Active BE 0701.912.190Private limited company

Imarco België

Gouverneur Roppesingel 83 ·3500 Hasselt, Belgium· 7 yrs active

Sector: Groothandel in bouwmaterialen, algemeen assortiment (46831)

Conclusion Checked

The computed 12-month bankruptcy probability of Imarco België is 1.2% (low). The 2024 annual accounts show equity of €1.72M and a net result of €443k. Equity is growing by ~28.1% per year across the filed fiscal years. Its solvency ranks better than 91% of 972 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.

Key figures

Equity	€1.72M
Net result	€443k
Staff (FTE)	1
Better than sector	91%

Financial profile 5 of 5 axes measured · computed by Checked

96 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 100

Solvency 100

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

1.2% Low

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2018, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview6 NBB filings

Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~28.1%/year over 6 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	82.9%	27.2%	better than 91% of 972 sector peers
Net result	€443k	€23k	better than 92% of 972 sector peers
Equity	€1.72M	€171k	better than 89% of 972 sector peers
Gross operating margin	€1.12M	€173k	better than 90% of 970 sector peers
Staff costs	€382k	€166k	higher than 74% of 599 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€643k

+60.6% 19-24

Net profit

€443k

+63.6% 19-24

Cash flow

€459k

+54.6% 19-24

Total assets

€2.08M

+7.6% 19-24

Equity

€1.72M

+34.6% 19-24

Working capital

€1.74M

+40.5% 19-24

Employees (FTE)

1

-50.0% 19-24

Staff costs

€382k

+6.2% 19-24

Show 10 other metrics

Income taxes

€168k

+77.9% 19-24

Debt

€325k

-48.4% 19-24

Debt ≤ 1y

€300k

-50.9% 19-24

Current ratio

6.79

+124.6% 19-24

Quick ratio

6.18

+124.2% 19-24

Solvency

82.9%

+25.1% 19-24

Debt / equity

0.19

-61.7% 19-24

ROE

25.7%

+21.5% 19-24

ROA

21.3%

+52.0% 19-24

Interest coverage

41.32

-7.9% 19-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	-
EBITDA	€643k
Net profit	€443k
Cash flow	€459k
Staff costs	€382k
Income taxes	€168k
Dividends	-
Total assets	€2.08M
Equity	€1.72M
Debt	€325k
of which ≤ 1y	€300k
of which > 1y	-
Working capital	€1.74M
Employees (FTE)	1.0

Ratios (computed)

	2024
Current ratio	6.79
Quick ratio	6.18
Working capital ratio	83.7%
Solvency	82.9%
Debt / equity	0.19
Long-term debt ratio	-
Interest coverage	41.32
Gross margin	-
Net margin	-
ROA	21.3%
ROE	25.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €38k · 1.9% Current assets €2.04M · 98.2%

Equity & liabilities

Equity €1.72M · 82.9% Provisions €30k · 1.4% Debt €325k · 15.7%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€2.08M
Fixed assets	21/28	€38k
Tangible fixed assets	22/27	€38k
Current assets	29/58	€2.04M
Stocks & contracts in progress	3	€184k
Amounts receivable within one year	40/41	€1.67M
Cash & bank	54/58	€184k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€2.08M
Equity	10/15	€1.72M
Contributions / capital	10/11	€12k
Reserves	13	€1.71M
Provisions & deferred taxes	16	€30k
Amounts payable	17/49	€325k
Amounts payable within one year	42/48	€300k
Trade debts payable within one year	44	€168k
Income statement
Gross operating margin	9900	€1.12M
Operating result	9901	€627k
Financial charges	65	€16k
Result before taxes	9903	€611k
Income taxes	67/77	€168k
Net result for the period	9904	€443k
Result to be appropriated	9905	€443k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 2 directors

Current directors & mandates

KORVER Marcel
Director
State Gazette act 22383969 (20-12-2022)

Current
20-12-2022 → present
2 events
- 20-12-2022 Resigned· Manager
- 20-12-2022 Appointed· Director
KORVER Robby
Director
State Gazette act 22383969 (20-12-2022)

Current
20-12-2022 → present
2 events
- 20-12-2022 Resigned· Manager
- 20-12-2022 Appointed· Director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Groothandel in bouwmaterialen, algemeen assortiment(46831)
Legal form	Private limited company(610)
Incorporation	30-08-2018
Status	Active
Postal code	3500

