Skip to content

IMALC

Active
Public limited companyfounded 1992active for 34 yearsChaussée d'Antoing(TOU) 55, 7500 Tournai, Belgium20 active companies are registered at this addressKBO/BCE: BE 0447.632.036
Summary

IMALC has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €291,282. Equity is shrinking by about 5% per year across the filed financial years. Its solvency ranks better than 73% of 3,853 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
IMALCActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Renting and operating of own or leased residential real estate, excluding social housing NACE 68201
1 site
Size
≈ €590,000turnover 2025, estimated
Staff
0.5 FTE
Equity
€1.1m
Profit
€291,282
Turnover estimated from the gross margin
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Parent
SOWAPIMMO · 100%
  • Christian VERDONCKDirector
  • SOWAPIMMODirector · permanent representative Christophe BONCHOUX
2025 accounts filed 27 days late3 of 12 deeds summarised
Why 94raises riskLiquidity: current ratio 2.88, cash €4,047, halvedlowers riskFounded in 1992Size: 0.5 FTE, total assets €1.4mEquity €1.1m (79.4% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 49% of its sector peers (NACE 70, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 79.4% of total assets
Liquidity 50-9
short-term debt 5.0% · cash 0.3%
Profitability 94+61
return on assets 20.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,471 companies, NACE 70, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.88, compared with 3.48 in 2024, above the usual 1.5; short-term debt: 5% and cash: 0.3% of total assets), and 20.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 36% on liquidity, 64% on profitability and 11% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 2.88, cash €4,047, halved
NBB · annual accounts
lowers risk · Founded in 1992
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: 0.5 FTE, total assets €1.4m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €1.1m (79.4% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
20 days late
2023
28 days early
2022
42 days early
2021
32 days early
2020
26 days early
2019
46 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (4 of the last 5 filed years within 47 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Resignations: Michel BODSON (director) and David…Appointments: Christian VERDONCK, SOWAPIMMO and…
  3. Back to profitnet €291,282

Key points

  • Caution: Board changedlatest change 22-01-2026 · 2 in office 2 joined · 2 left View
  • Positive: Back in profit in 2025after -€19,023 in 2024 €291,282 View
  • Controlled by SOWAPIMMOultimately: SOCIETE DE DEVELOPPEMENT ET… 100% View

By topic

Financials

Financial year
2025
Total assets
€1.4m
Profit
€291,282
Solvency
79.4%
Total assets▼ 60.1%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
Parent
SOWAPIMMO · 100%
  • Christian VERDONCKDirector
  • SOWAPIMMODirector
Go to Board & ownership

Timeline

Events
43
Since
1993
Next accounts
by 31-07-2027
  1. 20-08-2025Annual accounts filed
  2. 25-07-2025Resignation: Bertrand BODSON (director)
  3. 31-12-2024Equity above €2m
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Business and other management consultancyNACE 70200
Founded
10-06-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about IMALC

What is the company number of IMALC?
0447.632.036. In Belgium the VAT number is the company number with BE in front: BE 0447.632.036.
Where is IMALC based?
The registered office is at Chaussée d'Antoing(TOU) 55, 7500 Tournai.Company details
What does IMALC do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of IMALC?
Public limited company (NV).
When was IMALC founded?
On 10-06-1992.
Is IMALC still active?
Yes, IMALC is an active enterprise in the KBO register.
How many employees does IMALC have?
On average 0.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of IMALC?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is IMALC profitable?
In financial year 2025, IMALC made a profit of €291,282.
Where can I find the annual accounts of IMALC?
IMALC filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IMALC due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to IMALC

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure