IMANIA
ActiveIMANIA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €423k and a net result of €-18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 57% of 10289 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-59
Solvency69▼-7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 3.19 against 2.46 in 2024; short-term debt: 29.9% and cash: 12.5% of total assets), but 56% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
13 d early
2023
29 d early
2022
41 d early
2021
26 d early
2020
1 d early
2019
8 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€423k▼ 4.1%
2024 · €441k
2018: €1.31M
2019: €1.39M
2020: €683k
2021: €350k
2022: €324k
2023: €364k
2024: €441k
2018 → 2025
Total assets
€960k▲ 10.0%
2024 · €873k
2018: €2.17M
2019: €2.10M
2020: €1.56M
2021: €853k
2022: €1.12M
2023: €888k
2024: €873k
2018 → 2025
Net result
€-18k
2024 · €77k
2018: €145k
2019: €128k
2020: €81k
2021: €67k
2022: €89k
2023: €40k
2024: €77k
2018 → 2025
Working capital
€628k▲ 29.5%
2024 · €485k
2018: €968k
2019: €1.03M
2020: €687k
2021: €637k
2022: €607k
2023: €402k
2024: €485k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€350k-€324k▼ 7.3%€364k▲ 12.3%€441k▲ 21.1%€423k▼ 4.1%
Operating result€55k-€88k▲ 58.9%€41k▼ 52.9%€86k▲ 108%€-30k
Net result€67k-€89k▲ 33.7%€40k▼ 55.3%€77k▲ 92.3%€-18k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €30k after €86k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €960k
Fixed assets
€45k▼ 18.9%
Current assets
€915k▲ 12.0%
Equity and liabilities €960k
Equity
€423k▼ 4.1%
Debt
€538k▲ 24.5%
The debt ratio rises from 49.5% to 56.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-19k▼
2024 · €101k
Cash flow
€-8k▼
2024 · €92k
Solvency
44.0%▼
2024 · 50.5%
Current ratio
3.19▲
2024 · 2.46
Quick ratio
1.28▲
2024 · 0.61
Debt / equity
1.27▲
2024 · 0.98
ROE
-4.3%▼
2024 · 17.4%
ROA
-1.9%▼
2024 · 8.8%
Interest coverage
-1.26▼
2024 · 5.46
Debt
€538k▲
2024 · €432k
Debt ≤ 1 year
€287k▼
2024 · €332k
Debt > 1 year
€250k▲
2024 · €100k
Income taxes
€0▼
2024 · €27k
Staff costs
€216k▼
2024 · €260k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€873k€960k▲
Fixed assets21/28€56k€45k▼
Tangible fixed assets22/27€56k€45k▼
Land and buildings22€14k€10k▼
Plant, machinery and equipment23€4k€1k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€35k€33k▼
Current assets29/58€817k€915k▲
Stocks and contracts in progress3€613k€548k▼
Stocks30/36€613k€548k▼
Amounts receivable within one year40/41€137k€244k▲
Trade receivables40€123k€206k▲
Other amounts receivable41€14k€38k▲
Cash at bank and in hand54/58€54k€120k▲
Deferred charges and accrued income490/1€12k€2k▼
Equity and liabilities
Total equity and liabilities10/49€873k€960k▲
Equity10/15€441k€423k▼
Contributions10/11€8k€8k=
Reserves13€433k€415k▼
Tax-exempt reserves132€18k€18k=
Distributable reserves133€415k€397k▼
Amounts payable17/49€432k€538k▲
Amounts payable after more than one year17€100k€250k▲
Financial debts170/4€100k€250k▲
Amounts payable within one year42/48€332k€287k▼
Trade debts44€111k€148k▲
Suppliers440/4€111k€148k▲
Taxes, remuneration and social security45€54k€32k▼
Taxes450/3€11k€9k▼
Remuneration and social security454/9€43k€23k▼
Other amounts payable47/48€167k€107k▼
Accrued charges and deferred income492/3€0€784▲
Income statement
Code20242025
Remuneration, social security and pensions62€260k€216k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€11k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€26k
Other operating charges640/8€7k€18k▲
Gross operating margin9900€368k€242k▼
Operating profit (loss)9901€86k€-30k▼
Financial income75/76B€36k€27k▼
Recurring financial income75€36k€27k▼
Financial charges65/66B€19k€15k▼
Recurring financial charges65€19k€15k▼
Profit (loss) for the period before taxes9903€103k€-18k▼
Income taxes67/77€27k€0▼
Profit (loss) for the period9904€77k€-18k▼
Profit (loss) for the period to be appropriated9905€77k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€-18k▼
Transfer from equity791/2-€18k
Transfer to equity691/2€77k€0▼
To other reserves6921€77k€0▼
Social balance
Average headcount (FTE)90875.94.6▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-18k ▼124%
Net result drops to €-18k, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity doublescurrent ratio 4.15
Current ratio from 1.79 to 4.15; short-term debt falls from €869k to €202k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 8 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Denderleeuw · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg 5489470 DenderleeuwGround area
597 m²
Building footprint
268 m²
Volume, LiDAR
1,189 m³
Parcel 41402B0628/00N003, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IMANIA
since 20012.093.281.576
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41402B0628/00N003 | Flanders | 597 m² | 1 · 268 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 2,025 EUR awarded · 2,025 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 525 EUR | 525 EUR |
| 2024 | 1 | 1,500 EUR | 1,500 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 6,501 companies in sector 47716 we hold annual accounts for 2,439. 1,522 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2001
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
52421
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.