Establishment units 1 location

Imarco België

Autostrade 30, 1840 LonderzeelVervaardiging van keramische tegels en plavuizen

since 20182.279.180.294

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71328D0384/00D000	Flanders	2,765 m²	1 · 688 m²	14.9 m · 4 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

27-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

02-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

2023

30-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

2022

20-12-2022

State Gazette act Director changes

Geraldine COPS

26-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

2021

13-07-2021

NBB filing Annual accounts filed

fiscal year 2020 · verkort

2020

14-09-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2022

20-12-2022 2 directors appointed, 2 resigning Director changes·Geraldine COPS

KORVER Marcel, Bestuurder
KORVER Robby, Bestuurder
KORVER Marcel, Zaakvoerder
KORVER Robby, Zaakvoerder

Notary: Geraldine COPS · MaaseikFirm: NOTARIS GERALDINE COPS

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "decharge_granted",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering verleent heden volledige en algehele kwijting aan de ontslagnemende zaakvoerders voor de uitoefening van hun mandaat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "KORVER Marcel",
        "address": "3645 BB Vinkeveen (Nederland), Groenlandse Kade 71 A",
        "birth_date": "1969-05-07",
        "profession": null,
        "birth_place": "Zutphen, NL"
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "VIJFDE BESLUIT \u2013 ONTSLAG EN HERBENOEMING ZAAKVOERDER ALS BESTUURDER",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "KORVER Robby",
        "address": "3645 AK Vinkeveen (Nederland), Baambrugse Zuwe 118 A",
        "birth_date": "1937-09-06",
        "profession": null,
        "birth_place": "Amsterdam, NL"
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "VIJFDE BESLUIT \u2013 ONTSLAG EN HERBENOEMING ZAAKVOERDER ALS BESTUURDER",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "KORVER Marcel",
        "address": "3645 BB Vinkeveen (Nederland), Groenlandse Kade 71 A",
        "birth_date": "1969-05-07",
        "profession": null,
        "birth_place": "Zutphen, NL"
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "VIJFDE BESLUIT \u2013 ONTSLAG EN HERBENOEMING ZAAKVOERDER ALS BESTUURDER",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "KORVER Robby",
        "address": "3645 AK Vinkeveen (Nederland), Baambrugse Zuwe 118 A",
        "birth_date": "1937-09-06",
        "profession": null,
        "birth_place": "Amsterdam, NL"
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "VIJFDE BESLUIT \u2013 ONTSLAG EN HERBENOEMING ZAAKVOERDER ALS BESTUURDER",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering verleent heden volledige en algehele kwijting aan de ontslagnemende zaakvoerders voor de uitoefening van hun mandaat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "Stokbroekx \u0026 Stokbroekx",
        "address": "3680 Neeroeteren, Diestersteenweg 17",
        "country": "BE",
        "legal_form": null
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "NEGENDE BESLUIT - VOLMACHT VOOR ADMINISTRATIEVE FORMALITEITEN",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "correction",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Geraldine COPS",
    "firm_city": null,
    "firm_name": "NOTARIS GERALDINE COPS",
    "office_city": "Maaseik",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-12-20",
    "filing_date": "2022-12-16",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2022-12-13",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0701.912.190",
    "name_full": "IMARCO BELGI\u00CB",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Geraldine Cops",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "uitgifte van het proces-verbaal dd. 13 december 2022",
    "geco\u00F6rdineerde statuten"
  ],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Plaatsen van vloer- en wandtegels43331Groothandel in bouwmaterialen, algemeen assortiment46831Groothandel in andere machines en werktuigen, neg46649

Primary activity highlighted.

Names & trade names

Legal nameNL	Imarco België
Trade nameNL	Imarco België

Registered office

Gouverneur Roppesingel 83

3500 Hasselt, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Comparable size · 183 of 1,796 companies in this sector with filed accounts

KLEVERKEM BE 0758.619.182 · Incourt

TYMMOH BE 0811.222.183 · Braine-l'Alleud

ARIES PRO BE 0783.273.713 · Gent

CROMOLOGY BENELUX BE 0440.527.973 · Vorst

HENDRICHS & Cie BE 0413.856.042 · Eupen