Skip to content

DI LOCO

Active
Private limited companyfounded 2001active for 25 yearsHerentalsesteenweg 49, 2460 Kasterlee, BelgiumKBO/BCE: BE 0475.036.417
Summary

DI LOCO has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €977,861 and a net result of €49,981. Equity has been stable since 2019 (±1.3% per year). Its solvency ranks better than 95% of 12,775 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 20-06-2001 Normal situation
Activity
Retail sale of women's outerwear NACE 47711and 5 others
Joint committees
201 Paritair Comité voor de zelfstandige kleinhandel
100 Aanvullend Paritair Comité voor de werklieden · annual accounts 30-06-2024
Establishment unit
2.116.397.765 2460 Kasterlee, since 08-02-2002
Financial year end
30 June
Peppol
Reachable since 19-11-2025

Board and ownership

Board

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-06-2025
Gross margin
€335,936
▼ 5.0%
Turnover
≈ €1.2m
estimated
Profit
€49,981
▼ 48.3%
Equity
€977,861
▲ 5.4%
Total assets
€1.0m
▲ 4.7%
Employees on 30-06-2025
7
=
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 17.76, cash €378,665Equity €977,861 (94.7% of total assets)Founded in 2001Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 69% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 94.7% of total assets
Liquidity 96-4
short-term debt 5.2% · cash 36.7%
Profitability 50-31
return on assets 4.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025highest value 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €90,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 17.76 (16.62 in 2024), above the usual 1.5. Short-term debt is 5.2% and cash 36.7% of total assets. 5.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 95% on liquidity, 36% on profitability and 53% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 17.76, cash €378,665
NBB · annual accounts
lowers risk · Equity €977,861 (94.7% of total assets)
NBB · annual accounts
lowers risk · Founded in 2001
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €977,861
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
40 days early
2024
46 days early
2023
49 days early
2022
49 days early
2021
46 days early
2020
47 days early
2019
46 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 46 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 16 December (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in retail tradesector median 36.6% · 12,775 companies 94.7% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Changes of role: VAN LOCO Sabine (director) and VAN LOCO Sylvie (director)
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as DI LOCO: retail sale of women's outerwear (NACE 47711). They are comparable in size and age: total assets between €776,000 and €1.4m, founded between 1985 and 2004.

CompanyTotal assetsGross margin
DI LOCO Kasterlee€1.0m€0.3m
BLUE PACIFIC Tremelo€1.2m€0.4m
MAGETEX Verviers€1.0m€0.4m
LE REVE EN BOUTEILLE Brussel€0.9m€0.3m
EDITH OF OXFORD Mortsel€1.4m€0.6m
HELSEN TAILORS Hasselt€1.3m€0.5m
E & R Beringen€0.8m€0.3m
Full comparison

Key facts about DI LOCO

What is the company number of DI LOCO?
The company number of DI LOCO is 0475.036.417. The VAT number is the same number with BE in front: BE 0475.036.417.
Where is DI LOCO based?
The registered office is at Herentalsesteenweg 49, 2460 Kasterlee.Company details
What does DI LOCO do?
According to the KBO register, the main activity is retail sale of women's outerwear (NACE 47711).
What is the legal form of DI LOCO?
The legal form of DI LOCO is Private limited company (BV).
When was DI LOCO founded?
DI LOCO was founded on 20-06-2001.
Is DI LOCO still active?
Yes, DI LOCO is an active enterprise in the KBO register.
How many employees does DI LOCO have?
DI LOCO had an average of 5.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does DI LOCO fall under?
In its 30-06-2024 annual accounts, DI LOCO states joint committees 201 (Paritair Comité voor de zelfstandige kleinhandel) and 100 (Aanvullend Paritair Comité voor de werklieden).
What is the turnover of DI LOCO?
The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €335,936 and 47 comparable companies (NACE 477). It probably lies between €950,000 and €2.0m.
Is DI LOCO profitable?
In financial year 2025, DI LOCO made a profit of €49,981.
Where can I find the annual accounts of DI LOCO?
DI LOCO filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DI LOCO due?
DI LOCO must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.