

Names & trade names

Legal nameNL

IMBI

Registered office

Industrielaan 8

2250 Olen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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